You probably have a checklist for everything from standard operating procedures to opening and closing your shop. But do you have any documentation to combat theft, accidents, and other business risks you face every day? Each type of industry or business can use an individualized risk management checklist. The goal here is to get you started on some common points.
Read MoreEven though summer is winding down, chances are there will still be some hot days remaining. And if you work in an indoor environment where heat is a constant issue, your employees may face overheating dangers throughout the year.
Read MoreOn June 18, 2020, the Occupational Safety and Health Administration (OSHA) released guidance to help employers plan how to reopen nonessential businesses. The guidance also addresses issues employers should consider as they ask their employees return to work during the COVID-19 pandemic.
Read MoreEmily Groden, founder of Evergreen Frozen Waffles, created a fun, tasty, & nutritious breakfast (or snack) that's ready at a moment’s notice. You have to try these. The grand-kids love the Mixed Berry & Almond but my favorite is Peanut Butter & Banana.
Read MoreKey Person Insurance is life or disability insurance that a business can buy on a specific employee to compensate itself against the financial loss that it might suffer due to the death or long-term illness of that employee.
Read MoreSince being established as part of the Coronavirus Aid, Relief and Economic Security Act in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal guidance and interim final rules.
Read MoreOur businesses are all affected in different ways by the COVID crises. One thing that we will all have in common is that things will be different moving forward. We will need to create action plans to handle both employees and customers as things begin to open up.
Read MoreWinter is a busy time of year for all. Injuries from slips and falls peak during winter months, putting your employees out of commission right when you need them most. If you have retail locations, slippery conditions from winter weather can put your customers at risk too.
Read MoreSo if your building is struck by lighting and catches fire - there is direct physical loss to property - and policy will respond replacing what was damaged. But what about your local building code requirements? Does your building meet all the current cores?
Read MoreEffective staff recognition ideas have the potential to completely change your company's culture - for the better. So, what are you doing to make sure your workers know how much you value them as not just employees, but as people?
Read MoreThe U.S. Equal Employment Opportunity Commission (EEOC) has strict laws in place to protect job candidates and employees from discrimination. You should avoid asking job interview questions about age, disability, genetic information, race or ethnicity, gender identity or sexual orientation, national origin, religion, marital status, having children, pregnancy, or planning to start a family.
Read MoreThe key difference between an additional insured and a certificate holder comes down to whether you have coverage under someone else’s insurance policy. This only applies if you’re named as an additional insured on a policy.
Read MoreIt’s that time of year - Chicago area businesses will be adding college interns to their summer workforce. Whether they are paid interns or not - the question is “Are interns covered on workers compensation in Illinois?”
Read MoreDespite the recent spate of recalls in the auto industry, it’s difficult to find catastrophic fault with today’s new cars. It’s been ages since the industry produced vehicles that were so mechanically misbegotten they’d, say, drop a transmission to the pavement within days after being picked up at the dealership.
Read MoreIt is important for businesses to understand the need for Utility Service Inturruption Insurance. Watch the video for detail to learn why you should consider this coverage.
Read MoreAre your employees lifting, pushing, pulling and carrying objects more than they need to? According to the National Safety Council, overexertion from manual material handling activities like these is the third leading cause of workplace injuries in the United States, costing employers $13.4 billion a year.
Read MoreIt is a common misconception that pinch injuries cannot be serious. In fact, pinch point injuries can be deadly, and they are one of the most common types of on-the-job accidents. Pinch point hazards are particularly difficult to guard against because they are everywhere.
Read MoreIllinois does not have a statute or regulation generally addressing drug testing of employees and applicants by private employers. However, Illinois law requires that employers working under a public works contract have a written program in place for drug testing employees.
Read MoreOne of the most common causes of injury in body shops and garages is the improper use of hand and power tools. Broken or worn equipment, as well as employees untrained in proper equipment use, can result in severe injuries that may cause you to miss several days (or even weeks) of work. Follow these tips to stay safe with hand and power tools in the workplace.
Read MoreCut-off machines are high-speed, fast-cutting power tools used in landscaping to cut concrete, asphalt and metal. Not surprisingly, these powerful machines can be very dangerous if not used properly.
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