As of January 1, 2015 Public Health Inspectors will begin enforcing the Illinois Food Handling Regulation Enforcement Act (410 ILCS 625), amended by SB1495 and passed into law on August 27, 2013, which requires Food Handler training in Illinois.
Read MoreIllinois Property Insurance and the Importance of Equipment Breakdown Coverage. This video highlights the importance of equipment breakdown coverage.
Read MoreRighter’s Senate Bill 846 would require an employer’s workers’ compensation insurance to pay a claim only if the employee’s injury was caused primarily by a workplace accident.
Read MoreI have had many inquiries into the 2015 Illinois Workers Compensation Rates. If anyone has interest send me an email with the Workers Compensation Class Code in question and I will forward the detail. If you don't know your class code, let me know the type of business you are in and I'd be happy to help.
Read MoreIt is time for a quick review of your Data Breach Exposures and Cyber Liability coverage? Watch this video for a review of policy limitation and coverage options.
Read MoreMost standard property insurance policies cover property while it is on or within a specific number of feet of the premises, such as 100 or 1,000. That office laptop is covered while the salesman carries it to the parking lot and drops it on the back seat of his car, but not once he leaves the parking lot.
Read MoreInsurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business owners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses.
Read MoreFrom time to time, you'll be asked to provide a loss-run report, either on a new insurance application or on a renewal. What exactly are loss runs, and why do insurance companies request them? What follows is an explanation of everything you need to know about loss runs and how they affect your application or policy renewal.
Read MoreIt's not uncommon for a business to provide an employee with a car or truck that is owned by the business. The insurance is then purchased by the business on a Business Automobile Policy. It's also not uncommon for a business owner to title the vehicle they normally operate in the business name and insure that vehicle under the business insurance program.
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