Posts in Workers Compensation
Workers’ Compensation for the Hybrid Workplace

Employers continue to offer their employees hybrid work options. While there has been much progress in making remote work available and efficient, there are still some issues that lead to confusion. It can be very difficult to determine whether a company’s workers’ comp should cover an incident if an employee works away from the office with undefined hours.

Read More
What Is In A Work Comp Policy

Workers in your business are an important part of the overall operation. But employees are vulnerable to injuries and illness on the job even in the safest workplaces. Luckily, we can help you get set up with all the workers’ comp your workplace needs to stay safe and afloat for years to come.

Read More
Best Practices for Return-to-Work Programs

One of the biggest components of workers’ compensation is an effective return-to-work program. Eliminating injuries and illnesses is paramount for reducing workers’ compensation costs, but after an incident, an program can significantly reduce workers’ compensation costs for employers and improve the lives of employees by getting them back to work when there is an injury or illness

Read More
Workers Compensation Insurance

Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage.  Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working.

Read More
5 Insurance Mistakes Landscapers Make

If you own a landscaping business, you know things happen! Some mistakes aren’t preventable, even when you take every precaution. What can be prevented is how much your business suffers financially when things go wrong. You might think the only mistakes you have to worry about are made in a regular day’s work. In reality, the biggest mistake you can make is not protecting yourself before the mistake ever happens.

Read More
How Inflation Impacts Workers’ Compensation Insurance

In the scope of workers’ compensation coverage, inflation issues have become increasingly evident through various sector trends—including labor shifts, rising wages, higher medical expenses and rate adequacy challenges. With this in mind, it’s important for businesses to better understand these trends and learn what they can do to mitigate inflation concerns within their workers’ compensation programs.

Read More
Workers CompensationDan Zeiler
4 Key Steps to Creating Lockout/Tagout Programs

An employee turns off the power to a piece of equipment and sticks their arm into the machine to clear out a jam. A co-worker, unaware the power is off , turns on the equipment, injuring the employee. We've all heard horror stories like this, but with thorough lockout/tagout procedures in place, you can reduce the chance of accidents like this happening in your workplace.

Read More
Workers CompensationDan Zeiler
Cumulative Trauma Disorders

Workplace injuries are not always simply the result of one-time accidents. Falling off a ladder, slipping on a wet floor, getting hit on the head by an object falling off a shelf, or slicing a hand on a sharp tool are common ways workers injure themselves while performing their daily job duties. However, long-term injuries that develop caused by repetitive, daily work activities are also common workers’ compensation claims.

Read More
Workers CompensationDan Zeiler
Heat Related Safety Tips

Throughout the summer months, outdoor workers and workers in non-air-conditioned spaces in a variety of industries are often exposed to extreme heat and/or humidity that can easily lead to heat stress and exhaustion, heat stroke and even death. Thousands of workers nationwide can suffer heat-related illnesses every year; however the good news is that these conditions can be avoided when the proper preventative steps are taken.

Read More
Delayed Claims Reporting: The True Cost to Businesses and Injured Workers

Workplace injuries that go unreported can keep employees on the sidelines — uncertain about treatment and unclear on what to expect under their state’s WC system. When workplace incidents do happen, prompt claim reporting is a key factor to ensuring injured employees receive the necessary care to feel supported in a successful return — and minimizing business impact.

Read More