Understanding when and how your car insurance covers repairs is crucial for every driver. Whether it’s a minor fender bender, a significant collision, or unexpected damage from a hailstorm, knowing the ins and outs of your insurance policy can save you time, money, and stress.
Read MoreThe process of buying a house can be filled with excitement, but it also comes with a fair amount of questions. One question you might ask yourself is, “When is the best time to buy a house?” There’s no easy answer, but if you come prepared with the right knowledge and strategies, purchasing your dream home on your own timeline may be easier than you think.
Read MoreIn general, auto insurance will follow the car listed on the policy. It will cover your covered auto that is driven by you, a household family member, or by a licensed driver who has your permission to use your auto. There are some instances where insurance will cover the driver, like when renting a vehicle for personal use.
Read MoreThere are two primary categories of life insurance: term and permanent. Term life insurance lasts for a set timeframe (usually 10 to 30 years), making it a more affordable option, while permanent life insurance lasts your entire lifetime. There are multiple types of permanent life insurance, including whole life, universal life, and variable life insurance.
Read MoreYou got into a car collision, now what? This situation may leave you wondering – should you file a claim with your insurance or pay out of pocket for the damages yourself? What if other people are involved? What if the only damages are to your own property? Your insurance is there to help in these situations.
Read MoreWhen you think of water seeping into your home, the first thing you think of is probably a flood. But there are many more common causes of water backup, and they can get just as costly. In fact, on average, water backup claims are the third most costly types of home insurance claims, after fires and liability claims.
Read MoreWhile car insurance premiums fluctuate based on numerous factors, including driving history, vehicle type and location, age is a significant factor used to help determine rates. Talk with your Zeiler Insurance to find the best option to decrease your auto insurance rates.
Read MoreMore and more people are choosing solar for their home’s electricity needs. Many homeowners also hope to save money over time by reducing their energy bills and taking advantage of tax incentives. While solar panels come with many benefits, they’re not a fit for every home. To decide whether solar power is a good decision for your home’s energy needs, consider the factors.
Read MoreIn Illinois, nearly 80% of all tornadoes occur from April 1st through June 30th. Adverse weather, such as high winds, heavy rain, hail and tornadoes, can cause extensive damage to homes and vehicles. Therefore, homeowners and drivers like you need appropriate insurance coverage, including policies and endorsements designed to provide financial protection against storm damage.
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Tax season is a prime opportunity for criminals to hijack your identity for their own financial gain. Learn five ways to protect your personal information and help minimize your exposure to tax-related identity theft.
Read MoreWe get it. There are lots of reasons why you might consider selling your current car and getting a new one: maybe your financial situation has changed, or it’s costing you too much to maintain an older car, or your lease has expired. We've come up with a list of pros, cons, and tips to think about.
Read MoreWhen money is tight, everyone looks for ways to cut back. One temptation is to let your car insurance expire, even for a short period of time. This really isn’t a great idea, because a car insurance lapse can cause you some unexpected problems.
Read MoreIf your home is used solely for your personal residence, then your homeowners insurance is not tax deductible. However, there are exceptions. Here are some instances to consider that could, in fact, make your homeowners insurance tax deductible.
Read MoreRecord-breaking distracted driving has created a great deal of alarm on the roadways, with more frequent and dangerous crashes – many of which are caused by cell phone use – becoming part of the norm in the U.S.
Read MoreFoul weather, deep snow, and muddy roads can all have drivers craving more traction. There are four distinct drivetrain configurations to choose from: front-wheel, rear-wheel, all-wheel, and four-wheel drive. By learning how each of these systems works, you can better choose the right one for your challenges.
Read MorePart of the benefit of being a homeowner is being able to entertain friends, family and other guests. But what happens when something goes wrong and a guest causes damage?
Read MoreYou can file a claim without a police report, but having one can speed up the process. Here's what to do after an accident, and the importance of reports.
Read MoreThe insurance policy declarations page, also known as a "dec page," is the first page (or pages) of your auto or homeowners insurance policy. While they both serve the same general purpose, each one contains specific information about the coverages you have for your vehicle(s) or home.
Read MoreIf your motorcycle won't be on the road, you're not required to carry motorcycle insurance. However, that doesn't mean you should cancel your motorcycle policy. Some insurance companies will allow you to drop certain coverages and change your coverage limits while your bike is in storage or off the road.
Read MoreAll it takes is one small chip in the windshield before it becomes a full-fledged crack. Even though a chip may appear small, it can quickly become a more serious issue. Here’s how to prevent a windshield crack from escalating into a more serious safety concern.
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