When this happens, the first question you may ask is, does car insurance cover hail damage? The short answer is yes, but only if you carry comprehensive coverage. This article explains what auto insurance typically covers after a hailstorm, how comprehensive coverage and deductibles affect payouts, and steps to document damage and file a hail claim.
Read MoreBoats are sturdy modes of transportation, but even the most seasoned boater with the sturdiest watercraft must keep one eye on weather forecasts to avoid serious damage. Consider some tips to help minimize the potential of damage to your boat.
Read MoreHazard insurance is a term you may hear when buying a home or reviewing your mortgage paperwork. Here’s what hazard insurance means, what it may cover, what it typically excludes, and how to make sure your home has the protection it needs.
Read MoreHail can be common during these storms. Check your roof for signs of hail damage. Dislodged shingle granules and clogged gutters could be signs of hail damage to your roof. Find out how hail damage looks on your roof type: asphalt shingles, metal roofs, slate/tile, or wood roof. Some roof shapes have higher risk of hail damage.
Read MoreSummer can be a difficult time to focus on home maintenance with the warm weather and all-day barbecues. While it’s much more fun to soak up the sun and relax outside with friends, investing a little time and effort now can save you from future headaches and expenses.
Read MoreIn general, if your pool is damaged by a covered peril, it will be covered under your homeowners insurance policy. The way your policy is written will determine whether your pool is considered part of your home or viewed as part of your “other structures” coverage.
Read MoreSummertime usually means vacations and summer road trips, with more people driving, walking, and biking. Now is a good time to review these summer driving safety tips. A little planning and some safety checks might spare you from dealing with the consequences of a breakdown.
Read MoreThe Office of the Illinois State Fire Marshal (OSFM) encourages everyone to let the professionals handle fireworks, it’s simply not worth the risk! Every year across the state accidental fires, burn injuries, loss of limbs and deaths occur due to the use of fireworks.
Read MoreIn the state of Illinois, the question of who is responsible for fallen tree removal can often be a source of confusion. The short answer is that it depends on a few factors: the local laws, whether it can be proved that the tree was neglected, whether there was damage to property, and the location of the tree itself.
Read MoreDays are getting longer, temps are rising, schools are closing. For people who own pools and hot tubs, that means two things: more time in the water, and more need for precautions. Make sure your summer is good fun, not bad luck with these 11 pool safety tips.
Read MoreWhether you’re looking to buy your first or your next home, you may wonder if buying a fixer-upper home could be a good investment. While fixer-uppers can help you save some money and secure a good location, they may not be a good fit for everyone. Let’s explore more about how to buy a fixer-upper by looking at the different types on the market and the pros and cons of purchasing one.
Read MoreComprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.
Read MoreMany people use the term “RV” to mean “motorhome,” but technically a travel trailer is also an RV. The difference between motorhomes and travel trailers is that motorhomes have a built-in engine while travel trailers need another vehicle to tow them.
Read MoreAs a homeowner, you have a lot to think about when it comes to taking care of your home. But one thing you may not have considered is how water-connected appliances and systems can lead to water damage. Learn how to proactively defend against potential water issues. Just a few simple tasks can help you come home happy.
Read MoreIf you own a deck, you know that it faces constant exposure to the elements. Harsh sunlight, heavy rain, ice, and snow can all cause wear and tear over time. The average wooden deck typically lasts between 10 and 15 years. However, with proper care and regular maintenance, you can extend its lifespan and enjoy your outdoor space for many more years.
Read MoreWhen budgeting for a new car, most people factor in the monthly payment. But insurance costs vary depending on whether you lease or buy. Insurance requirements and costs differ significantly depending on whether you lease or buy a car. Leased vehicles typically require full coverage with higher liability limits, while financed or owned vehicles offer more flexibility once the loan is paid off.
Read MoreGutters are that part of your home that you probably don’t spend much time thinking about unless you see leaves poking out or water pouring off the sides of your home rather than going through the downspout.. Here’s everything you need to know about gutters and insurance coverage, along with a few signs you need gutter replacement.
Read MoreLife insurance can help build a foundation of financial and emotional security for your loved ones. When you're no longer around, your heirs may be responsible for all your unpaid bills and debts, as well as paying for final expenses, probably out-of-pocket. With life insurance, your beneficiaries can use the funds from the death benefit to pay for these things and more.
Read MoreDo you or a family member have an E-Bike? We see them more and more often. Even young kids zipping around on the street, sidewalks, and parking lots. What if you accidently hit a pedestrian? Or a family member lets a friend try the E-Bike and they get hurt?
Read MoreUnderstanding your homeowners insurance coverage is important. Why? Because even the best home insurance policy won't cover everything. Here are Frequently asked questions on what typically is not covered by home insurance.
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