Homeowners insurance may pay for hail damage to your roof, siding, and any other part of your property, minus your deductible. Hail is typically a covered peril on standard homeowners policies, but your policy may have a separate deductible for damage caused by hail — especially if you live in an area prone to hailstorms.
Read MoreOther Structures coverage provides financial protection for structures on your property that are separate from your main dwelling (i.e. not attached). Other Structures covered under Coverage B include: Detached garages, Sheds and workshops, Barns, Gazebos, etc.
Read MoreHarsh winter months take a toll on your vehicle’s battery, tires, fluids, and overall performance. As the seasons change, your car needs a little extra attention to recover from winter’s impact and prepare for spring’s varying conditions. A spring car tune-up checklist can help you keep your vehicle in top shape, improve safety and efficiency, and avoid costly repairs.
Read MoreHealthy trees can add beauty to your home. But in the event of a storm, just one unhealthy tree can pose a risk to your family and property. Here are seven things you can look for to help determine if trees around your house require attention. And if your trees display any of these characteristics, contact a professional to help address the problem.
Read MoreBuying a used car can be daunting. No one wants to mistakenly purchase a “lemon” riddled with defects that aren’t apparent at first sight. Thankfully, we have many resources and tools that can help you make an educated buying decision.
Read MoreSpring is here and, for millions of Americans, that means pulling the ATV out of winter storage. It’s been a long, chilly few months since your last ride, and you’re probably itching to get rolling. But before you hit the trail or haul that first load, you’ll want to make sure your four-wheel friend is in good working order.
Read MoreThunderstorms are most likely in the spring and summer months and during the afternoon and evening hours, but they can occur year-round and at all hours. To prepare and reduce damage to your home, follow these steps that include trimming trees, securing outdoor units, and installing protectors.
Read MoreWater backup can be a homeowner’s worst nightmare, causing significant property damage that can lead to costly repairs. The good news is that there are proactive measures you can take to safeguard your home against water damage.
Read MoreDoes your homeowners insurance policy cover your most valuable belongings? Whether you’ve just proposed and need to help protect your intended’s stunning engagement ring or you’re making the artwork purchase of a lifetime, knowing that these investments are protected can bring you important peace of mind.
Read MoreWhen you first get a new car, you’re probably excited about driving your vehicle and not about the auto loan you took out to finance it. But what would happen if you totaled your car? Would you have enough money to pay off the loan?
Read MoreJust as you’d go to the doctor for an annual checkup or perform routine maintenance on your vehicle, having an annual insurance policy review is just as important. Reviewing your insurance coverage at least once a year is an excellent idea to help ensure that you, your family and your belongings are all protected.
Read MoreIt’s easy to get swept up in the excitement of buying a new car, but remember that there will be expenses other than just the purchase price. One of those costs is insurance for a new car. Auto insurance is important to get because it can help cover damage to vehicles and property, as well as injuries to people involved in crashes.
Read MoreWinter brings cozy evenings by the fire, hot cocoa, and holiday cheer — but it may also bring harsh weather that can cause some serious damage to your home’s roof. Snow, ice, and constant temperature changes challenge even the sturdiest roofing systems, and without the right care, these seasonal stressors can turn small issues into big, pricey problems.
Read MoreWhen it comes to auto insurance, the price you pay isn’t just a random number. Insurance companies use various factors to determine your premiums. While some of these factors are personal to you — e.g., driving record and where you live — others are directly related to the car you drive.
Read MoreThe ideal time to get ready for a snowstorm is long before one is in the forecast. Winter storms can bring cold temperatures, icy roads, power failures and a loss of communication services. Such conditions bring safety challenges, so you’ll want to plan ahead.
Read MoreIf you’re like most people, you’re probably asking yourself: Why are car insurance rates going up and is there anything I can do to lower my auto insurance rate? In this article, we’ll discuss factors affecting the market and ways to help lower your auto insurance rate. We’ll also explain how optional coverage packages could help reduce out-of-pocket claim expenses.
Read MoreIf you are a homeowner, or perhaps rent a home in which you are responsible for a certain level of maintenance, it is critical to winterize your home’s water system before the temperature drops to help ensure a winter season free from frozen pipes and potential water damage.
Read MoreIf you have an accident because of snowy conditions, collision coverage may cover the resulting damage to your car. However, comprehensive and collision are optional coverages, so be sure to add them if you want coverage for snow-related damage.
Read MoreIn the world of insurance, a “peril” is an event or circumstance that could result in property damage. The term “hazard insurance” has been made popular by mortgage lenders when referring to dwelling coverage because they typically require the coverage, at a minimum, to protect their interest in the home’s structure.
Read MoreFrom candles to candy and trees to toys, nearly every joyful holiday tradition also carries the potential for accidents and injuries. Even just the cold winter weather can be dangerous for the pipes in your home.
Read More
