Buying a used car can be daunting. No one wants to mistakenly purchase a “lemon” riddled with defects that aren’t apparent at first sight. Thankfully, we have many resources and tools that can help you make an educated buying decision.
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Spring is here and, for millions of Americans, that means pulling the ATV out of winter storage. It’s been a long, chilly few months since your last ride, and you’re probably itching to get rolling. But before you hit the trail or haul that first load, you’ll want to make sure your four-wheel friend is in good working order.
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Thunderstorms are most likely in the spring and summer months and during the afternoon and evening hours, but they can occur year-round and at all hours. To prepare and reduce damage to your home, follow these steps that include trimming trees, securing outdoor units, and installing protectors.
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Water backup can be a homeowner’s worst nightmare, causing significant property damage that can lead to costly repairs. The good news is that there are proactive measures you can take to safeguard your home against water damage.
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Does your homeowners insurance policy cover your most valuable belongings? Whether you’ve just proposed and need to help protect your intended’s stunning engagement ring or you’re making the artwork purchase of a lifetime, knowing that these investments are protected can bring you important peace of mind.
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When you first get a new car, you’re probably excited about driving your vehicle and not about the auto loan you took out to finance it. But what would happen if you totaled your car? Would you have enough money to pay off the loan?
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Just as you’d go to the doctor for an annual checkup or perform routine maintenance on your vehicle, having an annual insurance policy review is just as important. Reviewing your insurance coverage at least once a year is an excellent idea to help ensure that you, your family and your belongings are all protected.
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It’s easy to get swept up in the excitement of buying a new car, but remember that there will be expenses other than just the purchase price. One of those costs is insurance for a new car. Auto insurance is important to get because it can help cover damage to vehicles and property, as well as injuries to people involved in crashes.
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Winter brings cozy evenings by the fire, hot cocoa, and holiday cheer — but it may also bring harsh weather that can cause some serious damage to your home’s roof. Snow, ice, and constant temperature changes challenge even the sturdiest roofing systems, and without the right care, these seasonal stressors can turn small issues into big, pricey problems.
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When it comes to auto insurance, the price you pay isn’t just a random number. Insurance companies use various factors to determine your premiums. While some of these factors are personal to you — e.g., driving record and where you live — others are directly related to the car you drive.
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The ideal time to get ready for a snowstorm is long before one is in the forecast. Winter storms can bring cold temperatures, icy roads, power failures and a loss of communication services. Such conditions bring safety challenges, so you’ll want to plan ahead.
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If you’re like most people, you’re probably asking yourself: Why are car insurance rates going up and is there anything I can do to lower my auto insurance rate? In this article, we’ll discuss factors affecting the market and ways to help lower your auto insurance rate. We’ll also explain how optional coverage packages could help reduce out-of-pocket claim expenses.
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If you are a homeowner, or perhaps rent a home in which you are responsible for a certain level of maintenance, it is critical to winterize your home’s water system before the temperature drops to help ensure a winter season free from frozen pipes and potential water damage.
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If you have an accident because of snowy conditions, collision coverage may cover the resulting damage to your car. However, comprehensive and collision are optional coverages, so be sure to add them if you want coverage for snow-related damage.
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In the world of insurance, a “peril” is an event or circumstance that could result in property damage. The term “hazard insurance” has been made popular by mortgage lenders when referring to dwelling coverage because they typically require the coverage, at a minimum, to protect their interest in the home’s structure.
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From candles to candy and trees to toys, nearly every joyful holiday tradition also carries the potential for accidents and injuries. Even just the cold winter weather can be dangerous for the pipes in your home.
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Throughout your life, you have most likely heard many things about how insurance works. For example, did you grow up thinking that car insurance costs more if you drive a red car? Let’s bust these common insurance myths and uncover the truth!
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Home inspections play an important role in the real estate process, especially for home buyers. It's the homeowner’s opportunity to uncover any hidden issues lurking beneath the surface of their dream home. A thorough home inspection can save homeowners from a financial nightmare down the road, and ensure a safe and sound property.
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Waking up to a flood in your basement due to a faulty water heater is anything but pleasant – especially after you realize your floor is damaged. One of the first questions you’ll likely ask yourself is, does my homeowners insurance cover water damage?
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Whether your car insurance will cover electrical issues depends on the cause of the issue and the type of car insurance coverage you have. If the electrical issues were caused by a covered accident, the repairs may be covered by the at-fault driver. If the electrical issues were the result of normal wear and tear or age, they likely won't be covered.
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