Pros and Cons of Buying a Fixer-Upper House

Whether you’re looking to buy your first or your next home, you may wonder if buying a fixer-upper home could be a good investment. While fixer-uppers can help you save some money and secure a good location, they may not be a good fit for everyone. Let’s explore more about how to buy a fixer-upper by looking at the different types on the market and the pros and cons of purchasing one.

Read More
What is Comprehensive Insurance?

Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.

Read More
Signs your deck may need repair or replacement

If you own a deck, you know that it faces constant exposure to the elements. Harsh sunlight, heavy rain, ice, and snow can all cause wear and tear over time. The average wooden deck typically lasts between 10 and 15 years. However, with proper care and regular maintenance, you can extend its lifespan and enjoy your outdoor space for many more years.

Read More
Home InsuranceDan Zeiler
Is Car Insurance Cheaper if You Lease or Finance?

When budgeting for a new car, most people factor in the monthly payment. But insurance costs vary depending on whether you lease or buy. Insurance requirements and costs differ significantly depending on whether you lease or buy a car. Leased vehicles typically require full coverage with higher liability limits, while financed or owned vehicles offer more flexibility once the loan is paid off.

Read More
Auto InsuranceDan Zeiler
Does Homeowners Insurance Cover Gutters?

Gutters are that part of your home that you probably don’t spend much time thinking about unless you see leaves poking out or water pouring off the sides of your home rather than going through the downspout.. Here’s everything you need to know about gutters and insurance coverage, along with a few signs you need gutter replacement.

Read More
Home InsuranceDan Zeiler
What are the benefits of life insurance?

Life insurance can help build a foundation of financial and emotional security for your loved ones. When you're no longer around, your heirs may be responsible for all your unpaid bills and debts, as well as paying for final expenses, probably out-of-pocket. With life insurance, your beneficiaries can use the funds from the death benefit to pay for these things and more.

Read More
What is Renters Insurance?

Renters insurance may cover personal belongings damaged from a covered peril plus additional living expenses, if you're unable to live at your residence while it's being repaired because of a covered loss. Your renters policy also includes personal liability coverage if you're legally responsible for someone else's injuries or damages. Renters insurance won't cover the actual structure you live in — that's your landlord's responsibility.

Read More
Winter Driving Safety Tips

Winter weather can cause roadways to be hazardous due to snow and ice, which means you need to prepare yourself and your vehicle for safety. If you have to drive in the snow, there are a number of things you can do to make it as safe as possible. And don't forget that before you drive anywhere, you need to have car insurance.

Read More
Auto InsuranceDan Zeiler
Avoid Weather-Related Utility Scams After the Recent Winter Storm

It’s going to take time to recover from the winter storm that affected a large part of the country and left hundreds of thousands without power. Scammers know severe weather may have shut off your electricity, heat, or water. And they might try to take advantage by sending messages that look like they’re from your utility company with links designed to steal your personal information.

Read More
Dan Zeiler
What To Do When Your House is Flooded

Damage can be devastating when large amounts of water enter your home. And when you have a flooded house, the repair process can be long and expensive. Cleaning and repairing a flooded house takes time. Learn the crucial steps and coping mechanisms that can help when repairing your flooded home.

Read More
Dan Zeiler