Water damage can happen without warning and cause major issues for your business. We'll walk through what commercial water damage insurance typically covers, what it doesn't, and how to navigate claims so your business stays protected.

If you're responsible for property that isn't yours and it gets damaged, your standard coverage likely won't pay for it. Care, custody and control insurance can protect your business from that risk.

As a business owner, it’s not always easy to figure out which types of insurance coverage you need. Especially with so many different coverages for employee healthcare. To protect your employees, it’s important to understand the difference between the coverages.

Although personal auto and commercial auto insurance are both types of vehicle coverage, they protect drivers in different ways. Understanding what your personal and commercial liability insurance policies cover can help your business survive pricey car accidents, legal fees, and damages.

Whether an auto accident injury is covered by a workers’ compensation insurance policy will depend on the circumstances surrounding the vehicle’s use at the time of the collision. In most cases, an injured employee will qualify for workers’ compensation coverage if the car crash occurred in the course and scope of employment.

You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the cost of the services and what you might have to pay. Your EOB is not a bill.

Garage fires can spread quickly, but regular maintenance and a few simple precautions can help reduce the risk. Learn how proper storage, electrical safety, safe charging practices, and routine inspections can help protect your garage and home.

If someone borrows your car and crashes it, your auto insurance policy is typically reviewed first. However, coverage depends on your policy, the driver’s relationship to you, whether they live in your household, how often they use the vehicle, whether they are excluded from your policy, how the car was being used and the state law that applies.

Auto insurers price their policies based on a number of factors. Sometimes these cost factors go up, and sometimes they go down. In most states, costs are currently rising. Your actions, as a policyholder, can affect what you pay, too. Read on for more detail.

When you place your property in a revocable living trust, you’re taking an important estate planning step. However, many property owners overlook a crucial detail: updating their insurance policies to reflect this change in ownership.

School days bring congestion: School buses are picking up their passengers, kids on bikes are hurrying to get to school before the bell rings, harried parents are trying to drop their kids off before work. It's never more important for drivers to slow down and pay attention than when kids are present .

A revocable trust is often the simplest and most flexible way to pass on a home since it allows you to keep full control during your lifetime and clearly direct how the home (or its sale proceeds) should be handled. Alternatives such as joint ownership, transfer-on-death deeds, or a will may work in some cases, but they can involve trade-offs around probate, flexibility, and planning for contingencies

Open enrollment is coming up – the time of the year when you have the option to sign up for health insurance and other benefits or make changes to your current plan. Often, what seems like a straightforward process can actually feel quite overwhelming. Get the information you need to understand the process, choose the best benefits options and move forward with confidence.

When this happens, the first question you may ask is, does car insurance cover hail damage? The short answer is yes, but only if you carry comprehensive coverage. This article explains what auto insurance typically covers after a hailstorm, how comprehensive coverage and deductibles affect payouts, and steps to document damage and file a hail claim.

Boats are sturdy modes of transportation, but even the most seasoned boater with the sturdiest watercraft must keep one eye on weather forecasts to avoid serious damage. Consider some tips to help minimize the potential of damage to your boat.