Although personal auto and commercial auto insurance are both types of vehicle coverage, they protect drivers in different ways. Understanding what your personal and commercial liability insurance policies cover can help your business survive pricey car accidents, legal fees, and damages.

Whether an auto accident injury is covered by a workers’ compensation insurance policy will depend on the circumstances surrounding the vehicle’s use at the time of the collision. In most cases, an injured employee will qualify for workers’ compensation coverage if the car crash occurred in the course and scope of employment.

Hybrid work is driving a new class of workers’ compensation risk—one that’s harder to verify, slower to resolve and increasingly costly. What was once a clearly defined workplace with fixed hours, controlled environments, and observable behavior has been replaced by a distributed model where work happens at kitchen tables, coffee shops, spare bedrooms, and everywhere in between.

When you place your property in a revocable living trust, you’re taking an important estate planning step. However, many property owners overlook a crucial detail: updating their insurance policies to reflect this change in ownership.

School days bring congestion: School buses are picking up their passengers, kids on bikes are hurrying to get to school before the bell rings, harried parents are trying to drop their kids off before work. It's never more important for drivers to slow down and pay attention than when kids are present .

A revocable trust is often the simplest and most flexible way to pass on a home since it allows you to keep full control during your lifetime and clearly direct how the home (or its sale proceeds) should be handled. Alternatives such as joint ownership, transfer-on-death deeds, or a will may work in some cases, but they can involve trade-offs around probate, flexibility, and planning for contingencies

Open enrollment is coming up – the time of the year when you have the option to sign up for health insurance and other benefits or make changes to your current plan. Often, what seems like a straightforward process can actually feel quite overwhelming. Get the information you need to understand the process, choose the best benefits options and move forward with confidence.

When this happens, the first question you may ask is, does car insurance cover hail damage? The short answer is yes, but only if you carry comprehensive coverage. This article explains what auto insurance typically covers after a hailstorm, how comprehensive coverage and deductibles affect payouts, and steps to document damage and file a hail claim.

Boats are sturdy modes of transportation, but even the most seasoned boater with the sturdiest watercraft must keep one eye on weather forecasts to avoid serious damage. Consider some tips to help minimize the potential of damage to your boat.

Hazard insurance is a term you may hear when buying a home or reviewing your mortgage paperwork. Here’s what hazard insurance means, what it may cover, what it typically excludes, and how to make sure your home has the protection it needs.

Hail can be common during these storms. Check your roof for signs of hail damage. Dislodged shingle granules and clogged gutters could be signs of hail damage to your roof. Find out how hail damage looks on your roof type: asphalt shingles, metal roofs, slate/tile, or wood roof. Some roof shapes have higher risk of hail damage.