Figuring out if you need commercial or personal auto insurance can be confusing, especially if you use your vehicle for business and personal errands. We can help you understand the differences between commercial and personal insurance so you can find the best option for your business.
Read MoreIf you’re a small business owner wondering, “How does commercial auto insurance work?” we can help. Commercial auto insurance is a type of auto liability insurance designed for businesses who own and operate company vehicles day-to-day.
Read MoreIf you’re considering auto insurance coverage for your business, it’s important to understand the basic elements of a commercial auto policy. The more you know, the easier it is to compare coverage and make an informed choice. Commercial auto insurance provides a variety of coverages for cars, trucks, vans and other vehicles used by your business.
Read MoreIn this hard market, most insurance companies have struggled to reach profitability for commercial auto insurance policies. This is largely due to several cost-driving trends impacting the segment. As such, it’s important for businesses to understand the primary reasons behind rising premium costs. Here are six factors currently affecting commercial auto insurance costs.
Read MoreNon-Owned Car insurance can cover your liability when one of your employees occasionally uses their personal vehicle for your business. That said, you should include all vehicles either owned or used regularly by your business on your commercial auto policy.
Read MoreTheft of catalytic converters has skyrocketed in recent years due to the highly valuable precious metals they contain. The National Insurance Crime Bureau found that the number of reported catalytic converter thefts increased from roughly 1,300 in 2018 to more than 52,000 in 2021. See why catalytic converters get stolen and how vehicle owners can prevent their theft.
Read MoreOwning and operating a landscaping business has a list of responsibilities and its fair share of risks no matter if it’s a startup or large corporation. Team and customer safety should always be top-of-mind, which is why commercial landscaping insurance is essential to your business’s success.
Read MoreWorking in winter weather conditions can be risky for employees. Learn winter weather safety tips to implement at your small business that could lower the risk of injuries for your outdoor workers.
Read MoreMost drivers know to slow down, turn off cruise control and avoid tailgating when driving on snowy or icy roads. However, many drivers are surprised to learn that rain can be nearly as treacherous to drive in. Flooded streets and swollen creeks can sweep vehicles off the road while water-slick roadways can cause hydroplaning.
Read MoreIn 1996, the National Safety Council designated June as National Safety Month. The goal was to increase awareness of the leading safety and health risks facing employees and decrease the risk for workplace injuries and deaths in the U.S.
Read MoreFrom drones and 3-D printing to artificial intelligence and autonomous vehicles, disruptive advancements in technology are everywhere – and they’re rapidly changing traditional business models across industries. While these trends may help improve efficiency, safety, and service, their increasing adoption also introduces new liability risks for the businesses that choose to incorporate them.
Read MoreFor businesses built around driving, COVID-19 poses a lot of risks. According to the Centers for Disease Control and Prevention (CDC), the virus spreads between people who are in close contact (within 6 ft) and through respiratory droplets produced when an infected person coughs, sneezes or talks. This can make being in a car with others especially dangerous.
Read MoreNo business is too small to be sued, burglarized or damaged by a fire. And no business owner wants an unexpected event to wipe out their hard work or investments. Thankfully, small business insurance can help protect your company and safeguard your income.
Read MoreOne of the most common causes of injury in body shops and garages is the improper use of hand and power tools. Broken or worn equipment, as well as employees untrained in proper equipment use, can result in severe injuries that may cause you to miss several days (or even weeks) of work. Follow these tips to stay safe with hand and power tools in the workplace.
Read MoreIt's not uncommon for a business to provide an employee with a car or truck that is owned by the business. The insurance is then purchased by the business on a Business Automobile Policy. It's also not uncommon for a business owner to title the vehicle they normally operate in the business name and insure that vehicle under the business insurance program.
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