Business Insurance

Since being established as part of the Coronavirus Aid, Relief and Economic Security Act in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal guidance and interim final rules.

Our businesses are all affected in different ways by the COVID crises. One thing that we will all have in common is that things will be different moving forward. We will need to create action plans to handle both employees and customers as things begin to open up.

Effective staff recognition ideas have the potential to completely change your company's culture - for the better. So, what are you doing to make sure your workers know how much you value them as not just employees, but as people?

The U.S. Equal Employment Opportunity Commission (EEOC) has strict laws in place to protect job candidates and employees from discrimination. You should avoid asking job interview questions about age, disability, genetic information, race or ethnicity, gender identity or sexual orientation, national origin, religion, marital status, having children, pregnancy, or planning to start a family.

The key difference between an additional insured and a certificate holder comes down to whether you have coverage under someone else’s insurance policy. This only applies if you’re named as an additional insured on a policy.

Despite the recent spate of recalls in the auto industry, it’s difficult to find catastrophic fault with today’s new cars. It’s been ages since the industry produced vehicles that were so mechanically misbegotten they’d, say, drop a transmission to the pavement within days after being picked up at the dealership.

It is a common misconception that pinch injuries cannot be serious. In fact, pinch point injuries can be deadly, and they are one of the most common types of on-the-job accidents. Pinch point hazards are particularly difficult to guard against because they are everywhere.

Illinois does not have a statute or regulation generally addressing drug testing of employees and applicants by private employers. However, Illinois law requires that employers working under a public works contract have a written program in place for drug testing employees.

Cut-off machines are high-speed, fast-cutting power tools used in landscaping to cut concrete, asphalt and metal. Not surprisingly, these powerful machines can be very dangerous if not used properly.