It is time for a quick review of your Data Breach Exposures and Cyber Liability coverage? Watch this video for a review of policy limitation and coverage options.
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Most standard property insurance policies cover property while it is on or within a specific number of feet of the premises, such as 100 or 1,000. That office laptop is covered while the salesman carries it to the parking lot and drops it on the back seat of his car, but not once he leaves the parking lot.
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Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business owners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses.
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From time to time, you'll be asked to provide a loss-run report, either on a new insurance application or on a renewal. What exactly are loss runs, and why do insurance companies request them? What follows is an explanation of everything you need to know about loss runs and how they affect your application or policy renewal.
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It's not uncommon for a business to provide an employee with a car or truck that is owned by the business. The insurance is then purchased by the business on a Business Automobile Policy. It's also not uncommon for a business owner to title the vehicle they normally operate in the business name and insure that vehicle under the business insurance program.
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