Business Insurance

It costs money to make money, and much of what business owners spend on their companies — their business expenses — can be deducted from their gross income to reduce their taxes. The list of deductible business expenses includes obvious ones like office rent, salaries and computers, but might also include water bills and window cleaning.

Risk managers need to understand that while the labor shortage is a large trend affecting the entire economy, it is straining different industries in different ways. Understanding what your workforce needs to retain them and keep business moving is critically important.

The freezing temperatures and bitter-cold wind chills of winter weather pose safety issues similar to those faced during the summer heat. Instead of dealing with rising body temperatures and heat stress, employers need to protect workers from the opposite problems—lowered body temperatures, hypothermia and frostbite.

It’s a new year and a fresh start. A great way to stay on the track for success in the new year is to make sure you have a natural disaster emergency response plan in place for your business. While maybe not the most exciting New Year’s resolution, it is important for management to spend time considering this topic in the context of your organization.

For many organizations, commercial snow plowing is a big part of their business. Since snow plowing is seasonal, it is often performed by landscaping, construction, environmental or home repair contractors as a way to increase cash flow during the slower winter months.

Companies that use trade, assumed or fictitious names may need to file for DBAs in order to comply with the laws of the states where they’re located. DBAs have been around for generations, but they’re the perfect solution for today’s entrepreneurs who want to be nimble as they build their companies.

The list of common small business mistakes ranges from things as simple as not doing things you’re not good at to not mistreating suppliers and not letting customers mistreat you. Here are 20 common business mistakes with the top 10 new business owners make listed first.

Flu season is nearly upon us. This year’s flu season will be hitting us as the U.S. continues to battle with the pandemic. In a regular year, the flu, on its own, can have a significant impact on organizations in both direct costs and lost productivity. Add in COVID-19, and the cost can be detrimental to a small business.

The steps taken to follow electrical safety standards have a direct impact on your employees and customers. Find out what it takes to identify and eliminate electrical fire safety issues. Plus, learn tips to incorporate electrical safety posters around the workplace. Lastly, learn how a great team can simplify OSHA electrical safety and other insurance requirements so you can focus on running your business.

Whatever your industry—operating a fleet of 18-wheelers, managing buses for a school district or transporting bobcats and tools for a landscaping company—you are probably experiencing a shortage of qualified drivers. A driver shortage affects the industries considered to be ‘driver-driven’ such as transportation companies, but it’s surprising how other industries are also hurt by this shortage.