From a deconditioned workforce and delayed claims reporting to COVID-19 long-haulers and overexertion injuries, here are key workers compensation risks to watch as businesses adapt in response to the pandemic.
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Working in winter weather conditions can be risky for employees. Learn winter weather safety tips to implement at your small business that could lower the risk of injuries for your outdoor workers.
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Businesses face various types of theft, including burglary and robbery by outsiders, theft by insiders and identity theft.
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The list of common small business mistakes ranges from things as simple as not doing things you’re not good at to not mistreating suppliers and not letting customers mistreat you. Here are 20 common business mistakes with the top 10 new business owners make listed first.
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Management liability insurance is a package of insurance policies designed to protect a business and its directors, officers, board members, managers and administrators from lawsuits alleging mismanagement. These coverages can be written as a stand-alone policy or combined in a package.
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Ransomware represented the number one cause of loss in a study of almost 6,000 cyber insurance claims, with the average ransom rising to $247,000 and the average incident cost up to $352,000 in 2020. Ransomware accounted for 32% of all incidents affecting small to medium enterprises.
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Flu season is nearly upon us. This year’s flu season will be hitting us as the U.S. continues to battle with the pandemic. In a regular year, the flu, on its own, can have a significant impact on organizations in both direct costs and lost productivity. Add in COVID-19, and the cost can be detrimental to a small business.
The steps taken to follow electrical safety standards have a direct impact on your employees and customers. Find out what it takes to identify and eliminate electrical fire safety issues. Plus, learn tips to incorporate electrical safety posters around the workplace. Lastly, learn how a great team can simplify OSHA electrical safety and other insurance requirements so you can focus on running your business.
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The Occupational Safety and Health Administration (OSHA) recently cited a company for exposing their workers to unsafe levels of airborne lead. They proposed a fine of over $319,000. This is just one example of citations and fines that OSHA can impose on a business for workplace safety violations. Do you know the other types of violations?
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Whatever your industry—operating a fleet of 18-wheelers, managing buses for a school district or transporting bobcats and tools for a landscaping company—you are probably experiencing a shortage of qualified drivers. A driver shortage affects the industries considered to be ‘driver-driven’ such as transportation companies, but it’s surprising how other industries are also hurt by this shortage.
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An employee turns off the power to a piece of equipment and sticks their arm into the machine to clear out a jam. A co-worker, unaware the power is off , turns on the equipment, injuring the employee. We've all heard horror stories like this, but with thorough lockout/tagout procedures in place, you can reduce the chance of accidents like this happening in your workplace.
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National Preparedness Month, celebrated every September, is a great time for small business owners across the country to revisit and adjust their own disaster recovery plans.
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Did you know that within your boring financial statements are five hidden secrets that could have a significant impact on your business?
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Workplace injuries are not always simply the result of one-time accidents. Falling off a ladder, slipping on a wet floor, getting hit on the head by an object falling off a shelf, or slicing a hand on a sharp tool are common ways workers injure themselves while performing their daily job duties. However, long-term injuries that develop caused by repetitive, daily work activities are also common workers’ compensation claims.
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Did you know that you can view your policy online 24/7?
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Just as companies are preparing to bring remote employees back to their offices or institute a “hybrid” arrangement, a once-again spiking infection rate due to the Delta variant is driving many of them to put their announced reopenings on hold. We hope these principles will help guide your choice on this dilemma.
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Throughout the summer months, outdoor workers and workers in non-air-conditioned spaces in a variety of industries are often exposed to extreme heat and/or humidity that can easily lead to heat stress and exhaustion, heat stroke and even death. Thousands of workers nationwide can suffer heat-related illnesses every year; however the good news is that these conditions can be avoided when the proper preventative steps are taken.
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Almost every business on this planet wants to become a customer-centric brand. It is evident that businesses that put customers first are reaping rich dividends in the long run although they incur short-term costs to implement it. It is proven that the benefits of customer loyalty and repeat revenue far outweigh the expenses and efforts involved in implementing a customer-first strategy.
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As natural disasters become increasingly costly, property damage claims are on the rise. Property claims are often a given in the aftermath of a severe weather event, meaning that business leaders need to have a plan to prepare for potential property loss or damage. Follow along to learn about five common property losses businesses can expect after an extreme weather event.
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Most drivers know to slow down, turn off cruise control and avoid tailgating when driving on snowy or icy roads. However, many drivers are surprised to learn that rain can be nearly as treacherous to drive in. Flooded streets and swollen creeks can sweep vehicles off the road while water-slick roadways can cause hydroplaning.
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