5 Cargo Theft Tactics and How to Help Prevent Them

Cargo theft tactics are evolving. From food and beverages to high-end electronics, cargo thieves continue to target commodities that can be sold easily on the black market. Knowing emerging tactics can help businesses recognize their vulnerabilities and prevent potential cargo theft.

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Dan Zeiler
Do Not Fall Victim to Remote Access Scams

Remote access or remote assistance scams have become more sinister since they first appeared. With remote access scams, hackers contact employees and obtain access to their computers by disguising themselves as tech support providers. Once the remote access software is executed, the attacker can control the victim’s computer and launch background processes to steal data.

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Dan Zeiler
Two Types of Liability

An important part of understanding your responsibility for products and services is to understand how that responsibility is defined by law. Although various states and countries have differing laws relating to enforcement of legal liability, two legal theories typically apply to product liability: negligence and strict liability of defective products.

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What Types of Businesses Need a Commercial Contract Bond?

There are many types of businesses that might require a commercial contract bond as part of their total insurance program. While some people may think of construction when contract bonds are mentioned, service contractors, manufacturers, suppliers/installers and retailers/wholesalers may need a commercial contract bond when they enter into a contract to provide work or perform a service.

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Dan Zeiler
Workers Compensation Insurance

Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage.  Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working.

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Beware of Fake QR Code Scams

QR codes were created in the 1990s and have seen a resurgence in use due to the COVID-19 pandemic. Cybercriminals and scammers have been able to create their own QR codes replacing legitimate codes to steal users’ money and personal information. Learn how to help prevent being scammed by fake QR codes by staying cyber vigilant

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Dan Zeiler
OSHA Issues New Penalty Enforcement Guidance

On Jan. 26, 2023, OSHA announced it issued new enforcement guidance making its penalties more effective to stop employers from repeatedly exposing workers to life-threatening hazards or failing to comply with workplace safety and health requirements.

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Dan Zeiler
5 Insurance Mistakes Landscapers Make

If you own a landscaping business, you know things happen! Some mistakes aren’t preventable, even when you take every precaution. What can be prevented is how much your business suffers financially when things go wrong. You might think the only mistakes you have to worry about are made in a regular day’s work. In reality, the biggest mistake you can make is not protecting yourself before the mistake ever happens.

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Housekeeping Failures Lead to More Than $15 Million in Penalties

Violations of workplace health and safety standards and subsequent OSHA citations can impact organizations of all sizes and sectors. In addition to highlighting unaddressed safety hazards, these citations often carry a number of consequences, including costly penalties, diminished workforce morale and widespread reputational damages. This case study outlines a recent OSHA citation and explains what the affected organization could have done to avoid it.

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Dan Zeiler
Best Practices for Avoiding Contract Liability

Entering into a contractual relationship can expose your company to significant contract liability. Implementing standard safeguards indicates a well-rounded risk management program that guards against potential losses. An organization should require a contractor to assume liability arising out of the contractor’s negligent conduct, delivery of products, services or activities.

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To Pay or Not to Pay? That Is the Ransomware Question

When a hacker infiltrates your system, paying their ransom demand right away might not be the best approach. One’s first instinct might be to pay, pay, pay. Data is locked up tight, and sensitive client, customer and employee information is on the line … not to mention business reputability and operations. But paying a hacker outright might not be the best first step.

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Dan Zeiler
Watch Out for Vendor Social Engineering Scams Near the Holidays

Social engineering scams manipulate individuals into divulging sensitive information via a phishing email or other email compromise - and they are getting more sophiscated. Learn why small businesses must stay vigilant throughout the holiday season and be on the alert for social engineering scams involving fraudulent vendors.

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Dan Zeiler
Tips for Hiring Seasonal Workers

As companies start getting ready for the busy holiday season, many may focus on attracting customers and hiring seasonal workers quickly. However, it’s important to keep employee safety in mind, too. Find out some of the top mistakes employers make when hiring seasonal workers – and what they can do to avoid them.

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Dan Zeiler