These days, cybercriminals are organized and well-funded. Unlike a lone threat actor, ransomware groups will reinvest a portion of their profits into hiring and training talented cybercriminals, making them more dangerous to organizations. As ransomware tactics evolve, it’s important for organizations to be up to date on current ransomware techniques.
Read MoreOwning and operating a landscaping business has a list of responsibilities and its fair share of risks no matter if it’s a startup or large corporation. Team and customer safety should always be top-of-mind, which is why commercial landscaping insurance is essential to your business’s success.
Read MoreAs a small business owner, your company is built on a reputation of good, honest work. When you’re expanding your team and bringing in employees to help support that work, you’re probably looking for people that have those same values. But what if they don’t? It’s a scary thought that the people you hire and trust to carry out the vision of your business could be the very people taking advantage of it.
Read MoreHiring seasonal workers is a necessity in some industries such as construction, manufacturing, agriculture, lawn care and retail. These workers can boost production during the summer, over the holiday season or when there’s a large contract to fulfill.
Read MoreThe IRS recently announced that payment apps such as PayPal, Venmo and CashApp will be required to issue 1099s to small businesses and self-employed persons. The problem is these taxpayers don't have accounting departments and professionals to rely on.
Read MoreCompanies across the country are experiencing labor shortages for a variety of reasons. Find out how these staffing shortages can impact workers’ compensation and what businesses can do to help deal with them.
Read MoreA certificate of insurance is a document from an insurer to show you have business insurance. This is also called a certificate of liability insurance or proof of insurance. With a COI, your clients can make sure you have the right insurance before they start working with you.
Read MoreIs your business protected if valuable papers like blueprints get lost on the way to meet a client? What about if you are renting expensive equipment and it gets damaged? Or your own tools get damaged while trying to get from one place to another? A basic business insurance policy is going to cover well … the basics, but you need a policy unique to contractors to ensure you’re protected in the gray area.
Read MoreConstruction material costs rose dramatically in 2021, altering the underwriting and pricing of commercial property insurance. A recent report by Westchester details the causes of rising commercial property insurance prices and how they can be mitigated.
Read MoreIt costs money to make money, and much of what business owners spend on their companies — their business expenses — can be deducted from their gross income to reduce their taxes. The list of deductible business expenses includes obvious ones like office rent, salaries and computers, but might also include water bills and window cleaning.
Read MoreRisk managers need to understand that while the labor shortage is a large trend affecting the entire economy, it is straining different industries in different ways. Understanding what your workforce needs to retain them and keep business moving is critically important.
Read MoreThe freezing temperatures and bitter-cold wind chills of winter weather pose safety issues similar to those faced during the summer heat. Instead of dealing with rising body temperatures and heat stress, employers need to protect workers from the opposite problems—lowered body temperatures, hypothermia and frostbite.
Read MoreWhether you’re starting a small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions. Think of it as a roadmap to success, providing greater clarity on all aspects of your business, from marketing and finance to operations and product/service details.
Read MoreIt’s a new year and a fresh start. A great way to stay on the track for success in the new year is to make sure you have a natural disaster emergency response plan in place for your business. While maybe not the most exciting New Year’s resolution, it is important for management to spend time considering this topic in the context of your organization.
Read MoreFor many organizations, commercial snow plowing is a big part of their business. Since snow plowing is seasonal, it is often performed by landscaping, construction, environmental or home repair contractors as a way to increase cash flow during the slower winter months.
Read MoreCompanies that use trade, assumed or fictitious names may need to file for DBAs in order to comply with the laws of the states where they’re located. DBAs have been around for generations, but they’re the perfect solution for today’s entrepreneurs who want to be nimble as they build their companies.
Read MoreFrom a deconditioned workforce and delayed claims reporting to COVID-19 long-haulers and overexertion injuries, here are key workers compensation risks to watch as businesses adapt in response to the pandemic.
Read MoreWorking in winter weather conditions can be risky for employees. Learn winter weather safety tips to implement at your small business that could lower the risk of injuries for your outdoor workers.
Read MoreBusinesses face various types of theft, including burglary and robbery by outsiders, theft by insiders and identity theft.
Read MoreThe list of common small business mistakes ranges from things as simple as not doing things you’re not good at to not mistreating suppliers and not letting customers mistreat you. Here are 20 common business mistakes with the top 10 new business owners make listed first.
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