Rental Car Insurance: What You Need to Know

When traveling to a new destination, whether for business or pleasure, renting a car is a great convenience. One of the most commonly asked questions when renting a vehicle is: Do you need insurance to rent a car? While it’s not mandatory to get rental car insurance, not having it can leave you financially vulnerable in the event of an accident.

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When Is the Best Time to Buy a House?

The process of buying a house can be filled with excitement, but it also comes with a fair amount of questions. One question you might ask yourself is, “When is the best time to buy a house?” There’s no easy answer, but if you come prepared with the right knowledge and strategies, purchasing your dream home on your own timeline may be easier than you think.

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Home InsuranceDan Zeiler
Does Car Insurance Follow the Car or the Driver?

In general, auto insurance will follow the car listed on the policy. It will cover your covered auto that is driven by you, a household family member, or by a licensed driver who has your permission to use your auto. There are some instances where insurance will cover the driver, like when renting a vehicle for personal use.

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Dan Zeiler
Types of Life Insurance Explained

There are two primary categories of life insurance: term and permanent. Term life insurance lasts for a set timeframe (usually 10 to 30 years), making it a more affordable option, while permanent life insurance lasts your entire lifetime. There are multiple types of permanent life insurance, including whole life, universal life, and variable life insurance.

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Dan Zeiler
Understanding Water Backup Coverage

When you think of water seeping into your home, the first thing you think of is probably a flood. But there are many more common causes of water backup, and they can get just as costly. In fact, on average, water backup claims are the third most costly types of home insurance claims, after fires and liability claims.

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Dan Zeiler
Should You Consider Solar Power For Your Home?

More and more people are choosing solar for their home’s electricity needs. Many homeowners also hope to save money over time by reducing their energy bills and taking advantage of tax incentives. While solar panels come with many benefits, they’re not a fit for every home. To decide whether solar power is a good decision for your home’s energy needs, consider the factors.

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Check Your Coverage Amid Storm Season

In Illinois, nearly 80% of all tornadoes occur from April 1st through June 30th. Adverse weather, such as high winds, heavy rain, hail and tornadoes, can cause extensive damage to homes and vehicles. Therefore, homeowners and drivers like you need appropriate insurance coverage, including policies and endorsements designed to provide financial protection against storm damage.

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5 Ways To Avoid Tax Identity Theft

Tax season is a prime opportunity for criminals to hijack your identity for their own financial gain. Learn five ways to protect your personal information and help minimize your exposure to tax-related identity theft.

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Dan Zeiler
Is It Time to Upgrade Your Ride?

We get it. There are lots of reasons why you might consider selling your current car and getting a new one: maybe your financial situation has changed, or it’s costing you too much to maintain an older car, or your lease has expired. We've come up with a list of pros, cons, and tips to think about.

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How It Works: 2WD vs. AWD vs. 4WD

Foul weather, deep snow, and muddy roads can all have drivers craving more traction. There are four distinct drivetrain configurations to choose from: front-wheel, rear-wheel, all-wheel, and four-wheel drive. By learning how each of these systems works, you can better choose the right one for your challenges.

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Auto InsuranceDan Zeiler