The insurance policy declarations page, also known as a "dec page," is the first page (or pages) of your auto or homeowners insurance policy. While they both serve the same general purpose, each one contains specific information about the coverages you have for your vehicle(s) or home.
Read MoreIf your motorcycle won't be on the road, you're not required to carry motorcycle insurance. However, that doesn't mean you should cancel your motorcycle policy. Some insurance companies will allow you to drop certain coverages and change your coverage limits while your bike is in storage or off the road.
Read MoreAll it takes is one small chip in the windshield before it becomes a full-fledged crack. Even though a chip may appear small, it can quickly become a more serious issue. Here’s how to prevent a windshield crack from escalating into a more serious safety concern.
Read MoreWhen you're involved in a car accident, or your vehicle sustains significant damage, you might ask yourself, "Is my car totaled?" It’s a question no driver wants to ask, but it’s an important one to address.
Read MoreYour home is somewhere you expect to feel safe. Yet more injuries and deaths from fire occur in the home than in any other place. Don’t underestimate the danger of fire. Use this home fire safety guide to help you prepare and learn what to do if a fire breaks out in your home.
Read MoreAccording to a AAA survey, potholes caused significant vehicular damage for 1 in 10 drivers in 2021. The average cost to repair pothole-related damage was $600 but exceeded $1,000 in some cases. What’s worse, the same drivers often filed multiple claims, averaging two pothole-related repairs a year.
Read MoreAccording to the U.S. Department of Transportation, most weather-related car accidents happen on wet pavement (70%) or during rainfall (46%). As we experience more soggy weather in the midst of El Niño, it's important to know how to safely maneuver your vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise.
Read MoreWhen it comes to being a homeowner, it’s natural to focus on the house itself — the structure, interior, yard, etc. But underneath your home are essential components that are easy to overlook yet crucial for daily life: service lines. Let’s go over what service lines are, who’s responsible for their maintenance, and the coverage you can get to help reduce out-of-pocket expenses for repairs or replacements.
Read MoreWhether you’re hiring a contractor for a large-scale home renovation or just a simple repair, there are limits to what's covered. Your homeowners coverage can act as a safeguard against certain mishaps, such as your contractor causing a fire, or damaging your belongings or your neighbor’s property.
Read MoreIf you have comprehensive coverage on your auto insurance policy, then you're typically covered against catalytic converter theft. Comprehensive coverage will typically pay to replace the stolen catalytic converter and repair any related damage from its removal.
Read MoreHome insurance endorsements work like add-ons. If you’re looking for ways to customize your home insurance coverage to your unique needs and goals, endorsements can be a great option. Learn about three popular home endorsements.
Read MoreWhile premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductibles, copays, and coinsurance are the other out-of-pocket amounts you may pay when you get care.
Getting into a car accident is a scary experience — and the moments after the accident are stressful. If your vehicle is damaged, you’ll need to file an insurance claim, but then what? Car accidents are stressful. Learn how to choose between an auto body repair shop recommended by your insurer and one that you find.
Read MoreYou don’t have to live in a disaster-prone place for your homeowners insurance bill to make you feel like disaster has struck. Homeowners insurance premiums are expected to rise significantly this year throughout the U.S. What’s behind these scary numbers? Read on for answers—and for solutions to help you save money.
Read MoreDo you own a Kia or Hyundai? If so, you may be among the millions of other drivers whose vehicles are at increased risk for car theft. Having your car stolen can be a stressful and scary experience. Luckily, there are precautions you can take to help thwart would-be car thieves.
Read MoreAI is everywhere, and we are only at the tip of the iceberg for this revolutionary and often alarming technology. It poses plenty of advancements right alongside an increasing number of risks spanning numerous industries. The dark side of this technology has led to a surge of sophisticated phone scams that exploit AI for malicious purposes.
Read MoreHomeowners insurance can protect you from the unexpected. If your home is damaged or your belongings are stolen, it can help cover repairs or replacement, temporary housing and more. You might not know what is covered under your policy or whether your policy will cover all of the damages. Here are three questions to help you determine what to do next.
Read MoreWhether you’re grilling out, gardening or splashing in the pool, your backyard is a space to relax and spend quality time with the people you care about. If anything were to happen, you would want to be able to get your yard back in shape. You know your home insurance policy covers your house, but what about your backyard?
Read MoreA hit-and-run accident occurs when someone causes an accident and leaves the scene without providing information about themselves. If you're the victim of a hit-and-run, your insurance policy may help cover the cost of repairs and injuries.
Read MorePersonal watercraft can be lots of fun on the water. But, like any moving vehicles, they are subject to accidents and it’s wise to get the proper insurance to protect yourself financially. Unlike small boats, personal watercraft are not generally covered by Homeowners insurance .
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