If someone has hit your parked car, you should treat it like any other accident. First, don't move your car. If you can locate the person who hit your car, exchange information with them. Then, call the local authorities to file a police report and notify your insurer.
Read MoreChoosing the right car for you and your budget can take significant research and even require some test drives. Once you’ve narrowed down the selection to the special one you’d like in your driveway, there are still important steps left in the process. Protect yourself from used-car tactics with these helpful tips.
Over the course of this summer, half of the American population are setting their emails to “out-of-office,” packing their bags and embarking on vacations. While you’re jotting down a list to remember everything from sunscreen to passports, we have prepared a list that will help prep your home for security while you are away.
Read MoreWarm weather is coming, and the last thing you want to discover as you prepare your home for summer is that your cooling system is on the fritz. Whether you enjoy central air conditioning (AC) or use one or more window units, a bit of maintenance goes a long way — and can help extend the life of your home cooling system.
Read MoreThe auto insurance coverage and capabilities you select should match your lifestyle. No matter if you’re a busy parent or a classic car collector, a hiker who likes to take their dog along to the trails or a tech wiz, there are car insurance options designed to fit your needs.
Read MoreIn most cases, you need to carry comprehensive coverage for your car insurance policy to cover a cracked or broken windshield and other types of glass damage, but collision coverage often applies in an accident with another vehicle.
Read MoreOwning a home can mean dealing with the unexpected – from a tree falling on your roof to a pipe bursting in your bathroom. Because you likely can’t prevent all unwanted surprises, knowing what to expect if you have a homeowner’s claim can help give you some peace of mind. While insurance carriers can handle claims in different ways, here are some basic steps in the process.
Read MoreWe are thrilled to announce that one of our talented employees, Karla Judd, has recently published a book titled "The Peculiar Pink Flower Petal Trees." Karla writes Christian fantasy and adventure stories highlighting the power of friendship and faith for overcoming obstacles of both natural and supernatural origins.
Read MoreHome warranty and home insurance — i.e., homeowners insurance — may seem like interchangeable terms. In reality, they’re two separate policies, each providing critical benefits to homeowners. Let’s examine the differences between these two coverages and how they can protect you as a homeowner.
Read MoreYour roof is your home's primary protection against hail, wind, fire, and other hazards. That's why insurance companies consider the age, condition, material, and shape of your roof when determining your insurance coverage and costs.
Read MoreIf you have comprehensive coverage on your policy, auto insurance can help pay for your stolen vehicle if it is not recovered. Depending on your policy, you may also be covered for custom parts, paint, rims, and other aftermarket additions. Personal property (cell phones, laptops, tools, etc.) stolen out of your car won't be covered by auto insurance, but you'll likely be protected under a home, renters, or condo policy.
Read MoreVehicle thefts nationwide surpassed 1 million last year. This was a 7% increase over 2021 numbers and the first time thefts reached that total since 2008, according to a new analysis from the National Insurance Crime Bureau (NICB).
Read MoreWhen you’re living in a rental property, many incidents can occur, including burglaries, injuries, fires, and severe storms. To protect yourself and your belongings from these types of incidents, you should purchase renters insurance because it benefits not only you, your property, and your landlord.
Read MorePicking good motorcycle insurance is more than just choosing between comp and collision or liability-only. Here are four questions to ask yourself about coverages and options before you switch to a new policy or renew your current one.
Read MorePersonal property coverage — also known as contents coverage on a home policy — helps cover the cost of your personal items if they are destroyed, damaged, or stolen due to a covered loss or peril. Personal property includes things like furniture, clothing, electronics, and kitchenware.
Read MorePolice officers issue traffic tickets for many reasons, including speeding, running red lights, and failing to use a turn signal. Fines vary depending on the violation. If you don’t pay traffic tickets on time or have several unpaid traffic tickets, you could face more severe consequences.
Read MoreIf you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered loss.
Read MoreWhenever you're buying car insurance or filing a claim, the term “deductible” has probably come up, and maybe you’re unsure what it is or how it works. We’ll dive deeper into deductibles and why they’re an important factor when determining your monthly premiums and out-of-pocket expenses.
Read MoreEvery winter, snow blowers save the backs of thousands of people. You can clear a driveway and walkway much faster with a snow blower than you can with a shovel. And although you can spend a lot on a snow blower, you can also find a new one for under $200. There are drawbacks, though, especially when we ignore snow blower safety protocols.
Read MoreThe Highway Loss Data Institute late last year reported that bargain-priced vehicles were being targeted for theft at rates similar to muscle cars and SUVs, based on an analysis of 2021 insurance claims. This is due, in part, to the fact that the models being stolen don’t have electronic immobilizers that stop thieves from bypassing the ignition. Thefts of vehicles or components like catalytic converters only increase that pressure to raise rates.
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