Recent news reports might create the impression that auto insurance rates are soaring. But something interesting happened during the pandemic. While miles driven declined and accident frequency initially dropped, frequency and severity quickly started increasing again.
Read MoreIf you’re not sure what kinds of structural repairs are covered by your home insurance policy, you aren’t alone. Find out what structural damage is covered under most homeowners insurance policies. Plus, learn about additional insurance policies that can help you get the best protection for your home.
Read MoreShopping for your dream house? There are many considerations when looking at real estate, like property taxes, school district, the appeal of the neighborhood—and, of course, the bottom line. Don't overlook the financial implications of homeowners insurance as part of your overall investment. Use this guide to help think through all the costs associated with buying a home.
Read MoreThe basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both. But to make the best decisions about purchasing other types of auto insurance coverage you might need, you’ll want to understand what’s covered, what’s not covered and what’s optional. In addition to understanding types of coverage, you’ll also want to consider coverage amounts.
Read MoreAs the omicron coronavirus variant surges across the world, many regions are seeing record-high case numbers. The United States set a new seven-day-average record every day over the past week.
Read MorePortable space heaters are responsible for an average of 1,700 house fires a year, resulting in 80 deaths and 160 injuries, according to the Consumer Product Safety Commission. If you rely on a portable heater for supplemental heat this winter, it’s important to make space heater safety a priority. Following are tips for safe space heater operation, along with safety features to look for when choosing a space heater.
Read MoreHow common are car thefts? There were 873,080 motor vehicle thefts in 2020 in the U.S., according to the National Insurance Crime Bureau. To find out how to prevent carjacking and car theft read on.
Read MoreThere’s nothing quite like being in a new place and having the freedom to drive wherever you like, whenever you like. hat’s where having a rental car pays off, at least until you see the bill and realize this car is costing you half of what you budgeted for the whole trip. So why are rental prices so high?
Read MoreAt the end of each year, we are whisked through a series of holiday celebrations, all leading up to the most contemplative day of the year: New Year’s Eve. Whilst reflecting on our accomplishments and goals, it’s easy to forget about the logistics of updating our home insurance policies. We have created a checklist so you can focus on ringing in 2021 knowing you’re prepared for any surprises that life has in store in the upcoming year.
Read MoreIf you asked homeowners to create a list of situations they hoped to never have to deal with at home, a sump pump failure would likely rank just underneath having a fire. Here we give you 4 reasons to add water back up coverage to your homeowners policy.
Read MoreHere’s the situation: Your sister comes to town to visit and stays with you. You offer to lend her your car so she can go shopping. Then, you get a call from her that she got into an accident. You might be asking yourself: Does my car insurance cover other drivers?
Read MoreWhile property crime (except for car theft) has been on the decline, the United States has been experiencing a worrying surge in violent crime since the start of the pandemic.
Read MoreGetting stuck in the middle of a big pile of snow or on a stretch of ice can be an all-too-common occurrence during the cold winter months. Luckily, we have a few tips and tricks that can get your car free in no time, even if you don’t have one of the best vehicles for winter driving.
Read MorePlanning on traveling for the year-end holidays? Insurance claims tend to peak toward the end of the year, mostly due to holiday travels and all of the valuable gifts left behind at home. By following these mischief-deferring tips, you can protect yourself and your belongings this holiday season.
Read MoreDriving can be expensive. Between buying or leasing the car itself, maintenance, and insurance, it can be enough to make some consider the bus. Choosing your insurance wisely can help that a lot, and you can always practice safe driving and precautionary measures that minimize maintenance costs, but some expenses, such as gas, are harder to control.
Read MoreIf a tree hits your home or other insured structure, such as a detached garage, your standard homeowners insurance policy covers the damage to the structure, as well as any damage to the contents. This is true for trees felled by wind, lightning or hail. Learn more here.
Read MoreEarly fall is the right time to get your yard and house in order because come winter, small problems can turn into expensive nightmares. Consumer Reports’ money-saving checklist covers everything from fallen leaves to your furnace. And many of these fall chores cost little more than time and effort.
Read MoreWarnings against tainted Halloween candy have been around for decades, but confirmed incidents are far and few in between. Despite its rarity, tales of razor blades in apples and poisoned candy have circulated enough to lead police departments and government agencies to release annual PSAs about the importance of candy inspections.
Read MoreThis year’s hurricanes have served as a wakeup call about the importance of flood insurance and the fact that not enough people have it. Only 1 in 6 homes in the United States is insured against flood, yet 90 percent of natural catastrophes in the country involve flooding.
Read MoreWith gas prices rising, American drivers are looking for more fuel-efficient vehicles. But for the average car buyer, deciding what kind of fuel-efficient car to purchase can feel like a tall order, especially if you are just now joining the green driving revolution. Here is everything you need to know about becoming a more fuel-efficient driver, including how to save money.
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