Did you know that you can view your policy online? As your insurance agent, we understand the value of having online tools that work to your advantage.
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If you are purchasing a condo or co-op, the bank will require insurance to protect its investment in your home, and your co-op or condo agreement will likely require you to have insurance, as well. There are actually two different policies necessary to fully insure co-ops and condos—a master policy for the building, and an individual policy to cover you for liability, to protect your belongings and to insure any apartment structural elements that are not covered by the master policy
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If you’re a millennial, you know this definition all too well. You’ve reached the age where you may be taking out student loans, buying or renting a place to live, having kids and, ultimately, purchasing insurance. These major life events for millennials make it extremely important to have a financial security net.
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Foremost Insurance agents have been focused on providing superior coverage for customers like you for more than 65 years, and we put the choice in your hands! Foremost gives you the flexibility to tailor your policy and create the level of coverage you want — pick what matters most to you and leave the rest.
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One of every eight drivers are uninsured, which is why we recommend that you check your auto insurance policy for “Uninsured/Underinsured Motorist” coverage. So what happens if you're in an accident with an uninsured or underinsured negligent driver?
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If you can avoid auto claims, it will save you a bundle on your insurance. The rates you pay are based, in part, on your past driving and claims history. While no one wants to have an accident, they do happen on occasion. Here are nine of the most common auto insurance claims and tips on how you might avoid them.
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The Progressive Group of Insurance Companies has been insuring boaters for more than 35 years. A homeowner's endorsement won't cover you like a Progressive Boat policy does. They provide coverage for specific needs.
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Realizing your dream of homeownership is more possible than ever with prefab homes. Finding out which one is right for you is a matter of cost, location, and customization. In addition to determining what kind of home suits your lifestyle and goals best, there are other factors to consider, including hiring reliable contractors to build and maintain your property and finding the right homeowners insurance.
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Why is my car overheating? You might ask. There are a few engine problems that can cause a car to run hot. Hot temperatures alone might not be causing your vehicle to overheat.
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Generally speaking, a home warranty contract will cover most appliances that fail because of normal wear and tear. Typically, these will include kitchen appliances, water heaters, washers and dryers. If you own a home with older appliances, a home warranty can save you money in costly repairs. But there are a lot of things that a home warranty often won't cover
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Water damage wreaks havoc on your home both structurally and financially. Worst of all, home water damage is very common, as claims related to water damage account for nearly half of homeowners’ claims. Fortunately, installing a user-friendly leak detection device is becoming a standard practice for homeowners, allowing you to prevent or mitigate water damage repair costs.
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As winter snow starts to melt and icy roadways clear up under sunny spring skies, navigating streets and highways is a much more pleasurable and safer experience. A lot can happen with your motorcycle during the time it was stored. An annual top-to-bottom motorcycle inspection, from tires to spark plugs and fluid levels, ensures you get the best and safest performance from your bike.
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Renting your home to others is becoming more popular and with Airbnb going public there seems to be more awareness of the income potential. The problem is that many people don’t realize that a standard home insurance policy has limitations for any business activity. And, renting your home to others is considered a business activity.
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If you have a dog, cat or other pet, you probably visit the veterinarian on a regular basis—and it can be expensive, especially when an illness or emergency necessitates tests or surgery. Pet health insurance works in a similar manner to human health insurance policies, in that they both include annual premiums, deductibles, co-pays and caps.
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Potholes are one of the most common road hazards. It’s important for every driver to know how to avoid them, drive over them, report them and take care of their vehicle when damage happens. Here’s your guide to driving safer with potholes.
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Spring has sprung and for millions of boaters in the U.S. that means it’s time to take their boats out of winter storage and put them in the water. For many boaters, annual preparation and cleaning projects are necessary rites of spring that help prevent problems that could keep them off the water once the season is underway.
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Spring preparations for your home and car involve more than putting in screen doors and changing out snow tires. With a little preparation, decoration and care you can make the most of the season.
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Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. However, simply reducing your coverage or dropping important coverages altogether is like diet without exercise—focused only on numbers, not on results. Don’t risk ending up dangerously underinsured and on the hook for much bigger bills in the event of a disaster.
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In the wake of the pandemic, there’s a good chance you worked from home for part or all of 2020. As a result, you might be wondering whether you can at least save some money by writing off your home office .You wouldn’t be the only one. So if you’ve been working from home and are thinking about claiming the home office tax deduction, read on to find out how it works.
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If you just got the coronavirus vaccine and your mind is buzzing thinking about all the things you can potentially do now that you’ve got some protection against COVID-19, it’s certainly understandable. So what can you do now? Well, that’s complicated. In general, evaluating how safe an activity will be after getting vaccinated isn’t so cut-and-dried.
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