Tax season is a prime opportunity for criminals to hijack your identity for their own financial gain. Learn five ways to protect your personal information and help minimize your exposure to tax-related identity theft.
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We get it. There are lots of reasons why you might consider selling your current car and getting a new one: maybe your financial situation has changed, or it’s costing you too much to maintain an older car, or your lease has expired. We've come up with a list of pros, cons, and tips to think about.
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When money is tight, everyone looks for ways to cut back. One temptation is to let your car insurance expire, even for a short period of time. This really isn’t a great idea, because a car insurance lapse can cause you some unexpected problems.
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If your home is used solely for your personal residence, then your homeowners insurance is not tax deductible. However, there are exceptions. Here are some instances to consider that could, in fact, make your homeowners insurance tax deductible.
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Record-breaking distracted driving has created a great deal of alarm on the roadways, with more frequent and dangerous crashes – many of which are caused by cell phone use – becoming part of the norm in the U.S.
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Foul weather, deep snow, and muddy roads can all have drivers craving more traction. There are four distinct drivetrain configurations to choose from: front-wheel, rear-wheel, all-wheel, and four-wheel drive. By learning how each of these systems works, you can better choose the right one for your challenges.
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Part of the benefit of being a homeowner is being able to entertain friends, family and other guests. But what happens when something goes wrong and a guest causes damage?
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You can file a claim without a police report, but having one can speed up the process. Here's what to do after an accident, and the importance of reports.
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The insurance policy declarations page, also known as a "dec page," is the first page (or pages) of your auto or homeowners insurance policy. While they both serve the same general purpose, each one contains specific information about the coverages you have for your vehicle(s) or home.
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If your motorcycle won't be on the road, you're not required to carry motorcycle insurance. However, that doesn't mean you should cancel your motorcycle policy. Some insurance companies will allow you to drop certain coverages and change your coverage limits while your bike is in storage or off the road.
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All it takes is one small chip in the windshield before it becomes a full-fledged crack. Even though a chip may appear small, it can quickly become a more serious issue. Here’s how to prevent a windshield crack from escalating into a more serious safety concern.
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When you're involved in a car accident, or your vehicle sustains significant damage, you might ask yourself, "Is my car totaled?" It’s a question no driver wants to ask, but it’s an important one to address.
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Your home is somewhere you expect to feel safe. Yet more injuries and deaths from fire occur in the home than in any other place. Don’t underestimate the danger of fire. Use this home fire safety guide to help you prepare and learn what to do if a fire breaks out in your home.
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According to a AAA survey, potholes caused significant vehicular damage for 1 in 10 drivers in 2021. The average cost to repair pothole-related damage was $600 but exceeded $1,000 in some cases. What’s worse, the same drivers often filed multiple claims, averaging two pothole-related repairs a year.
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According to the U.S. Department of Transportation, most weather-related car accidents happen on wet pavement (70%) or during rainfall (46%). As we experience more soggy weather in the midst of El Niño, it's important to know how to safely maneuver your vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise.
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When it comes to being a homeowner, it’s natural to focus on the house itself — the structure, interior, yard, etc. But underneath your home are essential components that are easy to overlook yet crucial for daily life: service lines. Let’s go over what service lines are, who’s responsible for their maintenance, and the coverage you can get to help reduce out-of-pocket expenses for repairs or replacements.
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Whether you’re hiring a contractor for a large-scale home renovation or just a simple repair, there are limits to what's covered. Your homeowners coverage can act as a safeguard against certain mishaps, such as your contractor causing a fire, or damaging your belongings or your neighbor’s property.
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If you have comprehensive coverage on your auto insurance policy, then you're typically covered against catalytic converter theft. Comprehensive coverage will typically pay to replace the stolen catalytic converter and repair any related damage from its removal.
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Home insurance endorsements work like add-ons. If you’re looking for ways to customize your home insurance coverage to your unique needs and goals, endorsements can be a great option. Learn about three popular home endorsements.
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While premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductibles, copays, and coinsurance are the other out-of-pocket amounts you may pay when you get care.