When you're involved in a car accident, or your vehicle sustains significant damage, you might ask yourself, "Is my car totaled?" It’s a question no driver wants to ask, but it’s an important one to address.
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Your home is somewhere you expect to feel safe. Yet more injuries and deaths from fire occur in the home than in any other place. Don’t underestimate the danger of fire. Use this home fire safety guide to help you prepare and learn what to do if a fire breaks out in your home.
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According to a AAA survey, potholes caused significant vehicular damage for 1 in 10 drivers in 2021. The average cost to repair pothole-related damage was $600 but exceeded $1,000 in some cases. What’s worse, the same drivers often filed multiple claims, averaging two pothole-related repairs a year.
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According to the U.S. Department of Transportation, most weather-related car accidents happen on wet pavement (70%) or during rainfall (46%). As we experience more soggy weather in the midst of El Niño, it's important to know how to safely maneuver your vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise.
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When it comes to being a homeowner, it’s natural to focus on the house itself — the structure, interior, yard, etc. But underneath your home are essential components that are easy to overlook yet crucial for daily life: service lines. Let’s go over what service lines are, who’s responsible for their maintenance, and the coverage you can get to help reduce out-of-pocket expenses for repairs or replacements.
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Whether you’re hiring a contractor for a large-scale home renovation or just a simple repair, there are limits to what's covered. Your homeowners coverage can act as a safeguard against certain mishaps, such as your contractor causing a fire, or damaging your belongings or your neighbor’s property.
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If you have comprehensive coverage on your auto insurance policy, then you're typically covered against catalytic converter theft. Comprehensive coverage will typically pay to replace the stolen catalytic converter and repair any related damage from its removal.
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Home insurance endorsements work like add-ons. If you’re looking for ways to customize your home insurance coverage to your unique needs and goals, endorsements can be a great option. Learn about three popular home endorsements.
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While premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductibles, copays, and coinsurance are the other out-of-pocket amounts you may pay when you get care.
Getting into a car accident is a scary experience — and the moments after the accident are stressful. If your vehicle is damaged, you’ll need to file an insurance claim, but then what? Car accidents are stressful. Learn how to choose between an auto body repair shop recommended by your insurer and one that you find.
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You don’t have to live in a disaster-prone place for your homeowners insurance bill to make you feel like disaster has struck. Homeowners insurance premiums are expected to rise significantly this year throughout the U.S. What’s behind these scary numbers? Read on for answers—and for solutions to help you save money.
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Do you own a Kia or Hyundai? If so, you may be among the millions of other drivers whose vehicles are at increased risk for car theft. Having your car stolen can be a stressful and scary experience. Luckily, there are precautions you can take to help thwart would-be car thieves.
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AI is everywhere, and we are only at the tip of the iceberg for this revolutionary and often alarming technology. It poses plenty of advancements right alongside an increasing number of risks spanning numerous industries. The dark side of this technology has led to a surge of sophisticated phone scams that exploit AI for malicious purposes.
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Homeowners insurance can protect you from the unexpected. If your home is damaged or your belongings are stolen, it can help cover repairs or replacement, temporary housing and more. You might not know what is covered under your policy or whether your policy will cover all of the damages. Here are three questions to help you determine what to do next.
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Whether you’re grilling out, gardening or splashing in the pool, your backyard is a space to relax and spend quality time with the people you care about. If anything were to happen, you would want to be able to get your yard back in shape. You know your home insurance policy covers your house, but what about your backyard?
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A hit-and-run accident occurs when someone causes an accident and leaves the scene without providing information about themselves. If you're the victim of a hit-and-run, your insurance policy may help cover the cost of repairs and injuries.
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Personal watercraft can be lots of fun on the water. But, like any moving vehicles, they are subject to accidents and it’s wise to get the proper insurance to protect yourself financially. Unlike small boats, personal watercraft are not generally covered by Homeowners insurance .
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If someone has hit your parked car, you should treat it like any other accident. First, don't move your car. If you can locate the person who hit your car, exchange information with them. Then, call the local authorities to file a police report and notify your insurer.
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Choosing the right car for you and your budget can take significant research and even require some test drives. Once you’ve narrowed down the selection to the special one you’d like in your driveway, there are still important steps left in the process. Protect yourself from used-car tactics with these helpful tips.
Over the course of this summer, half of the American population are setting their emails to “out-of-office,” packing their bags and embarking on vacations. While you’re jotting down a list to remember everything from sunscreen to passports, we have prepared a list that will help prep your home for security while you are away.
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