Homeowners insurance can protect you from the unexpected. If your home is damaged or your belongings are stolen, it can help cover repairs or replacement, temporary housing and more. You might not know what is covered under your policy or whether your policy will cover all of the damages. Here are three questions to help you determine what to do next.
Read MoreWhether you’re grilling out, gardening or splashing in the pool, your backyard is a space to relax and spend quality time with the people you care about. If anything were to happen, you would want to be able to get your yard back in shape. You know your home insurance policy covers your house, but what about your backyard?
Read MoreA hit-and-run accident occurs when someone causes an accident and leaves the scene without providing information about themselves. If you're the victim of a hit-and-run, your insurance policy may help cover the cost of repairs and injuries.
Read MorePersonal watercraft can be lots of fun on the water. But, like any moving vehicles, they are subject to accidents and it’s wise to get the proper insurance to protect yourself financially. Unlike small boats, personal watercraft are not generally covered by Homeowners insurance .
Read MoreIf someone has hit your parked car, you should treat it like any other accident. First, don't move your car. If you can locate the person who hit your car, exchange information with them. Then, call the local authorities to file a police report and notify your insurer.
Read MoreChoosing the right car for you and your budget can take significant research and even require some test drives. Once you’ve narrowed down the selection to the special one you’d like in your driveway, there are still important steps left in the process. Protect yourself from used-car tactics with these helpful tips.
Over the course of this summer, half of the American population are setting their emails to “out-of-office,” packing their bags and embarking on vacations. While you’re jotting down a list to remember everything from sunscreen to passports, we have prepared a list that will help prep your home for security while you are away.
Read MoreWarm weather is coming, and the last thing you want to discover as you prepare your home for summer is that your cooling system is on the fritz. Whether you enjoy central air conditioning (AC) or use one or more window units, a bit of maintenance goes a long way — and can help extend the life of your home cooling system.
Read MoreThe auto insurance coverage and capabilities you select should match your lifestyle. No matter if you’re a busy parent or a classic car collector, a hiker who likes to take their dog along to the trails or a tech wiz, there are car insurance options designed to fit your needs.
Read MoreIn most cases, you need to carry comprehensive coverage for your car insurance policy to cover a cracked or broken windshield and other types of glass damage, but collision coverage often applies in an accident with another vehicle.
Read MoreOwning a home can mean dealing with the unexpected – from a tree falling on your roof to a pipe bursting in your bathroom. Because you likely can’t prevent all unwanted surprises, knowing what to expect if you have a homeowner’s claim can help give you some peace of mind. While insurance carriers can handle claims in different ways, here are some basic steps in the process.
Read MoreWe are thrilled to announce that one of our talented employees, Karla Judd, has recently published a book titled "The Peculiar Pink Flower Petal Trees." Karla writes Christian fantasy and adventure stories highlighting the power of friendship and faith for overcoming obstacles of both natural and supernatural origins.
Read MoreHome warranty and home insurance — i.e., homeowners insurance — may seem like interchangeable terms. In reality, they’re two separate policies, each providing critical benefits to homeowners. Let’s examine the differences between these two coverages and how they can protect you as a homeowner.
Read MoreYour roof is your home's primary protection against hail, wind, fire, and other hazards. That's why insurance companies consider the age, condition, material, and shape of your roof when determining your insurance coverage and costs.
Read MoreIf you have comprehensive coverage on your policy, auto insurance can help pay for your stolen vehicle if it is not recovered. Depending on your policy, you may also be covered for custom parts, paint, rims, and other aftermarket additions. Personal property (cell phones, laptops, tools, etc.) stolen out of your car won't be covered by auto insurance, but you'll likely be protected under a home, renters, or condo policy.
Read MoreVehicle thefts nationwide surpassed 1 million last year. This was a 7% increase over 2021 numbers and the first time thefts reached that total since 2008, according to a new analysis from the National Insurance Crime Bureau (NICB).
Read MoreWhen you’re living in a rental property, many incidents can occur, including burglaries, injuries, fires, and severe storms. To protect yourself and your belongings from these types of incidents, you should purchase renters insurance because it benefits not only you, your property, and your landlord.
Read MorePicking good motorcycle insurance is more than just choosing between comp and collision or liability-only. Here are four questions to ask yourself about coverages and options before you switch to a new policy or renew your current one.
Read MorePersonal property coverage — also known as contents coverage on a home policy — helps cover the cost of your personal items if they are destroyed, damaged, or stolen due to a covered loss or peril. Personal property includes things like furniture, clothing, electronics, and kitchenware.
Read MorePolice officers issue traffic tickets for many reasons, including speeding, running red lights, and failing to use a turn signal. Fines vary depending on the violation. If you don’t pay traffic tickets on time or have several unpaid traffic tickets, you could face more severe consequences.
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