If you’re thinking of buying a home, the current housing market is less than desirable for potential homeowners. Housing inventory is low, home interest rates are rising, and buyer competition is as intense as ever. All of these factors beg the question: Should I rent or buy a house?
Read MoreDeductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a vehicle or home is integral to getting the most out of your insurance policy. Know how your deductibles work to prevent surprise costs—and save money.
There is a good chance that you will need long-term care at some point in your life. Long-term care insurance can be important to help you have more choice and flexibility, as well as the type of quality care you want. Long-term care insurance can cover a variety of different services and be used to help pay for home health care, nursing home costs, adult daycare, and other qualifying services.
Read MoreLike any residence, your vacation home needs to be insured—but because the risks are different, the coverage might cost more than your primary homeowners policy. Before you leap into second-home ownership, consider the factors that will likely affect the price you’ll need to pay for insuring it.
Read MoreIf you have been thinking about selling your home, you may be wondering which home improvements you should tackle to increase your home’s value before it goes on the market. While there are many home renovations that can add appeal to your home, it’s important to know which projects will increase your property value and which will not.
Read MoreIf you drive a car, it’s likely you’ve been paying for insurance every month hoping you won’t need it. But accidents happen, and when they do you expect that insurance will cover any bills minus the deductible. But there are many things — including some that may surprise you — that basic automobile insurance policies typically won’t cover.
Read MoreNow that summer is in full swing, it’s likely that you and your kids are spending a lot of time cooling off by the pool. Here are some pool safety tips to help keep your backyard oasis secure and safe.
Read More4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. We are sharing various safety tips to ensure your Independence Day is both fun and danger-free. This blog post is all about fireworks.
Read MoreThe Federal Reserve is raising borrowing costs to cool the hottest inflation readings in 41 years. On Wednesday June 15th the Fed hiked its key short-term fed funds rate to a range of 1.5 percent to 1.75 percent, the third of what the central bank expects to be a steady string of increases this year. The 0.75 percentage point hike is the largest since 1994.
Read MoreHomeowners insurance claims are something we typically hear about in the event of a flood, fire, or other catastrophes. Wondering about the main types of property damage? Here are six of the most commonly filed homeowners insurance claims.
Read MoreLandscaping can have numerous benefits. It beautifies your property and can add to the curb appeal and resale value of your home. Whether you rely on your own landscape design skills or hire a professional to implement your vision, you’ll want to consider the implications that your efforts – and how you maintain them—can have on your home.
Read MoreHere's a comprehensive guide to getting your ship in shape for summer. Check and prepare all equipment, gear and systems, and brush up on boating safety.
Read MoreNo matter what you use your rental property for, you need the right coverage to keep you and your property protected from the unexpected. Depending on your situation, you may need to get either a homeowners or landlord insurance policy.
Read MoreReady to upgrade your home? Maybe you’ve just moved and want to install a pool. Perhaps you plan to transform the unfinished portion of the basement into an entertainment space. Or perhaps it’s time to finally replace that roof. Do you actually need homeowners insurance for homes in need of repair?
Read MoreMay is Motorcycle Safety Awareness Month. This event spreads safety information about motorcycles on the road. As the weather gets warmer, the number of those driving motorcycles will increase, and with that, all drivers on the road must be more aware of their surroundings to prevent accidents.
Read MoreAccidents happen. But sometimes, the injuries or damages incurred from those incidents can be devastating. Personal liability insurance can protect you financially when these unfortunate events occur. Learn more about personal liability insurance and find out it does and doesn’t cover.
Read MoreOne of the most common mistakes homeowners make is to wait until they see a leak inside their home before checking out their roof. After all, why look for trouble, right? Unfortunately, avoiding home maintenance in this manner could cost you a lot more money in the long run.
Read MoreInflation is at the top of everyone’s minds right now. Coming out of the Covid-19 pandemic, we have seen supply-chain issues, as well as rising consumer demand. The conflict with Russia invading Ukraine has made tensions worse across the globe and inflation fears have continued to grow for many.
Read MoreDwelling Insurance helps cover the physical structure of your home — i.e., the foundation, walls, roof, etc. — as well as anything attached to or permanently installed in your house. If any of these things get damaged due to a covered loss, dwelling insurance may help pay for the replacement, repair, or rebuilding costs.
Read MoreGasoline prices have soared across the country, causing many motorists to feel the pinch as they fill up their vehicles. Fortunately, there are several steps that drivers like you can take to boost fuel efficiency and cut costs at the pump. Consider these tips to help minimize gasoline expenses.
Read More
