When purchasing or leasing a new car it is important to make sure that you have the proper insurance. One option that needs to be considered is Guaranteed Auto Protection - GAP Insurance. GAP Insurance covers the difference between what you owe on your vehicle and what the insurance company may pay for a totaled or stolen vehicle. Watch this video for a quick summary of this coverage option.
Read MoreWhen purchasing or leasing a new car it is important to make sure that you have the proper insurance. One option that needs to be considered is Guaranteed Auto Protection - GAP Insurance.
Read MoreBe a part of the 2nd Annual Cruise for a Cause - Chicago's largest fundraiser on the water. Hosted by our very own Mitchell Zeiler, the event will benefit Sertoma Centre, Inc. This organization works with individuals who have intellectual disabilities throughout the Chicagoland area. Mitchell has volunteered his time with Sertoma for the past three years on their Associate Board.
Read MoreYou probably don’t think your dog would ever bite someone, let alone cause a serious injury, but dog bites are more common than you might realize. 4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention, and most victims are young children.
Read MoreThere have been many questions regarding an association's insurance policy and what a unit owner needs to insure. Coverage for an insurance claim is dictated by the language in the "Illinois Condominium Property Act".
New cars just aren’t what they used to be. No, we’re not getting all crotchety and decrying the evolution in styling and technological breakthroughs that have literally reinvented the automobile during the last quarter millennium. Rather, we’re bemoaning the fact that, unlike as in past model years, there’s a dearth of truly wretched cars on the market for us to openly and readily ridicule.
Read MoreGuaranteed Replacement Cost Coverage (or what some companies call Extended Dwelling Coverage) on your home is an option found in some homeowner’s insurance policies. The policy pays the full cost of replacing the home even if this amount exceeds the policy limits.
Read MoreWhen life circumstances change, insurance needs change with them. This is why agents across the country encourage Americans to review their insurance policies every year to update coverage for such changes. These are 10 important questions to consider when updating coverage.
Read MoreWelcoming a newborn into your home brings a lot of joy and excitement—but also a good amount of risk. Many parents “baby-proof” their homes, meaning they cover sharp corners and block-off any areas that might cause their child to take a tumble. But despite these efforts, you can’t protect your baby against all danger. Accidents are bound to happen.
Read MoreThere are approximately 88,000 deaths attributable to excessive alcohol use each year in the United States. This makes excessive alcohol use the 3rd leading lifestyle-related cause of death for the nation. Excessive alcohol use is responsible for 2.5 million years of potential life lost (YPLL) annually, or an average of about 30 years of potential life lost for each death.
Read MoreIt's one of the biggest and most costly mistakes Chicago, Illinois homeowners make: They pay no mind to an aging roof until they see a leak from the inside. The problem: By the time water damage becomes visible from inside the home, there may already be extensive rot and mildew between the ceiling and roof.
Read MoreUninsured and Underinsured Motorist Protection coverage is intended to compensate you for both your financial and you non-financial losses which you sustain, as a result of the negligence of an uninsured or underinsured motorist.
Read MoreThe cost and crashworthiness of vehicles as well as drivers’ safety habits affect the cost of auto insurance. Out of concern for public safety and to help reduce the cost of crashes, insurers support safe driving initiatives. It is a major supporter of anti-drunk driving and seatbelt usage campaigns.
Read MoreIf your car is stolen or totaled in an accident, will your insurance company pay for what you owe the lender or leasing company? For most people, the answer is maybe. Depending on how you financed your car, you may also need a relatively little-known form of coverage called GAP.
Read MoreYour hard work has paid off and you now are the proud owner of a nice house, a great vacation home, a luxury car and all the other amenities associated with the good life. If you're like most people, you feel confident that your homeowner's and car insurance will protect you if you fall victim to a claim arising from normal activities. Umbrella policies take over after the liability insurance in your homeowner's and auto policy stops.
Read MoreWith the average vehicle on the road being about 10 years old, it is apparent that Americans are keeping their cars longer these days. There are benefits associated with owning an older automobile.
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