Welcoming a newborn into your home brings a lot of joy and excitement—but also a good amount of risk. Many parents “baby-proof” their homes, meaning they cover sharp corners and block-off any areas that might cause their child to take a tumble. But despite these efforts, you can’t protect your baby against all danger. Accidents are bound to happen.
Read MoreThere are approximately 88,000 deaths attributable to excessive alcohol use each year in the United States. This makes excessive alcohol use the 3rd leading lifestyle-related cause of death for the nation. Excessive alcohol use is responsible for 2.5 million years of potential life lost (YPLL) annually, or an average of about 30 years of potential life lost for each death.
Read MoreIt's one of the biggest and most costly mistakes Chicago, Illinois homeowners make: They pay no mind to an aging roof until they see a leak from the inside. The problem: By the time water damage becomes visible from inside the home, there may already be extensive rot and mildew between the ceiling and roof.
Read MoreUninsured and Underinsured Motorist Protection coverage is intended to compensate you for both your financial and you non-financial losses which you sustain, as a result of the negligence of an uninsured or underinsured motorist.
Read MoreThe cost and crashworthiness of vehicles as well as drivers’ safety habits affect the cost of auto insurance. Out of concern for public safety and to help reduce the cost of crashes, insurers support safe driving initiatives. It is a major supporter of anti-drunk driving and seatbelt usage campaigns.
Read MoreIf your car is stolen or totaled in an accident, will your insurance company pay for what you owe the lender or leasing company? For most people, the answer is maybe. Depending on how you financed your car, you may also need a relatively little-known form of coverage called GAP.
Read MoreYour hard work has paid off and you now are the proud owner of a nice house, a great vacation home, a luxury car and all the other amenities associated with the good life. If you're like most people, you feel confident that your homeowner's and car insurance will protect you if you fall victim to a claim arising from normal activities. Umbrella policies take over after the liability insurance in your homeowner's and auto policy stops.
Read MoreWith the average vehicle on the road being about 10 years old, it is apparent that Americans are keeping their cars longer these days. There are benefits associated with owning an older automobile.
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