Whenever you're buying car insurance or filing a claim, the term “deductible” has probably come up, and maybe you’re unsure what it is or how it works. We’ll dive deeper into deductibles and why they’re an important factor when determining your monthly premiums and out-of-pocket expenses.
Read MoreThe Highway Loss Data Institute late last year reported that bargain-priced vehicles were being targeted for theft at rates similar to muscle cars and SUVs, based on an analysis of 2021 insurance claims. This is due, in part, to the fact that the models being stolen don’t have electronic immobilizers that stop thieves from bypassing the ignition. Thefts of vehicles or components like catalytic converters only increase that pressure to raise rates.
Read MoreYou go to start your car, but when you engage the ignition, your car won’t start — and your stomach sinks. If your car won’t start, it’s often due to a malfunction of either the battery or the alternator. If it’s one of those things, recognizing which one can be relatively simple.
Read MoreEach year, 24% of weather-related car accidents happen on snowy, slushy, or icy pavement, and 15% occur during snowfall or sleet. Additionally, these types of accidents kill over 1,300 people and injure more than 116,800 people annually. Fortunately, winterizing your car can help you avoid accidents and troubling situations while driving during the colder months.
Read MoreIn the wake of major storms, the used vehicle market is often inundated with flood-damaged cars and trucks, many of which are cleaned and transported to other parts of the country to be sold to unsuspecting consumers. Keep reading to learn more about the potential problems that accompany flood-damaged vehicles and how to avoid being tricked into buying one.
Read MoreCar theft is a frustrating occurrence no vehicle owner should have to deal with. Unfortunately, it’s becoming more common. Car theft is on the rise faster than ever with around a 16.5% increase in 2021 compared to 2019. There are many safety measures you can take to prevent car thefts in addition to tips for protecting yourself from the effects of a car theft.
Read MoreNavigating the roads as a new driver is an adjustment for parents and teens. Learn how to create a parent teen driving contract and gain confidence as the teenage driver in your home learns the rules of the road through teen driving lessons.
Read MoreIf you drive a car, it’s likely you’ve been paying for insurance every month hoping you won’t need it. But accidents happen, and when they do you expect that insurance will cover any bills minus the deductible. But there are many things — including some that may surprise you — that basic automobile insurance policies typically won’t cover.
Read MoreApril is Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists to reduce distractions behind the wheel. You can play your part this month (and every month) by following these steps to avoid distractions while you drive - Keeping both yourself and others safe on the road.
Read MoreRecent news reports might create the impression that auto insurance rates are soaring. But something interesting happened during the pandemic. While miles driven declined and accident frequency initially dropped, frequency and severity quickly started increasing again.
Read MoreThe basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both. But to make the best decisions about purchasing other types of auto insurance coverage you might need, you’ll want to understand what’s covered, what’s not covered and what’s optional. In addition to understanding types of coverage, you’ll also want to consider coverage amounts.
Read MoreHow common are car thefts? There were 873,080 motor vehicle thefts in 2020 in the U.S., according to the National Insurance Crime Bureau. To find out how to prevent carjacking and car theft read on.
Read MoreThere’s nothing quite like being in a new place and having the freedom to drive wherever you like, whenever you like. hat’s where having a rental car pays off, at least until you see the bill and realize this car is costing you half of what you budgeted for the whole trip. So why are rental prices so high?
Read MoreHere’s the situation: Your sister comes to town to visit and stays with you. You offer to lend her your car so she can go shopping. Then, you get a call from her that she got into an accident. You might be asking yourself: Does my car insurance cover other drivers?
Read MoreGetting stuck in the middle of a big pile of snow or on a stretch of ice can be an all-too-common occurrence during the cold winter months. Luckily, we have a few tips and tricks that can get your car free in no time, even if you don’t have one of the best vehicles for winter driving.
Read MoreDriving can be expensive. Between buying or leasing the car itself, maintenance, and insurance, it can be enough to make some consider the bus. Choosing your insurance wisely can help that a lot, and you can always practice safe driving and precautionary measures that minimize maintenance costs, but some expenses, such as gas, are harder to control.
Read MoreWith gas prices rising, American drivers are looking for more fuel-efficient vehicles. But for the average car buyer, deciding what kind of fuel-efficient car to purchase can feel like a tall order, especially if you are just now joining the green driving revolution. Here is everything you need to know about becoming a more fuel-efficient driver, including how to save money.
Read MoreOne of every eight drivers are uninsured, which is why we recommend that you check your auto insurance policy for “Uninsured/Underinsured Motorist” coverage. So what happens if you're in an accident with an uninsured or underinsured negligent driver?
Read MoreIf you can avoid auto claims, it will save you a bundle on your insurance. The rates you pay are based, in part, on your past driving and claims history. While no one wants to have an accident, they do happen on occasion. Here are nine of the most common auto insurance claims and tips on how you might avoid them.
Read MoreWhy is my car overheating? You might ask. There are a few engine problems that can cause a car to run hot. Hot temperatures alone might not be causing your vehicle to overheat.
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