Open enrollment is coming up – the time of the year when you have the option to sign up for health insurance and other benefits or make changes to your current plan. Often, what seems like a straightforward process can actually feel quite overwhelming. Get the information you need to understand the process, choose the best benefits options and move forward with confidence.
Read MoreWhile premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductibles, copays, and coinsurance are the other out-of-pocket amounts you may pay when you get care.