If you own or operate a business or have attended a private or public event or activity, you may have encountered a liability waiver or release agreement. A common practice that many business owners and service providers often rely upon is the use of liability waivers. Find out what these waivers actually mean.

The comfort of your employees is important, but so is their safety. With the colder weather , many employees utilize portable space heaters to help warm their areas and stay productive. However, when not used properly, these appliances can greatly increase the risk of a fire in the workplace.

The holidays often mean increased sales, new inventory and more customers. This time of year can also bring greater risks, from losses due to employee theft, to accidents caused by overstocked shelves. Taking steps to prepare well before the holiday season begins can help avoid these common problems.

While remote work may offer benefits to both the employee and employer, there are potential cybersecurity risks when employees work from locations outside of the office. To help minimize these risks, consider taking these precautions.

According to a Ponemon Institute study, 57% of consumers who received a breach notification letter said they lost trust and confidence in that business, while 31% ended their relationship. Few businesses and organizations can afford that kind of damage. So don’t wait for the worst to happen. Take action now.

An Individual Named Insured Endorsement protects individuals or sole proprietors who have vehicles they use for personal or non-business use listed on their commercial auto insurance policy. It can also protect your spouse or relatives who live with you if they are driving a vehicle that you don't own.

Small business hazard insurance protects your property from damages caused by events like fire, theft, and vandalism .The U.S. Small Business Administration requires small businesses to have hazard insurance when getting an SBA loan. This coverage helps protect both the business's assets and the SBA's investment.

Without complete insurance coverage, any business could be wiped out by a single disaster or lawsuit. While starting out with a business owner’s policy or commercial package policy is a good first step of coverage, it is only that — the first step.

In the world of insurance, a “peril” is an event or circumstance that could result in property damage. The term “hazard insurance” has been made popular by mortgage lenders when referring to dwelling coverage because they typically require the coverage, at a minimum, to protect their interest in the home’s structure.

From candles to candy and trees to toys, nearly every joyful holiday tradition also carries the potential for accidents and injuries. Even just the cold winter weather can be dangerous for the pipes in your home.

Throughout your life, you have most likely heard many things about how insurance works. For example, did you grow up thinking that car insurance costs more if you drive a red car?  Let’s bust these common insurance myths and uncover the truth!

What is the updated smoke alarm Law? The Illinois Smoke Detector Act, 425 ILCS 60, covers the requirements for smoke alarms in Illinois, including: Number of Alarms, location, types, installation responsibility, penalties, exclusions, and more.