Workplace accidents can happen anytime to any type of worker. You do can everything in your power to avoid them, but just like any life occurrence, anything can happen. Accidents happen every day, in fact, and in every industry. Find the 10 most common workers comp claims.

Savvy business owners know to follow safety precautions and best practices for the workplace. But whenever you or an employee leave your premises to conduct business off-site, the liability risk doesn’t end there. Do you have the right off-site safety measures in place?

We often take it for granted, but a water heater plays a vital role in our daily comfort. However, like any hardworking appliance, water heaters age and can develop problems. Recognizing the signs and understanding basic maintenance can save you from unexpected cold surprises and costly repairs

Auto liability insurance doesn't need to be confusing! We've broken down the different parts to help you understand why it's so important: What is it? What it covers and what it doesn’t cover. Is it required? If so, how much coverage do I need. And what is the difference between liability and full coverage.

Life insurance works by allowing your beneficiaries to claim a financial payout after your death. Life insurance policies can be categorized into three main groups, based on how they work: Term Life Insurance, Permanent Life insurance, and Final Expense life insurance.

You can get your jewelry insured in one of two ways: through your property insurance or through a specialized jewelry insurer. If you go through your home, condo, or renters insurance, you should "schedule" your jewelry (also known as adding a rider to your policy) to make sure the piece is covered for its appraised value.

Insurance companies may offer optional building code insurance coverage, also called "ordinance or law coverage," which can help cover the cost of bringing your home up to code if it's damaged by a covered peril. Local building codes may mandate upgrades or changes that weren't required when your home was originally built.

Over the past few years, you may have noticed a sizeable increase in your homeowners insurance premiums. In reality, your policy's rates have likely increased due to several factors, and climate change is just one of them. However, climate change has played a significant role in how home insurance companies are calculating higher premium rates.

Your car’s glass can break in any number of ways. The good news is that it’s often an easy fix if you have comprehensive coverage as part of your car insurance policy. If so, your insurance carrier will pay to repair your windshield or window for a covered glass loss, less your deductible.

If your car is damaged due to flooding or other water damage, you are likely wondering if your car insurance covers the loss. The answer: It depends. Basic liability-only insurance policies will not cover damage from losses such as these. In order to be protected, your policy generally needs to include comprehensive coverage.

Vacant homes often carry more risk than meets the eye. From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy.

Just like leases have lessors, liens have lienors, or lienholders. The lienholder is the creditor to whom the debtor owes money. In some more specific cases, the lienholder may have given the debtor a loan to buy something, a car or a house, and their lien applies to that purchase until the loan is paid off.