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As the fall colors fade, commercial building owners and facility managers find themselves amid another seasonal transition. While the start of every season has challenges, the fall season brings a tougher set of challenges for commercial structures than other seasons.
Personal Insurance
We often take it for granted, but a water heater plays a vital role in our daily comfort. However, like any hardworking appliance, water heaters age and can develop problems. Recognizing the signs and understanding basic maintenance can save you from unexpected cold surprises and costly repairs
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One of the great things about business insurance is that you can control your costs when choosing your coverage. That’s mainly because providers offer flexibility in setting your policy limits and deductibles. These features affect your costs in different ways and can be fine-tuned to ensure you have the protection you need at a price you can afford.
Retailers face mounting pressure to absorb rising costs, maintain customer satisfaction and adapt to shifting trade dynamics. The stakes are especially high for small and mid-sized businesses. In this climate, understanding and responding to the evolving trade landscape is essential to ensure stable operations.
Large numbers of companies have no rules in place for the use of AI in the workplace despite the constant use. Without any restrictions, employees could unintentionally share sensitive data, increasing the chances of a data breaches.
As the fall colors fade, commercial building owners and facility managers find themselves amid another seasonal transition. While the start of every season has challenges, the fall season brings a tougher set of challenges for commercial structures than other seasons.
Workplace accidents can happen anytime to any type of worker. You do can everything in your power to avoid them, but just like any life occurrence, anything can happen. Accidents happen every day, in fact, and in every industry. Find the 10 most common workers comp claims.
According to the Surety & Fidelity Association of America, surety bonds provide the most comprehensive risk management tool available to protect against default and ensure contractual obligations are met. Different kinds of surety bonds provide coverage to ensure compliance with local, state or federal requirements, guarantee tax or other financial obligations, or guarantee performance of an underlying contract.
While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. Read on to see what the most frequently asked questions are and the answers.
Insurance provides critical financial protection to small businesses. However, coverage gaps can jeopardize that protection. A coverage gap exists when the potential financial impact from events exceeds the protection a company’s business insurance portfolio provides.
This article provides an overview of home business insurance, explaining what it is, the different coverages, what business insurance for a home-based business costs, and more. If you’re researching home business insurance coverage, it’s a must-read!
From financial repercussions to reputation in market, one can't know how badly it could affect you and your business. Imagine, for a moment, one of your suppliers' contracts fall through and he/she drags you to the courtroom or an employee sues your company for the non-payment of salary/dues. Somehow you find yourself stuck amid lawsuit troubles and much more.
We often take it for granted, but a water heater plays a vital role in our daily comfort. However, like any hardworking appliance, water heaters age and can develop problems. Recognizing the signs and understanding basic maintenance can save you from unexpected cold surprises and costly repairs
Auto liability insurance doesn't need to be confusing! We've broken down the different parts to help you understand why it's so important: What is it? What it covers and what it doesn’t cover. Is it required? If so, how much coverage do I need. And what is the difference between liability and full coverage.
Life insurance works by allowing your beneficiaries to claim a financial payout after your death. Life insurance policies can be categorized into three main groups, based on how they work: Term Life Insurance, Permanent Life insurance, and Final Expense life insurance.
You can get your jewelry insured in one of two ways: through your property insurance or through a specialized jewelry insurer. If you go through your home, condo, or renters insurance, you should "schedule" your jewelry (also known as adding a rider to your policy) to make sure the piece is covered for its appraised value.
Insurance companies may offer optional building code insurance coverage, also called "ordinance or law coverage," which can help cover the cost of bringing your home up to code if it's damaged by a covered peril. Local building codes may mandate upgrades or changes that weren't required when your home was originally built.
Over the past few years, you may have noticed a sizeable increase in your homeowners insurance premiums. In reality, your policy's rates have likely increased due to several factors, and climate change is just one of them. However, climate change has played a significant role in how home insurance companies are calculating higher premium rates.
Your car’s glass can break in any number of ways. The good news is that it’s often an easy fix if you have comprehensive coverage as part of your car insurance policy. If so, your insurance carrier will pay to repair your windshield or window for a covered glass loss, less your deductible.
If your car is damaged due to flooding or other water damage, you are likely wondering if your car insurance covers the loss. The answer: It depends. Basic liability-only insurance policies will not cover damage from losses such as these. In order to be protected, your policy generally needs to include comprehensive coverage.
Vacant homes often carry more risk than meets the eye. From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy.
Just like leases have lessors, liens have lienors, or lienholders. The lienholder is the creditor to whom the debtor owes money. In some more specific cases, the lienholder may have given the debtor a loan to buy something, a car or a house, and their lien applies to that purchase until the loan is paid off.
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