When it comes to being a homeowner, it’s natural to focus on the house itself — the structure, interior, yard, etc. But underneath your home are essential components that are easy to overlook yet crucial for daily life: service lines. Let’s go over what service lines are, who’s responsible for their maintenance, and the coverage you can get to help reduce out-of-pocket expenses for repairs or replacements.
Read MoreWhether you’re hiring a contractor for a large-scale home renovation or just a simple repair, there are limits to what's covered. Your homeowners coverage can act as a safeguard against certain mishaps, such as your contractor causing a fire, or damaging your belongings or your neighbor’s property.
Read MoreIf you have comprehensive coverage on your auto insurance policy, then you're typically covered against catalytic converter theft. Comprehensive coverage will typically pay to replace the stolen catalytic converter and repair any related damage from its removal.
Read MoreHome insurance endorsements work like add-ons. If you’re looking for ways to customize your home insurance coverage to your unique needs and goals, endorsements can be a great option. Learn about three popular home endorsements.
Read MoreWhile premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductibles, copays, and coinsurance are the other out-of-pocket amounts you may pay when you get care.
Getting into a car accident is a scary experience — and the moments after the accident are stressful. If your vehicle is damaged, you’ll need to file an insurance claim, but then what? Car accidents are stressful. Learn how to choose between an auto body repair shop recommended by your insurer and one that you find.
Read MoreYou don’t have to live in a disaster-prone place for your homeowners insurance bill to make you feel like disaster has struck. Homeowners insurance premiums are expected to rise significantly this year throughout the U.S. What’s behind these scary numbers? Read on for answers—and for solutions to help you save money.
Read MoreDo you own a Kia or Hyundai? If so, you may be among the millions of other drivers whose vehicles are at increased risk for car theft. Having your car stolen can be a stressful and scary experience. Luckily, there are precautions you can take to help thwart would-be car thieves.
Read MoreAI is everywhere, and we are only at the tip of the iceberg for this revolutionary and often alarming technology. It poses plenty of advancements right alongside an increasing number of risks spanning numerous industries. The dark side of this technology has led to a surge of sophisticated phone scams that exploit AI for malicious purposes.
Read MoreHomeowners insurance can protect you from the unexpected. If your home is damaged or your belongings are stolen, it can help cover repairs or replacement, temporary housing and more. You might not know what is covered under your policy or whether your policy will cover all of the damages. Here are three questions to help you determine what to do next.
Read MoreWhether you’re grilling out, gardening or splashing in the pool, your backyard is a space to relax and spend quality time with the people you care about. If anything were to happen, you would want to be able to get your yard back in shape. You know your home insurance policy covers your house, but what about your backyard?
Read MoreA hit-and-run accident occurs when someone causes an accident and leaves the scene without providing information about themselves. If you're the victim of a hit-and-run, your insurance policy may help cover the cost of repairs and injuries.
Read MorePersonal watercraft can be lots of fun on the water. But, like any moving vehicles, they are subject to accidents and it’s wise to get the proper insurance to protect yourself financially. Unlike small boats, personal watercraft are not generally covered by Homeowners insurance .
Read MoreIf someone has hit your parked car, you should treat it like any other accident. First, don't move your car. If you can locate the person who hit your car, exchange information with them. Then, call the local authorities to file a police report and notify your insurer.
Read MoreChoosing the right car for you and your budget can take significant research and even require some test drives. Once you’ve narrowed down the selection to the special one you’d like in your driveway, there are still important steps left in the process. Protect yourself from used-car tactics with these helpful tips.
Over the course of this summer, half of the American population are setting their emails to “out-of-office,” packing their bags and embarking on vacations. While you’re jotting down a list to remember everything from sunscreen to passports, we have prepared a list that will help prep your home for security while you are away.
Read MoreWarm weather is coming, and the last thing you want to discover as you prepare your home for summer is that your cooling system is on the fritz. Whether you enjoy central air conditioning (AC) or use one or more window units, a bit of maintenance goes a long way — and can help extend the life of your home cooling system.
Read MoreThe auto insurance coverage and capabilities you select should match your lifestyle. No matter if you’re a busy parent or a classic car collector, a hiker who likes to take their dog along to the trails or a tech wiz, there are car insurance options designed to fit your needs.
Read MoreIn most cases, you need to carry comprehensive coverage for your car insurance policy to cover a cracked or broken windshield and other types of glass damage, but collision coverage often applies in an accident with another vehicle.
Read MoreOwning a home can mean dealing with the unexpected – from a tree falling on your roof to a pipe bursting in your bathroom. Because you likely can’t prevent all unwanted surprises, knowing what to expect if you have a homeowner’s claim can help give you some peace of mind. While insurance carriers can handle claims in different ways, here are some basic steps in the process.
Read More
