We are thrilled to announce that one of our talented employees, Karla Judd, has recently published a book titled "The Peculiar Pink Flower Petal Trees." Karla writes Christian fantasy and adventure stories highlighting the power of friendship and faith for overcoming obstacles of both natural and supernatural origins.
Read MoreHome warranty and home insurance — i.e., homeowners insurance — may seem like interchangeable terms. In reality, they’re two separate policies, each providing critical benefits to homeowners. Let’s examine the differences between these two coverages and how they can protect you as a homeowner.
Read MoreYour roof is your home's primary protection against hail, wind, fire, and other hazards. That's why insurance companies consider the age, condition, material, and shape of your roof when determining your insurance coverage and costs.
Read MoreIf you have comprehensive coverage on your policy, auto insurance can help pay for your stolen vehicle if it is not recovered. Depending on your policy, you may also be covered for custom parts, paint, rims, and other aftermarket additions. Personal property (cell phones, laptops, tools, etc.) stolen out of your car won't be covered by auto insurance, but you'll likely be protected under a home, renters, or condo policy.
Read MoreVehicle thefts nationwide surpassed 1 million last year. This was a 7% increase over 2021 numbers and the first time thefts reached that total since 2008, according to a new analysis from the National Insurance Crime Bureau (NICB).
Read MoreWhen you’re living in a rental property, many incidents can occur, including burglaries, injuries, fires, and severe storms. To protect yourself and your belongings from these types of incidents, you should purchase renters insurance because it benefits not only you, your property, and your landlord.
Read MorePicking good motorcycle insurance is more than just choosing between comp and collision or liability-only. Here are four questions to ask yourself about coverages and options before you switch to a new policy or renew your current one.
Read MorePersonal property coverage — also known as contents coverage on a home policy — helps cover the cost of your personal items if they are destroyed, damaged, or stolen due to a covered loss or peril. Personal property includes things like furniture, clothing, electronics, and kitchenware.
Read MorePolice officers issue traffic tickets for many reasons, including speeding, running red lights, and failing to use a turn signal. Fines vary depending on the violation. If you don’t pay traffic tickets on time or have several unpaid traffic tickets, you could face more severe consequences.
Read MoreIf you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered loss.
Read MoreWhenever you're buying car insurance or filing a claim, the term “deductible” has probably come up, and maybe you’re unsure what it is or how it works. We’ll dive deeper into deductibles and why they’re an important factor when determining your monthly premiums and out-of-pocket expenses.
Read MoreEvery winter, snow blowers save the backs of thousands of people. You can clear a driveway and walkway much faster with a snow blower than you can with a shovel. And although you can spend a lot on a snow blower, you can also find a new one for under $200. There are drawbacks, though, especially when we ignore snow blower safety protocols.
Read MoreThe Highway Loss Data Institute late last year reported that bargain-priced vehicles were being targeted for theft at rates similar to muscle cars and SUVs, based on an analysis of 2021 insurance claims. This is due, in part, to the fact that the models being stolen don’t have electronic immobilizers that stop thieves from bypassing the ignition. Thefts of vehicles or components like catalytic converters only increase that pressure to raise rates.
Read MoreWith several storms hitting the country in the past few weeks there might be quite a bit of snow on your roof. The question: Can your roof handle it? The answer: It depends. According to Insurance Institute for Business and Home Safety, your roof should be able to support 20 pounds per square foot of snow. Of course, we don’t expect you to climb up and weigh it. Instead, we’ve created a guide to help you determine how much snow is actually on your roof.
Read MoreYour fireplace probably functions like a decorative part of your home rather than a heat source for most of the year. You may even go years without using it. Wood-burning and gas fireplaces need routine chimney inspections to ensure the area is clear, clean and safe for use. But how can you tell when to schedule a chimney inspection?
Read MoreYou go to start your car, but when you engage the ignition, your car won’t start — and your stomach sinks. If your car won’t start, it’s often due to a malfunction of either the battery or the alternator. If it’s one of those things, recognizing which one can be relatively simple.
Read MorePreventing roof damage to keep your family comfortable and secure all winter long is easier than it looks. Today’s homeowners don’t even need to get on their roofs to take necessary precautions. Here are ten timely tips to prevent roof damage as temperatures drop.
Read MoreEach year, 24% of weather-related car accidents happen on snowy, slushy, or icy pavement, and 15% occur during snowfall or sleet. Additionally, these types of accidents kill over 1,300 people and injure more than 116,800 people annually. Fortunately, winterizing your car can help you avoid accidents and troubling situations while driving during the colder months.
Read MoreWe would like to invite you to the Second Annual Back The Badge charity event on November 18th. We all know our police departments are having a very tough time with the rising crime rates and lack of support. We created a way to show our support by sending officers to the best training camp in the country so they can better protect themselves and the communities they serve more efficiently. Read on to learn more.
Read MoreIn the wake of major storms, the used vehicle market is often inundated with flood-damaged cars and trucks, many of which are cleaned and transported to other parts of the country to be sold to unsuspecting consumers. Keep reading to learn more about the potential problems that accompany flood-damaged vehicles and how to avoid being tricked into buying one.
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