Much like sunscreen, business insurance is one of those things you don’t realize how important it is until you’ve been burned: A lot of entrepreneurs don’t have it, and those who do, may not be fully covered. While large corporations have staffers specifically trained to be sure the business is protected adequately, small business owners are often...

We hear a lot about the opioid epidemic in our country, that is, the use and abuse of pain medications including oxycodone, hydrocodone, morphine and fentanyl. These medications were nearly unheard of just a few years ago, but now they appear in the news almost daily. Unfortunately, when these medications were introduced, patients and doctors...

Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment when transported over land - e.g., via truck or train - or while temporarily warehoused by a third party. Collisions and cargo theft are the two most...

The key difference between an additional insured and a certificate holder comes down to whether you have coverage under someone else’s insurance policy. This only applies if you’re named as an additional insured on a policy. What’s an additional insured? When you’re named an additional insured on a policy, you are typically insured for covered...