When you ask, “Should I lease a car?” you likely hear one of two words: "Do" or "Don't.’ That makes it difficult to decipher the pros and cons of leasing a vehicle. The answer to the question, like many financial decisions, depends on a host of individual details including price, terms, driving record, insurance history and more. Misinformation and...

As more people live well into their 90s and even surpass their 100th birthdays, scientists and researchers are studying just what they’re doing (and not doing) to live long lives. Research shows that during the 30-year period from 1980 to 2010, the number of centenarians (people age 100 or older) grew by almost 66%, while the most recent U.S....

Winter is a busy time of year for all. Injuries from slips and falls peak during winter months, putting your employees out of commission right when you need them most. If you have retail locations, slippery conditions from winter weather can put your customers at risk too. Take action to prevent slips when winter arrives. Become a Hazard Detective...

A common insurance claim in winter months is water damage caused by ice damming.  These 'dams' are just that, they are blockages of ice that can form just about anywhere on your roof and they prevent water from flowing off your roof.  This water then begins to go backwards up beneath your shingles. Ice damming causes damage to drywall, wall paper,...