You got into a car collision, now what? This situation may leave you wondering – should you file a claim with your insurance or pay out of pocket for the damages yourself? What if other people are involved? What if the only damages are to your own property? Your insurance is there to help in these situations.
Read MoreWhile car insurance premiums fluctuate based on numerous factors, including driving history, vehicle type and location, age is a significant factor used to help determine rates. Talk with your Zeiler Insurance to find the best option to decrease your auto insurance rates.
Read MoreWe get it. There are lots of reasons why you might consider selling your current car and getting a new one: maybe your financial situation has changed, or it’s costing you too much to maintain an older car, or your lease has expired. We've come up with a list of pros, cons, and tips to think about.
Read MoreWhen money is tight, everyone looks for ways to cut back. One temptation is to let your car insurance expire, even for a short period of time. This really isn’t a great idea, because a car insurance lapse can cause you some unexpected problems.
Read MoreRecord-breaking distracted driving has created a great deal of alarm on the roadways, with more frequent and dangerous crashes – many of which are caused by cell phone use – becoming part of the norm in the U.S.
Read MoreFoul weather, deep snow, and muddy roads can all have drivers craving more traction. There are four distinct drivetrain configurations to choose from: front-wheel, rear-wheel, all-wheel, and four-wheel drive. By learning how each of these systems works, you can better choose the right one for your challenges.
Read MoreWhen you're involved in a car accident, or your vehicle sustains significant damage, you might ask yourself, "Is my car totaled?" It’s a question no driver wants to ask, but it’s an important one to address.
Read MoreAccording to a AAA survey, potholes caused significant vehicular damage for 1 in 10 drivers in 2021. The average cost to repair pothole-related damage was $600 but exceeded $1,000 in some cases. What’s worse, the same drivers often filed multiple claims, averaging two pothole-related repairs a year.
Read MoreAccording to the U.S. Department of Transportation, most weather-related car accidents happen on wet pavement (70%) or during rainfall (46%). As we experience more soggy weather in the midst of El Niño, it's important to know how to safely maneuver your vehicle and avoid weather-related auto accidents, which often cause car insurance rates to rise.
Read MoreGetting into a car accident is a scary experience — and the moments after the accident are stressful. If your vehicle is damaged, you’ll need to file an insurance claim, but then what? Car accidents are stressful. Learn how to choose between an auto body repair shop recommended by your insurer and one that you find.
Read MoreDo you own a Kia or Hyundai? If so, you may be among the millions of other drivers whose vehicles are at increased risk for car theft. Having your car stolen can be a stressful and scary experience. Luckily, there are precautions you can take to help thwart would-be car thieves.
Read MoreIf you have comprehensive coverage on your policy, auto insurance can help pay for your stolen vehicle if it is not recovered. Depending on your policy, you may also be covered for custom parts, paint, rims, and other aftermarket additions. Personal property (cell phones, laptops, tools, etc.) stolen out of your car won't be covered by auto insurance, but you'll likely be protected under a home, renters, or condo policy.
Read MoreVehicle thefts nationwide surpassed 1 million last year. This was a 7% increase over 2021 numbers and the first time thefts reached that total since 2008, according to a new analysis from the National Insurance Crime Bureau (NICB).
Read MorePolice officers issue traffic tickets for many reasons, including speeding, running red lights, and failing to use a turn signal. Fines vary depending on the violation. If you don’t pay traffic tickets on time or have several unpaid traffic tickets, you could face more severe consequences.
Read MoreWhenever you're buying car insurance or filing a claim, the term “deductible” has probably come up, and maybe you’re unsure what it is or how it works. We’ll dive deeper into deductibles and why they’re an important factor when determining your monthly premiums and out-of-pocket expenses.
Read MoreThe Highway Loss Data Institute late last year reported that bargain-priced vehicles were being targeted for theft at rates similar to muscle cars and SUVs, based on an analysis of 2021 insurance claims. This is due, in part, to the fact that the models being stolen don’t have electronic immobilizers that stop thieves from bypassing the ignition. Thefts of vehicles or components like catalytic converters only increase that pressure to raise rates.
Read MoreYou go to start your car, but when you engage the ignition, your car won’t start — and your stomach sinks. If your car won’t start, it’s often due to a malfunction of either the battery or the alternator. If it’s one of those things, recognizing which one can be relatively simple.
Read MoreEach year, 24% of weather-related car accidents happen on snowy, slushy, or icy pavement, and 15% occur during snowfall or sleet. Additionally, these types of accidents kill over 1,300 people and injure more than 116,800 people annually. Fortunately, winterizing your car can help you avoid accidents and troubling situations while driving during the colder months.
Read MoreIn the wake of major storms, the used vehicle market is often inundated with flood-damaged cars and trucks, many of which are cleaned and transported to other parts of the country to be sold to unsuspecting consumers. Keep reading to learn more about the potential problems that accompany flood-damaged vehicles and how to avoid being tricked into buying one.
Read MoreCar theft is a frustrating occurrence no vehicle owner should have to deal with. Unfortunately, it’s becoming more common. Car theft is on the rise faster than ever with around a 16.5% increase in 2021 compared to 2019. There are many safety measures you can take to prevent car thefts in addition to tips for protecting yourself from the effects of a car theft.
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