Personal Insurance

Landscaping can have numerous benefits. It beautifies your property and can add to the curb appeal and resale value of your home. Whether you rely on your own landscape design skills or hire a professional to implement your vision, you’ll want to consider the implications that your efforts – and how you maintain them—can have on your home.

One of the most common mistakes homeowners make is to wait until they see a leak inside their home before checking out their roof. After all, why look for trouble, right? Unfortunately, avoiding home maintenance in this manner could cost you a lot more money in the long run.

Dwelling Insurance helps cover the physical structure of your home — i.e., the foundation, walls, roof, etc. — as well as anything attached to or permanently installed in your house. If any of these things get damaged due to a covered loss, dwelling insurance may help pay for the replacement, repair, or rebuilding costs.

April showers bring May flowers – and sometimes a little flooding as well. While it’s true that spring rains are great for new plant growth – which is a welcome sight after a long winter- Add a little snowmelt, and the ground quickly becomes saturated, storm drains overflow, and rivers and streams spill over their banks. The resulting floodwaters can wreak havoc on everything and anything that gets in the way – including your home.

If you’re not sure what kinds of structural repairs are covered by your home insurance policy, you aren’t alone. Find out what structural damage is covered under most homeowners insurance policies. Plus, learn about additional insurance policies that can help you get the best protection for your home.

At the end of each year, we are whisked through a series of holiday celebrations, all leading up to the most contemplative day of the year: New Year’s Eve. Whilst reflecting on our accomplishments and goals, it’s easy to forget about the logistics of updating our home insurance policies. We have created a checklist so you can focus on ringing in 2021 knowing you’re prepared for any surprises that life has in store in the upcoming year.

Early fall is the right time to get your yard and house in order because come winter, small problems can turn into expensive nightmares. Consumer Reports’ money-saving checklist covers everything from fallen leaves to your furnace. And many of these fall chores cost little more than time and effort.

Realizing your dream of homeownership is more possible than ever with prefab homes. Finding out which one is right for you is a matter of cost, location, and customization. In addition to determining what kind of home suits your lifestyle and goals best, there are other factors to consider, including hiring reliable contractors to build and maintain your property and finding the right homeowners insurance.

Generally speaking, a home warranty contract will cover most appliances that fail because of normal wear and tear. Typically, these will include kitchen appliances, water heaters, washers and dryers. If you own a home with older appliances, a home warranty can save you money in costly repairs. But there are a lot of things that a home warranty often won't cover

Water damage wreaks havoc on your home both structurally and financially. Worst of all, home water damage is very common, as claims related to water damage account for nearly half of homeowners’ claims. Fortunately, installing a user-friendly leak detection device is becoming a standard practice for homeowners, allowing you to prevent or mitigate water damage repair costs.