General Liability vs. Professional Liability Insurance

As a business owner, it can be a challenge to figure out what types of insurance you need. The right policies depend on the types of risks your company faces.   Big and small businesses both face liability risks, but the type of liability can change based on what you do. For example, a contractor might be liable if something they’ve built injures...

How to Find the Best Small Business Insurance for Your Business

The average claim for a customer injury or property damage is about $30,000. If a claim leads to a lawsuit, then it can cost upwards of $75,000 to defend and settle. With that information, most small...

Prevent Slips and Falls this Winter

Slips and falls are the leading cause of accidental injury in the workplace. And we’re entering prime time for these injuries to affect your employees (and the public!), because nearly half of slip...

The New Stimulus Act:15 Big Changes That Will Impact Your Small Business

A new coronavirus relief bill was passed by Congress and has been signed into law. If you run a small business, here are 15 things you need to know about it. 1. There is another round of PPP. Who...

How to Protect Vacant Commercial Buildings

An unoccupied building is especially vulnerable. If your commercial property will be unattended for a period of time, take steps to protect your investment and prevent damage. First and...

Creating a Company Data Breach Response Plan

It's not uncommon to hear stories about large corporations such as Citrix and Starwood Marriott falling victim to data breaches. However, small and medium-sized businesses are often prime targets for...

Prepping Your Building for a Winter Vacancy

It's pretty typical to prepare for the cold and snow as a part of your winter maintenance routine. But things might look a little different this year if your building is vacant or only...

Understanding Business Owners Policies (BOPs)

It may sound like a dance craze from the 1950s, but a BOP—a Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and...

What Your Team Needs to Hear From You... Now More Than Ever

As a leader, this year’s bumper sticker should be: "All eyes on you." With the pressure to show up, massively problem solve, and deliver difficult news, nothing about this year has been simple. What...

5 Tips on How to Run a Successful Virtual Meeting

Given that 62% of U.S. employees have worked from home in some capacity this year, videoconferencing has seemingly become a part of everyday life. While an online meeting offers a useful, flexible way...

Be Alert About Workplace Fatigue!

When it comes to fatigued workers, there is plenty of cause for concern. Overly tired workers are not only a danger to themselves, but also their coworkers and your bottom line. “We know...

COVID-19 Vaccine Considerations for Employer

Since the onset of the COVID-19 pandemic, companies across the globe have been working to develop a COVID-19 vaccine. As the pandemic continues on and vaccine clinical trials progress, there may be a...

Voluntary Life Insurance

WORKPLACE TERM LIFE INSURANCE It’s the cost-effective life insurance coverage you need. Workplace Term Life (WTL) is designed to provide life insurance for a specified period to meet anticipated...

Marketing Channels: Which are the Right Ones for Your Business?

Business owners have many choices when it comes to their marketing today, and choosing the right marketing channels to achieve your goals can be overwhelming. How do you figure out which channels...

Do I Need Business Interruption Insurance?

Most people would never consider opening a business without first purchasing property insurance to cover the cost to repair or replace a building or equipment that’s been damaged due to a covered...

Insuring your home-based business

What you need to know if you work from home Whether you’re running a part-time, seasonal or full-time business from your home, you’ll want to carefully consider your risks and insurance needs....

9 Ways to Lead Your Team Into an Unknowable Future

The workplace is changed. As parts of the world begin to loosen coronavirus-related restrictions, organizations are emerging from COVID-induced hibernation. These transitions back to work are gradual....

Employee Benefit Liability

Employee benefits liability (EBL) is insurance that covers businesses from errors and omissions that occur when employee benefit plans are administered. These errors and omissions may include failing...

Responding to an Employee's Positive Coronavirus Test

As the number of coronavirus disease 2019 (COVID-19) cases grows daily, employers across the country are dealing with the difficult situation of responding to an employee’s positive COVID-19...

Workers’ Compensation Insurance: An Overview

Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents...
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