What is OSHA? And Why is it Important to Your Business?

  Why is job safety and health important? In 2011, 4,609 employees died from occupational incidents, and there were a staggering 3.1 million total recordable cases of workplace injury and illness. On average, each of these 3.1 million cases required eight days away from work, which means U.S. employers as a whole paid for millions of days of lost...

The 6 Fundamental Techniques of Risk Control

If you’re a business leader, then you already know the importance of risk control. It’s imperative that your business has a formal policy to limit the loss of assets and income. Here are the...

15 Warning Signs of Workers’ Compensation Fraud

15 Warning Signs of Workers’ Compensation Fraud The WC (workers' compensation) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries....

Five Strategies for Reducing Workers’ Compensation Costs

Five Strategies for Reducing Workers’ Compensation Costs When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at...

Workers' Comp May Not Be Enough Anymore

Workers' Comp May Not Adequately Protect Your Workers Anymore No employer wants to see an employee hurt on the job. And all certainly want the existing workers compensation system to take good care of...

Avoid Winter Slips

Winter months in Illinois present additional hazards that are typically not factors for employees during warmer weather – specifically, slip and fall concerns. With snow and ice covered conditions,...

Workers’ Compensation Insurance: An Overview

Workers’ Compensation Insurance: An Overview Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It...

When is a Workers’ Compensation Claim Compensable?

When is a Workers’ Compensation Claim Compensable? Carefully evaluating workers’ compensation claims is crucial in helping your company save money and prevent fraud. Workers’ compensation is simply a...

Accommodating Permanent Work Restrictions

When an on-the-job injury or illness results in permanent work restrictions, you are required to provide the injured worker a position that fits medically determined specifications. If you are unable...

Safety and Health Assistance for Small Businesses

The Occupational Safety and Health Administration (OSHA) created the Office of Small Business Assistance to help small business employers understand their safety and health obligations,...

Controlling Premium Audits to Eliminate Overcharges

Due to the volume of requests they receive, insurance companies have developed a very efficient premium audit process. While they strive to be as accurate as possible, they don’t have the time...

Use your Head!

There really is no excuse for not wearing a hard hat on jobs where it is required. Hard hat manufacturers have designed head protection to fit every need and pretty much every preference. From falling...

How to Report Workers' Comp Claims

Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not...

On-the-Job Injury Claims By Temporary Workers

If you use workers from staffing or leasing agencies to supplement your workforce, how adequately do your current insurance policies protect your company in the event that one of these individuals...

Get Loose to Avoid Injury!

Tasks such as moving equipment, operating machinery, and long hours in the sun can take a toll on your body, especially your back. To reduce the risk of injury and risk transfer and insurance...

Injuries on the Job for an Independent Contractor: Are you covered?

Independent owner-operators play an essential role in the landscaping industry. However, because they are contract workers, questions are often raised as to how they affect your company’s Workers’...

Workers' Comp: The Basics

Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents...

The Impact of the Affordable Care Act on Workers’ Compensation

The Impact of the Affordable Care Act on Workers’ Compensation The Affordable Care Act does not directly address workers’ compensation issues, but some aspects of the health care reform law will...

Developments with Workers Compensation

Workers compensation insurance covers the cost of medical care and rehabilitation for workers injured on the job. It also compensates them for lost wages and provides death benefits for...

OSHA Update: Monitor Workers Clothing, Jewelry

One morning at a Nebraska meat-packing facility, a worker was operating a conveyor belt as part of his ordinary routine. But the worker got some loose clothing caught in some moving parts....
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