What Drivers Need to Know about Crash Avoidance Technologies Regarding Their Auto Insurance in Chicago, Illinois

Crash avoidance systems were rare luxury features in the past, but there are several new vehicles offering these options now. Advanced features help drivers with braking and alert them of dangerous conditions or lane departure. There are also features to help prevent back-over accidents. Adaptive headlights and front crash prevention are helping to reduce auto insurance claims in Chicago, Illinois. For vehicles with forward collision warning, researchers found a lower incidence of accidents than in those that lacked this technology. Electronic stability control also helps drivers maintain speeds and control their vehicles on slick roads or curves.

Understanding Crash Avoidance Technologies
This is a broad term that covers several features. However, they all help prevent accidents. Technologies vary in how they operate, but they track driver input and combine it with the surrounding environment to warn the driver of unsafe conditions. Vehicles may also steer or brake if drivers do not do something to correct their dangerous driving.

Crash Avoidance Technology Effectiveness
While some of the newer technologies are still being analyzed and have yet to receive concrete judgments from experts, front collision prevention features have proven to be effective in reducing accidents. In addition to this, adaptive headlights were also verified as effective in lowering the number of applicable accidents.

Available Crash Prevention Technologies
Front crash prevention utilizes sensors to indicate and react when a car in front slows down considerably or the driver of the vehicle moves too close to the the car in front. Adaptive cruise control is similar, but it initiates even when the car is in cruise mode. Lane departure warning sensors are able to detect improper lane changes. Depending on the vehicle, they may alert the driver or attempt to correct such moves. There are also sensors for detecting lingering vehicles in a blind spot, and parking assistance will guide people through the process of parking to avoid hitting other vehicles. Some also come with back-over prevention to help prevent these sometimes-tragic accidents. Adaptive headlights will curve with the road, and fatigue warning systems exist in some vehicles to sense when drivers are getting sleepy.

Limitations Of Crash Avoidance Features
No driver should expect the combination of safety features and crash avoidance technologies in his or her vehicle to warrant careless driving. It is still important to be alert when driving and to brake or make safe maneuvers when alerted of lane changes or coming too close to another vehicle. Learning how these features work is important. For example, lane change sensors sense regular lane markers in order to work correctly. On a road without these markers or on a snow-packed road, the sensors would not work. Drivers who disable one or more safety features will also put themselves at risk and cannot expect a safer trip.

Expect to see these safety features improved and even more features emerge in the future. Some experts say autonomous or automatic self-driving vehicles may be an item of the future. Crash avoidance technologies may still be useful even if they do not completely prevent a crash. Most people are able to slow down with or without the assistance of safety braking, so this means a lower impact when crashing. 

If you have questions or concerns on this issue, do not hesitate to call Zeiler Insurance and speak to one of our customer service representatives. As an independent agency, Zeiler Insurance prides itself with quality customer services for the people of the Chicago-land area and the rest of the Midwest. Customer or not, we can review your insurance and see if you are being protected appropriately for the right price.


Phone: 708.293.5500

Email: dan@zeiler.com 

Source: www.insurancenewsletters.com 

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