Why Your Business Needs an Umbrella Liability Policy

Incidents like the ones we are about to share can and do happen to business owners like you. If you own a business or commercial property, you need to be prepared for what seems impossible. You own an apartment building with a porch that does not have railings. One of your tenants falls from it. Recovery from her injuries requires months of...

Don't Have a Breakdown

Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because...

Commercial Umbrella Liability Insurance

Without adequate insurance, one accident might bring down your business. The fact is, many business owners aren't adequately protected against a catastrophic claim. One accident with a business...

More Than 40% Of Small Businesses Will Experience A Claim

The Hartford Reports: More Than 40 Percent Of Small Businesses Will Experience A Claim In The Next 10 Years (Click above to view the entire Hartford’s Top Small Business Claims Infographic...

Are You Financially Prepared For An Age Discrimination Lawsuit?

Are You Financially Prepared for an Age Discrimination Lawsuit? You pride yourself on running an honest business. You're careful to comply as best you can with laws and regulations. You instruct staff...

Data Breach Prevention

5 Things Your Business can do to Prevent Data Breaches Business owners: Which of the following poses the greater risk that your organization will unintentionally give up confidential data? •...

Review The Coverage Amounts In Your Policy!

Your Insurance Agent is Usually Not Responsible for the Coverage Amounts on your Policy in Illinois In most cases and in most jurisdictions, including Chicago, Wheaton, and Alsip, Illinois,...

Is Business Interruption Insurance Necessary?

Do I need business interruption insurance in Chicago, IL? Business interruption insurance can be as vital to your survival as a business as fire insurance. Most people would never consider opening a...

Auto Insurance For Businesses

    Business Vehicle Insurance in Chicago, Illinois WHAT IS BUSINESS VEHICLE INSURANCE? As a businessowner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles...

Following Workplace Injuries in Chicago, Illinois

  Why You Should Be Following Workplace Injuries No matter what type of business you operate, all employers should be ready, willing, and able to conduct their own injury investigation immediately...

Proving Fault of a Car Accident in Chicago, Illinois.

  Proving Fault after a Car Accident Determining fault following an auto accident involves deciding who was the negligent or careless party. In most cases, common sense dictates who was at fault....

Contractors: What is 'Additional Insured' Coverage?

  Chicago, Wheaton, Alsip, and other IL location Contractors:  What is 'Additional Insured' Coverage? A common clause in an independent or subcontractor agreement is to require an "additional insured"...

Insurance: Better Protection for Employees who Drive Company Cars in the Chicagoland Area

  How to Better Protect Employees who Drive Company Cars in the Chicagoland Area Millions of people drive "company cars"; that is, vehicles that the business owns. These drivers are the...

Is Forming a Corporation in Illinois Enough to Shield Your Personal Assets?

Is Forming a Corporation in Illinois Enough to Shield Your Personal Assets? For hundreds of years, people starting businesses have formed corporations. They've done this in order to shield...

Common Misconceptions about Employment Practices Liability Insurance and Lawsuits in Illinois

Discrimination suits against businesses are extremely common in U.S. courtrooms.  According to the Equal Employment Opportunity Commission, there were nearly 94,000 discrimination complaints received...

Why Your Business Needs an Umbrella Liability Policy

Why Your Business Needs an Umbrella Liability Policy   Undoubtedly, you have worked extremely hard to build your business, and it represents your livelihood.  Unfortunately, all it takes is one...

Karli J. Zeiler Introduction Video

  Established in 1915, Zeiler Insurance was founded on a philosophy of offering personal, professional service. Since then, we have five generations carrying on the tradition. We are an independent...

Illinois Businesses - Do you have enough Liability Insurance?

Illinois Businesses - Do you have enough Liability Insurance? There is no set formula regarding how much liability a business needs. However, the more coverage you have, the more bulletproof...

Yard Sales and Insurance Chicago Illinois

Chicago Homeowners Insurance A yard sale is a great way to clean out your home, make a little money and do some good for the environment by providing a second life for your possessions. But your...

What are Loss Runs, and How Do These Reports Affect You?

  What are Loss Runs, and How Do These Reports Affect You? From time to time, you'll be asked to provide a loss-run report, either on a new insurance application or on a renewal.  What exactly are...
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