Open Enrollment is almost here - It is time to evaluate your options

It is time to evaluate your options and make changes on your individual health coverage. If you have an individual health policy in place right now, you may have heard from your own carrier that there are going to be big changes. Although most carriers have not let you...or I know what those changes are, we are hearing that the networks of doctors...

Why Patients Should See Network Doctors

Why Patients Should See Network Doctors While most people have heard that it is better to see a network doctor than an out-of-network provider, they are not sure why it is better. The reason for this...

Dental Care Benefits in Illinois

According to the National Academies, millions of people in the United States do not receive proper dental care because of various barriers limiting their access to dentists. A report showed...

Importance of Workplace Disability Benefits Emphasized after Research

Importance of Workplace Disability Benefits Emphasized after Research The Consumer Federation of America and Unum recently interviewed hundreds of Americans to determine the importance of disability...

Preventative Care Services that are Included for All Insured Americans

  Preventative Care Services that are Included for All Insured Americans One beneficial change the Affordable Care Act brought about was the complete coverage of preventative care. With all approved...

Get a Handle on How Much Life Insurance You Need

In the event of a breadwinner's untimely death, a life insurance policy in Illinois is often all that stands between continued prosperity and security for surviving family members and severe financial...

American Women Do Not Have Enough Life Insurance

American Women Do Not Have Enough Life Insurance Both women who work and those who stay at home contribute to the economy and to their families. From completing household tasks to making...

Is COBRA Still Relevant Under the ACA?

  Is COBRA Still Relevant Under the ACA? The Affordable Care Act in Illinois changed a lot of things about the health insurance market in the United States. Among them: It granted some more options to...

Update on ACA Provisions: The Latest Information for Employers

Thanks to a recent Supreme Court Ruling, the Affordable Care Act has been declared constitutional as is, and will therefore stand in its current form until Congress takes action to change it. As...

How Employers Can Control Health Benefit Costs

How Employers Can Control Health Benefit Costs Despite the passage of the Affordable Care Act - and in some cases because if it - employer health care costs continue to rise nationwide. These...

IRS Announces 2016 Contribution Limits for HSAs

IRS Announces 2016 Contribution Limits for HSAs The Internal Revenue Service (IRS) has released the allowable contribution limits for health savings accounts (HSAs) for tax year 2016. The announcement...

Individual and Family Open Enrollment for 2015 in Chicago, Illinois

Individual and Family Open Enrollment for 2015 If you don't fully understand the Affordable Care Act (ACA), you are not alone. There are dramatic and substantial changes still to come in the...

New Health Savings Account Limitations for 2015 in Chicago, Illinois

New Health Savings Account Limitations for 2015 The Internal Revenue Service has announced the new tax year 2015 limitations on contributions and deductibles for health savings accounts...

How to Get The Most Value out of your Insurance Professional

The health insurance and employee benefit market is undergoing a huge transformation. Changes in health insurance coverage under the Affordable Care Act, of course, affect hiring and...

Report: Offering Voluntary Benefits May Reduce Workers Compensation Claims

Simply offering disability insurance or accident insurance or both can cause workers compensation claims to decline by as much as 50 percent. That's the conclusion of a recent study of over...

Offering Voluntary Disability and Accident Insurance May Lower Workers' Compensation Claim Rates

Recent research shows that more than 40 percent of companies offering voluntary disability and accident insurance saw declines in claims for workers' compensation. The online survey analyzed...

10 Essential HR Best Practices

1.) Invest in an employee handbook. This handbook is a terrific opportunity to make your expectations of employees known, and is ideal for communicating your corporate culture and mission. If...

Rate Hikes to Hit Most Small Health Groups Next Year

If you are a small group plan sponsor and you haven't punted your employees over to the ACA exchanges, get ready. Chances are, you and your employers will be paying higher premiums soon. That's...

Health Insurance - WE ARE HERE TO STAY!

With the most substantial portion of Obamacare ready to launch on January 1st and all the media coverage regarding healthcare reform, there is a strong impression amongst consumers that the...

Employer's Mandatory Notice about Exchanges

As a result of the Patient Protection and Affordable Care Act (PPACA).  All employers subject to the Fair Labor Standards Act (FLSA) must send a notice to employees and new hires about...
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