Considerations for Condominium Unit Owners

There have been many questions regarding an association's insurance policy and what a unit owner needs to insure. Coverage for an insurance claim is dictated by the language in the "Illinois Condominium Property Act". Unit Owner's Property Insurance Should Include:  - Floor Covering, Wall, and Ceiling Coverings.  - "Additions, Alterations,...

How To Be a Good Landlord

Many people are getting into the rental housing market as an investment, hoping to make more money in rent than they owe on their properties. There are nearly 44 million renter-occupied...

After-Marriage Checklist: What to Do After ‘I Do’

Congratulations! As anyone will tell you, marriage changes your life. But maybe a little less obvious is how getting married impacts your financial picture and changes your particular insurance needs....

Travelers: OpenHouse

To imagine your future in a home, it helps to know about its past. Travelers teamed up with BuildFax™ to help open the door to permitted updates and repairs that have been done on your prospective...

Insure Your College Student

Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member of the household? Home and Auto Insurance...

Think renter’s insurance is only for your "stuff"? Think again!

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s...

Personal Property: 5 Reasons Why Yours May Not be Fully Covered

Why You May Want More Personal Property Coverage  Imagine you took the roof off your house, turned the whole thing upside down and started shaking. Everything that hit the dirt is what your insurance...

In the wake of events at Marist High School - A Personal Injury Review

In the wake of events that occurred at Marist High School late last year, I wanted to review Personal Injury Insurance. It is widely thought that a homeowner's insurance policy covers only incidents...

What You Need to Know About Renters Insurance

What You Need to Know About Renters Insurance Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. While...

When A Guest Causes Damage

When A Guest Causes Damage Part of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a...

Home Vacation Rentals and Insurance Gaps

  Airbnb estimated that over 1 million people would celebrate the beginning of 2016 in an Airbnb rental. Many people are using the popular option of renting out a room in a home or renting out an...

Rest Assured While You Are Away

Protect Your Home While You Are Away Unfortunately, no one is completely immune from theft. Whether you’re looking to protect your home while you are away on vacation or simply away at work, your...

Homeowners may need additional insurance for summer fun!

When summer arrives each year in Chicago, many people look forward to activities that they can only enjoy during warmer months. Summer is also a time for family vacations and relaxing. A...

The Reason You Need Renters Insurance

Crews responded to the four-alarm fire at the three-story, 22-unit apartment building in the 200-block of Washington Boulevard around 9:30 p.m. Tuesday. They found heavy flames shooting out of...

Renters Insurance Coverage in Chicago

There are many reasons why you might want to rent out your home on either a short- or long-term basis. Whether you own a second home that you plan to lease to a tenant, or want to rent out a room...

Electric Shock Drowning

  Safety first: Boating season is quickly approaching Boaters spending time in fresh water should pay particular attention to electricity that services boats, docks and marinas. If the...

What Home and Auto Owners Need to Know about Deductibles

What Illinois Home and Auto Owners Need to Know about Deductibles When insuring a home or vehicle, knowing how deductibles work ensures policyholders get the most out of their coverage. Deductibles...

Do You Need Travel Insurance - or Does Your Existing Policy Cover You?

Do You Need Travel Insurance - or Does Your Existing Policy Cover You? You are planning to travel and you have options to purchase travel insurance. You may or may not need this coverage, depending on...

Umbrella Insurance: Protection for that Nest Egg

A retirement nest egg may make you feel like you've locked down your financial future, but don't get too comfortable. Getting hit with a liability lawsuit in your retirement years could turn your life...

Why You Need a Personal Umbrella Policy

Why You Need a Personal Umbrella Policy in Wheaton, Illinois.  One of the most important insurance policies you can buy is the personal umbrella policy, but many people are unaware they need one. This...
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