Considerations for Condominium Unit Owners

There have been many questions regarding an association's insurance policy and what a unit owner needs to insure. Coverage for an insurance claim is dictated by the language in the "Illinois Condominium Property Act". Unit Owner's Property Insurance Should Include:  - Floor Covering, Wall, and Ceiling Coverings.  - "Additions, Alterations,...

How To Be a Good Landlord

Many people are getting into the rental housing market as an investment, hoping to make more money in rent than they owe on their properties. There are nearly 44 million renter-occupied...

Our obligatory end of the summer blog post - Got Kids in College? Better Get Insurance.

Our obligatory end of the summer blog post... Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member...

After-Marriage Checklist: What to Do After ‘I Do’

Congratulations! As anyone will tell you, marriage changes your life. But maybe a little less obvious is how getting married impacts your financial picture and changes your particular insurance needs....

Business Insurance and Loss of Utilities

It is important for businesses to understand the need for Utility Service Inturruption Insurance.  Watch the video for detail to learn why you should consider this coverage.  

Think renter’s insurance is only for your "stuff"? Think again!

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s...

Personal Property: 5 Reasons Why Yours May Not be Fully Covered

Why You May Want More Personal Property Coverage  Imagine you took the roof off your house, turned the whole thing upside down and started shaking. Everything that hit the dirt is what your insurance...

How Condo Insurance Differs From Home Insurance

Know What You Own Before You Buy Condo Insurance Coverage A condominium is different from a house or an apartment - you own part of a building or a property, but not all of it. Insurance...

Insurance Appraisals Help You Select Coverage for Your Valued Belongings

Your Great Aunt Marge has always known how much you admire her antique silverware set - so during an extensive remodel of her home, she gifts it to you. Now you couldn’t imagine your dining room...

When A Guest Causes Damage

When A Guest Causes Damage Part of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a...

Rest Assured While You Are Away

Protect Your Home While You Are Away Unfortunately, no one is completely immune from theft. Whether you’re looking to protect your home while you are away on vacation or simply away at work, your...

Five Sprinkler Maintenance and Care Tips

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property...

Electric Shock Drowning

  Safety first: Boating season is quickly approaching Boaters spending time in fresh water should pay particular attention to electricity that services boats, docks and marinas. If the...

What Home and Auto Owners Need to Know about Deductibles

What Illinois Home and Auto Owners Need to Know about Deductibles When insuring a home or vehicle, knowing how deductibles work ensures policyholders get the most out of their coverage. Deductibles...

Illinois Property Insurance and the Importance of Equipment Breakdown Coverage

Illinois Property Insurance and the Importance of Equipment Breakdown Coverage This video highlights the importance of equipment breakdown coverage.  Feel free to contact me with any questions.   

Water Season is fast approaching!

  Water Season is fast approaching. It is time for a quick review of your Homeowner's Insurance coverage to make sure you are prepared. Watch this video for a review of policy limitation and coverage...

Umbrella Insurance: Protection for that Nest Egg

A retirement nest egg may make you feel like you've locked down your financial future, but don't get too comfortable. Getting hit with a liability lawsuit in your retirement years could turn your life...

Protect Yourself Against Liability When Doing Home Renovations

Renovating Your Home? Protect Yourself Against Liability A home renovation can be a stressful but exciting and rewarding project. But it's also a time of increased peril, from a...

How To Make Your House Unattractive To Burglars

How to Make the Home Unattractive to Burglars In the United States, there are more than 5 million burglaries occurring in residential homes every year. Experts say that 90 percent of these...

Stay Safe From Common Insurance Scams

Stay Safe from Common Insurance Scams Nearly all insurance agents and companies are honest and ethical, and they have to be in order to stay in business. However, there are scam artists posing...
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