Many summer storms are capable of producing hail, which can damage your home. Depending on the materials used to construct the different areas of your home, damage may not always be clearly visible. Due to hail's regional damage, it may not be covered in homeowners Insurance Illinois residents sign, so read your policy carefully and protect yourself where needed. Umbrella liability insurance is a good place to start in protecting your home against regional and weather dangers.
Roofs on residential homes can be produced with a variety of different materials. After a hailstorm, inspect your roof as much as possible while on the ground; only an expert should go on your roof to inspect damages. While inspecting, look for the following problems:
Cracks or holes in the roof- If there is damage to your roof, click here for some tips on how to repair and sustain it: Keep Your Roof in Tip-Top Shape
Dark spots that can appear on asphalt shingles
Chips or cracks on slate shingles
- Damage to the roof’s underlying material if any shingles are missing
Storms that produce high winds are also capable of causing substantial damage to windows and window frames. Make sure that your home’s windows are free from the following:
Cracks in the glass itself, as well as the window glazing
Damage to the window frame that could compromise the strength of the rest of the window
- Ruptured window seals, which could let moisture or other elements into your home
Also check other parts of your home for damage, such as siding, architectural features and any vehicles parked outside. Once you have inspected your home after a storm, call a trusted contractor as well as Zeiler Insurance Services, Inc. in order to repair any damage and file a claim for your loss.
If you have questions or concerns on this issue, do not hesitate to call Zeiler Insurance and speak to one of our customer service representatives. As an independent agency, Zeiler Insurance prides itself with quality customer service for the people of the Chicago-land area and the rest of the Midwest. Customer or not, we can review your insurance and see if you are being protected appropriately for the right price.