Why Insurance Companies May Audit Your Business

  When you get a commercial insurance policy, in many cases premium assigned isn't final. It's actually an estimate. Zeiler Insurance assigns a premium based on an informed guess, based on your prior year business activities. Business changes, of course, and estimates can be off. The purpose of insurance premium audits is to use actual sales and...

9 Flood Preparation Tips for Business Owners

Ask most people what comes to mind when they think of spring and summer and they’ll probably say great weather. Ask EMC Risk Improvement Representative Jeremy Gallo, and he’ll tell you about floods,...

More Than 40% Of Small Businesses Will Experience A Claim

The Hartford Reports: More Than 40 Percent Of Small Businesses Will Experience A Claim In The Next 10 Years (Click above to view the entire Hartford’s Top Small Business Claims Infographic...

April is Safe Digging Month

April is Safe Digging Month  An underground utility line is damaged every six minutes because someone decided to dig before calling 811. The following steps provided by Travelers can help contractors...

Why Employee Leasing can be Bad for Your Business

Why Employee Leasing can be Bad for Your Business The business of leasing workers to other employers has become a $92 billion dollar industry, according to the National Association of...

Business Auto Insurance - Drive Other Car Coverage

  It's not uncommon for a business to provide an employee with a car or truck that is owned by the business.  The insurance is then purchased by the business on a Business Automobile Policy.    It's...

No, You Are Not Covered: Some Gaps That a Business Owner Policy Does Not Cover

No, You Are Not Covered: Some Gaps That a Business Owner Policy Does Not Cover The last thing a business owner wants in the event of an incident is for the claim not to be covered. In most...

Preventing Falls In The Workplace

Preventing Falls in the Workplace One of the leading causes of injuries is falls, and they are responsible for many deaths and disabilities each year as well. Experts say that about 30 percent of...

How Are Disability Insurance Policies Taxed?

How are Disability Insurance Policies Taxed? The general rule for owners and beneficiaries of disability insurance policies is this: If you take a tax deduction for the premiums, then the income...

Think You Don't Need Professional Liability Insurance?

Think You Don't Need Professional Liability Insurance? Think Again People often think of professional liability insurance as something only doctors and lawyers need. The truth, though, is that...

Are You Financially Prepared For An Age Discrimination Lawsuit?

Are You Financially Prepared for an Age Discrimination Lawsuit? You pride yourself on running an honest business. You're careful to comply as best you can with laws and regulations. You instruct staff...

Directors & Officers Insurance

  Why Do Insureds Need D&O Insurance in Chicago, IL? Stories of wrongdoing and bad judgment by corporate managers have become familiar headlines. AIG's troubles almost brought down the world economy....

Understanding Terrorism Insurance

Understanding Terrorism Insurance In The Chicagoland Area Terrorism insurance provides coverage to individuals and businesses in Chicago, Wheaton, & Alsip, Illinois, for potential losses due to acts...

Homeowners Insurance Vs. Home Business Insurance

Does a Homeowners Insurance Policy Cover a Home Business in Chicago, Wheaton, or Alsip, Illinois?   With the Internet and technology expanding every day, more and more people are building home...

Terrorism Risk Insurance

  What Business Owners Need to Know about Terrorism Risk Insurance in Chicago, Illinois   The Senate was praised by the Coalition to Insure Against Terrorism for approving an extension for seven years...

Mastering Cyber Risk Insurance

Insurers In Dash For Expertise to Master Cyber Risk Insurance In Illinois Insurers are eagerly eyeing exponential growth in the tiny cyber coverage market in Wheaton, Chicago, and Alsip, Illinois, but...

Review The Coverage Amounts In Your Policy!

Your Insurance Agent is Usually Not Responsible for the Coverage Amounts on your Policy in Illinois In most cases and in most jurisdictions, including Chicago, Wheaton, and Alsip, Illinois,...

Auto Insurance For Businesses

    Business Vehicle Insurance in Chicago, Illinois WHAT IS BUSINESS VEHICLE INSURANCE? As a businessowner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles...

Following Workplace Injuries in Chicago, Illinois

  Why You Should Be Following Workplace Injuries No matter what type of business you operate, all employers should be ready, willing, and able to conduct their own injury investigation immediately...

Proving Fault of a Car Accident in Chicago, Illinois.

  Proving Fault after a Car Accident Determining fault following an auto accident involves deciding who was the negligent or careless party. In most cases, common sense dictates who was at fault....
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