Workers’ Compensation Insurance: An Overview

Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ compensation systems are different in every state, as individual statutes and court decisions have...

What Does Cyber Insurance Cover?

Across industry lines, organizations have become increasingly reliant on workplace technology to conduct key business operations. Whether it be for communication purposes, e-commerce, or...

How to Make a Risk Management Checklist That Encourages Company Safety

You probably have a checklist for everything from standard operating procedures to opening and closing your shop. But do you have any documentation to combat theft, accidents, and other business risks...

Heat Illness FAQ

Even though summer is winding down, chances are there will still be some hot days remaining. And if you work in an indoor environment where heat is a constant issue, your employees may face...

OSHA Guidance for Reopening Nonessential Businesses

On June 18, 2020, the Occupational Safety and Health Administration (OSHA) released guidance to help employers plan how to reopen nonessential businesses. The guidance also addresses issues employers...

June 5th Amendments to PPP

Since being established as part of the Coronavirus Aid, Relief and Economic Security Act in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal...

Key Person Life Insurance

Most business owners know the value of their inventory, the raw materials used to create their product or what it would cost to replace the vehicles used to move their product. They may not know the...

General Liability vs. Professional Liability Insurance

As a business owner, it can be a challenge to figure out what types of insurance you need. The right policies depend on the types of risks your company faces. Big and small businesses both...

Insurance Options for Green Businesses

Across the country, businesses are choosing to go green. In addition to helping the planet, environmentally friendly practices and facilities can enhance the reputation of a business and lower its...

Background on: Gun Liability

Overview The idea that insurance can help prevent deaths from firearms often rises to the forefront of the nation’s consciousness following mass shootings. Advocates of the idea believe that if...

Travelers Insurance: Two Types of Liability

An important part of understanding your responsibility for products and services is to understand how that responsibility is defined by law. Although various states and countries have differing...

The Hottest New-Car Features For 2017

From 30-way adjustable seats to a pickup bed that can turn itself into a giant audio speaker, here’s a look at the latest high-tech automotive systems coming to dealers’ showrooms for the 2017...

Stop Internal Theft in its Tracks

Though you may find it hard to believe, the U.S. Chamber of Commerce estimates that 75 percent of all employees steal at least once in their lifetime, and half of those that steal do so repeatedly....

Why Businesses Need Cyber Insurance and What it Covers

Why Businesses Need Cyber Insurance and What it Covers  Many businesses do not understand just how important cyber insurance is or why they need it. One of the most common targets for cyber thieves is...

Avoid Winter Slips

Winter months in Illinois present additional hazards that are typically not factors for employees during warmer weather – specifically, slip and fall concerns. With snow and ice covered conditions,...

Workplace Policies to Prevent Harassment Claims

While an employer’s hiring and firing practices may present the greatest risk for litigation, lawsuits based on a company’s employment practices can happen for many reasons. Poorly written policies or...

What You Should Know About Workplace Safety

The 10 Occupations with the Largest Number of Injuries and Illness Rank Occupation Number Percent of Total 1 Laborers (nonconstruction) 60,640 6.7% 2 Truck drivers, heavy 40,440 4.5 3 Nursing...

Don't Step on the Crack, Repair It!

  Winter weather and spring storms can take a toll on sidewalks and parking lots, which can lead to costly slips, trips and falls. Summertime is an ideal time to spot some of these problems and make...

Top 10 Costly OSHA Violations for Landscapers

  The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most recent statistics from...

Why Insurance Companies May Audit Your Business

  When you get a commercial insurance policy, in many cases premium assigned isn't final. It's actually an estimate. Zeiler Insurance assigns a premium based on an informed guess, based on your prior...
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