Why is Business Continuity Important?

Companies today face an unprecedented number of exposures. The frequency and severity of weather-related events seem to be increasing and reliance on a complex network of technology and supply chains is expanding. Both trends leave businesses susceptible to a variety of existing and emerging risks. Managing these risks by developing a business...

Travelers Insurance: Preventing Frozen Pipes for Businesses

Winter is around the corner and cold temperatures can reach areas of your facility that you cannot see or seldom visit, such as: ·        Crawl spaces; ·        Closets; ·        Enclosed spaces...

October is National Cyber Security Awareness Month

Cyber threats have become a common occurrence for all businesses, but in spite of the increased risk of cyber attacks, many companies are not heeding the potential threat to their own...

Ergonomics for the Road Warrior

The modern office for the road warrior could find you working anywhere at any time, from early mornings at the corner coffee shop to red-eye flights at your airplane’s seatback tray table. You...

What is errors and omissions insurance?

As you may know, business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens, and who pays, when a printer neglects to catch...

This is why a Clear Desk Policy is Smart for Every Business

We all have that coworker (or maybe we ARE that coworker) with the messy desk. Stacks of papers, post-it notes, pens, pencils, note tablets, folders, daily calendars, and any number of objects...

Business Identity Theft: An Emerging Threat

Individuals are not the only ones at risk of identity theft. Increasingly, businesses are struggling with criminal use of their identity for tax fraud, credit card and other financial fraud, as well...

Building Property of Others Coverage in Illinois

Illinois Building Property of Others Coverage in Illinois  I know I have talked about this in the past, but I have been running into a lot of leases recently that address this topic. I am seeing more...

Do You Know Your Pictograms?

Even though it’s been two years since OSHA adopted new chemical labeling requirements, EMC Industrial Hygienist Steve Shaffer has visited organizations who haven’t yet upgraded to the new...

Supplemental Snow Plowing: 3 Unexpected Risks to Your Operation

Are you supplementing your usual lawn and landscaping or construction income by plowing snow this winter? Lots of contractors do this successfully, however there are some risks to your operation that...

EMC Insurance: 3 C’s for Safer Sprinkler Systems

Out of sight, out of mind is risky when it comes to sprinkler systems, says EMC Risk Improvement Engineer Kody Daniel. Because sprinklers are silently at the ready in case of an emergency, it’s easy...

How to Choose the Best Surveillance System for Your Business

On first glance, choosing a surveillance system is easy. Pick something in your price range, set up your cameras, and you're done. The problem is that the best surveillance system for one business may...

Transitional Task Ideas - How to Bring an Employee Back to Work Sooner

When an employee is off work due to an injury or illness, an effective return to work program can help you bring that employee back to work—in a modified capacity—as soon as they are medically able....

EMC: Designated Physicians Are Good for You and Good for Your Employees

Three workers were injured on the job. Although the injuries were not life threatening, the first worker immediately rushed to the emergency room for treatment. The second worker visited his...

Supplement Off-Season Income

As you know, many contractors in fields such as landscaping and road work also provide winter services (such as snow removal) to supplement their off-season income. If you’re considering this option,...

Fives Steps for Making the Most of Safety Data Sheets

Your most powerful resource in dealing with hazardous chemicals is the knowledge provided by safety data sheets (SDS). But to be effective, SDS must be kept up to date and easily accessible....

Three Strategies to Prevent Dehydration in the Workplace

If you want to learn how to keep your employees safe when working in summer heat, take a tip from the website Desert Survivors: “The most critical elements to consider for survival in the desert...

Protect Your Employees with Personal Protective Equipment

Protect Your Employees with Personal Protective Equipment Every occupation has its hazards, but some are more dangerous than others. Workers in these occupations are vulnerable to many potential...

How to Beat The Heat in the Workplace

Prevent Heat-Related Illness or Death in the Workplace When employees face the challenge of working outdoors in the heat of summer, or even in intense indoor heat conditions, it is critical to have...

Unknown Hazards of Extra Riders

Regardless of the industry, workers who allow passengers to ride along on equipment intended to transport only one person are asking for an accident. However, some employees may not realize...
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