How Much Do You Really Make? Calculate the Value of Your Benefits

When you get a job offer, you’re probably focused on salary, title and growth potential, which are important things to evaluate. But are you taking the time to understand the value of your new benefits package and any additional company “perks”? If your main concern is the amount of money you’ll see in your paycheck, take a step back — think about...

Employee vs. Contractor: Which route makes sense for you business?

When it comes to hiring an employee vs. contractor, which is the best way to go? The answer can be tricky. There are benefits to hiring both types of workers, but there are some legal risks as well,...

Tying the Knot later in life? How to merge your finances

How is marriage different for partners who marry later in life? You could be more set in your ways, financially and otherwise. This can be a good thing, if you’re financially secure and begin...

State Farm imposed its largest single rate hike in 14 years.

State Farm, which insures one of every three vehicles in Illinois, has just imposed its largest single rate hike in 14 years. Drivers insured by the Bloomington-based giant saw their rates jump,...

The Hottest New-Car Features For 2017

From 30-way adjustable seats to a pickup bed that can turn itself into a giant audio speaker, here’s a look at the latest high-tech automotive systems coming to dealers’ showrooms for the 2017...

Supplement Off-Season Income

As you know, many contractors in fields such as landscaping and road work also provide winter services (such as snow removal) to supplement their off-season income. If you’re considering this option,...

Non-Traditional Employee Benefits Are Encouraging Productivity and Loyalty

Employees of Mphasis Corporation in New York City enjoy a few unusual benefits. If a manager is particularly impressed with a team member’s performance, they may give out a voucher good for a free...

A mother's death and a denied claim.

When the matriarch of the Harris family died five years ago, her home was handed down to her son. He continued to pay the mortgage and the insurance policy, and the appropriate name changes were made...

On December 1, 2016, the Final Rule will go into effect.

Imagine it’s Friday night, just two days away for your company’s new product launch. You’re almost there, but there’s still a lot of work to be done with no budget left. Good thing your team...

More Than 40 Percent Of Small Businesses Will Experience A Claim In The Next 10 Years

HARTFORD, Conn.--Four out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The Hartford’s small business claims....

Stop Internal Theft in its Tracks

Though you may find it hard to believe, the U.S. Chamber of Commerce estimates that 75 percent of all employees steal at least once in their lifetime, and half of those that steal do so repeatedly....

Creative Solutions to Reduce Manual Material Handling Injuries

Are your employees lifting, pushing, pulling and carrying objects more than they need to? According to the National Safety Council, overexertion from manual material handling activities like these...

Keeping Toddlers Safe at Home

Keeping Toddlers Safe at Home As children grow older and are able to move around by themselves, their curiosity increases. To prevent toddlers from suffering an injury at home, the Home Safety...

Swimming Pool Liability Precautions

Swimming Pool Liability Precautions Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming...

What You Need to Know About Renters Insurance

What You Need to Know About Renters Insurance Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. While...

Smoke Detector Maintenance

Smoke Detector Maintenance Smoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The good news is, they are...

When A Guest Causes Damage

When A Guest Causes Damage Part of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a...

Home Vacation Rentals and Insurance Gaps

  Airbnb estimated that over 1 million people would celebrate the beginning of 2016 in an Airbnb rental. Many people are using the popular option of renting out a room in a home or renting out an...

Live Green in Every Room in Your Home

Live Green in Every Room in Your Home Living green, building green and surrounding yourself with earth-friendly products minimizes the negative impact you have on the natural world. At the same...

Night Driving 101

Night Driving 101 Did you know that the rate of traffic deaths at night is three times greater than driving during the day? It is more difficult to see hazards ahead on the road, and often the lack of...
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