EMC Insurance: The Basics of Your Experience Modification Factor

Managing and understanding workers’ compensation insurance costs is a difficult task, says EMC Industrial Hygienist Krista Scott. You’ve likely heard the term “experience modification factor” aka “experience mod,” and Krista says that this concept is one key to managing insurance costs. The Basics: The experience mod is a numerical representation...

Travelers Insurance: Two Types of Liability

An important part of understanding your responsibility for products and services is to understand how that responsibility is defined by law. Although various states and countries have differing...

A Recent Report by Lockton Companies Brings a New Spin on the Work Comp Lag Time Debate.

Reporting lag time is defined as the time between the onset of a work injury and the point at which a claim is filed with the insurer. Lag time has been a hot topic in the workers’ compensation debate...

Travelers Insurance: 6 Behavioral Interviewing Tips

An in-person interview can be a critical step in the hiring process and can help a recruiter or hiring manager determine whether a job candidate fits the organizational safety culture and core safety...

Happy Thanksgiving!

All of us at Zeiler Insurance Services, Inc. wish you a blessed Thanksgiving! Our offices will be closed on Thursday, November 22nd and Friday, November 23rd. Should there be an emergency, please call...

Congratulations Liam for winning our 2018 Halloween Costume Contest Benefiting Advocate Children's Hospital - Oak Lawn!

Congratulations Liam for winning our 6th Annual Halloween Costume Contest Benefiting Advocate Children's Hospital - Oak Lawn! He will receive a $250 donation in his name to Advocate Children's...

Deer are Romancing

As deer-mating season gets into full swing, Illinois motorists should be prepared to see more Bambis in the roadway, according to transportation officials. Vehicle crashes involving deer are...

2017 Hot Wheels Report

The National Insurance Crime Bureau (NICB) today released its annual Hot Wheels report, which identifies the 10 most stolen vehicles in the United States. The report examines vehicle theft data...

6th Annual Costume Contest Benefiting Advocate Children’s Hospital - Oak Lawn!

SEND US A PICTURE OF YOUR FAVORITE GOBLIN! We are having our 6th annual Halloween Costume Contest for kids. Winning goblin will receive a $250 donation in their name to Advocate Children’s Hospital -...

Why is Business Continuity Important?

Companies today face an unprecedented number of exposures. The frequency and severity of weather-related events seem to be increasing and reliance on a complex network of technology and supply chains...

Travelers Insurance: Preventing Frozen Pipes for Businesses

Winter is around the corner and cold temperatures can reach areas of your facility that you cannot see or seldom visit, such as: ·        Crawl spaces; ·        Closets; ·        Enclosed spaces...

October is National Cyber Security Awareness Month

Cyber threats have become a common occurrence for all businesses, but in spite of the increased risk of cyber attacks, many companies are not heeding the potential threat to their own...

Ergonomics for the Road Warrior

The modern office for the road warrior could find you working anywhere at any time, from early mornings at the corner coffee shop to red-eye flights at your airplane’s seatback tray table. You...

Considerations for Condominium Unit Owners

There have been many questions regarding an association's insurance policy and what a unit owner needs to insure. Coverage for an insurance claim is dictated by the language in the...

8 Insurance Claims that Increase in the Fall

As the seasons change, so do the types of claims adjusters see. Falling leaves create a skidding hazard for unwary drivers. Running deer and other wildlife rarely bother to look both ways before...

How To Be a Good Landlord

Many people are getting into the rental housing market as an investment, hoping to make more money in rent than they owe on their properties. There are nearly 44 million renter-occupied...

Understanding the Insurance Claims Payment Process

How are you paid? Who gets the check? Do you need to replace items immediately? After a disaster, you want to get back to normal as soon as possible and we want that for you too! You may get...

5 Essential Tips on Making Your Car Last

Just because you’ve had your car for quite a few years and racked up 100,000 or more miles doesn’t mean it’s time to send the car to the junkyard. The fact is, if you treat your car like your baby...

Motor Vehicle Accidents in Workers Compensation

Today’s cutting-edge technology allows cars to steer themselves, maintain safe following distances, brake automatically, and warn drivers of nearby vehicles. Yet, despite these safety...

What is errors and omissions insurance?

As you may know, business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens, and who pays, when a printer neglects to catch...
Business
Personal
Business
Personal
Business
Personal