Why is Business Continuity Important?

Companies today face an unprecedented number of exposures. The frequency and severity of weather-related events seem to be increasing and reliance on a complex network of technology and supply chains is expanding. Both trends leave businesses susceptible to a variety of existing and emerging risks. Managing these risks by developing a business...

Travelers Insurance: Preventing Frozen Pipes for Businesses

Winter is around the corner and cold temperatures can reach areas of your facility that you cannot see or seldom visit, such as: ·        Crawl spaces; ·        Closets; ·        Enclosed spaces...

October is National Cyber Security Awareness Month

Cyber threats have become a common occurrence for all businesses, but in spite of the increased risk of cyber attacks, many companies are not heeding the potential threat to their own...

Ergonomics for the Road Warrior

The modern office for the road warrior could find you working anywhere at any time, from early mornings at the corner coffee shop to red-eye flights at your airplane’s seatback tray table. You...

Considerations for Condominium Unit Owners

There have been many questions regarding an association's insurance policy and what a unit owner needs to insure. Coverage for an insurance claim is dictated by the language in the...

8 Insurance Claims that Increase in the Fall

As the seasons change, so do the types of claims adjusters see. Falling leaves create a skidding hazard for unwary drivers. Running deer and other wildlife rarely bother to look both ways before...

How To Be a Good Landlord

Many people are getting into the rental housing market as an investment, hoping to make more money in rent than they owe on their properties. There are nearly 44 million renter-occupied...

Understanding the Insurance Claims Payment Process

How are you paid? Who gets the check? Do you need to replace items immediately? After a disaster, you want to get back to normal as soon as possible and we want that for you too! You may get...

5 Essential Tips on Making Your Car Last

Just because you’ve had your car for quite a few years and racked up 100,000 or more miles doesn’t mean it’s time to send the car to the junkyard. The fact is, if you treat your car like your baby...

Motor Vehicle Accidents in Workers Compensation

Today’s cutting-edge technology allows cars to steer themselves, maintain safe following distances, brake automatically, and warn drivers of nearby vehicles. Yet, despite these safety...

What is errors and omissions insurance?

As you may know, business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens, and who pays, when a printer neglects to catch...

This is why a Clear Desk Policy is Smart for Every Business

We all have that coworker (or maybe we ARE that coworker) with the messy desk. Stacks of papers, post-it notes, pens, pencils, note tablets, folders, daily calendars, and any number of objects...

Business Identity Theft: An Emerging Threat

Individuals are not the only ones at risk of identity theft. Increasingly, businesses are struggling with criminal use of their identity for tax fraud, credit card and other financial fraud, as well...

How Smart Lighting Can Make Life Better

Can banishing the blues, sleeping soundly and waking energized be as simple as changing a light bulb? Light affects sleep/wake cycles, body temperature, hunger, physiology and behavior. So aligning...

Nationwide: 3 Ways to Save on Teen Car Insurance

For parents, having a teen driver in the house can be cause for mixed emotions. On the one hand there’s the added freedom of having another driver who can run errands and no longer needs to be...

Our obligatory end of the summer blog post - Got Kids in College? Better Get Insurance.

Our obligatory end of the summer blog post... Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member...

After-Marriage Checklist: What to Do After ‘I Do’

Congratulations! As anyone will tell you, marriage changes your life. But maybe a little less obvious is how getting married impacts your financial picture and changes your particular insurance needs....

3 Insurance Gambles That Put Your Business at Risk

Much like sunscreen, business insurance is one of those things you don’t realize how important it is until you’ve been burned: A lot of entrepreneurs don’t have it, and those who do, may not be...

Understanding Inland Marine Insurance

Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment...

What’s the difference between an Additional Insured and a Certificate Holder?

The key difference between an additional insured and a certificate holder comes down to whether you have coverage under someone else’s insurance policy. This only applies if you’re named as...
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