Your Responsibility As a Dog Owner

Dog Owners Are Liable When Their Pets Bite There were over 77 million domestic dogs residing in homes across the United States between 2015 and 2016. This was a finding in a survey conducted by the American Pet Products Association. According to the Centers for Disease Control, there are over 4.5 million dog bites reported each year. Of that...

Keeping Toddlers Safe at Home

Keeping Toddlers Safe at Home As children grow older and are able to move around by themselves, their curiosity increases. To prevent toddlers from suffering an injury at home, the Home Safety...

Swimming Pool Liability Precautions

Swimming Pool Liability Precautions Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming...

Smoke Detector Maintenance

Smoke Detector Maintenance Smoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The good news is, they are...

When A Guest Causes Damage

When A Guest Causes Damage Part of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a...

Oh Hail No! Protect Your Home from Damage.

Many summer storms are capable of producing hail, which can damage your home. Depending on the materials used to construct the different areas of your home, damage may not always be clearly visible....

Home Vacation Rentals and Insurance Gaps

  Airbnb estimated that over 1 million people would celebrate the beginning of 2016 in an Airbnb rental. Many people are using the popular option of renting out a room in a home or renting out an...

10 Questions for Assessing Insurance Needs and Changes

When life circumstances change, insurance needs change with them. This is why agents across the country encourage Americans to review their insurance policies every year to update coverage for...

Don't Worry About Your Home While You're Away!

Going on vacation is a great way to relax and take your mind off the daily grind. Don’t let the excitement of an upcoming trip prevent you from securing your home against burglars. Consider...

Live Green in Every Room in Your Home

Live Green in Every Room in Your Home Living green, building green and surrounding yourself with earth-friendly products minimizes the negative impact you have on the natural world. At the same...

What Homeowners Need to Know about Replacement Cost and Market Value

Many Illinois homeowners do not have sufficient coverage to provide for all of their belongings and as a result are under-insured. Most homeowners policies require you to be insured to the value...

Protect the Value of Your Home

The purchase of a home represents a substantial investment. Unfortunately, like many other investments, its value is contingent on outside factors. Your home’s value is directly affected by the health...

Graduation, Prom, and Insurance

During the spring and summer, two events most teens participate in are graduation parties and prom after-parties. Both types of events usually also include alcohol. When they are at...

Using Technology to Create a Home Inventory

If it's been a while since you have created a home inventory documenting your valuables, you're going to be pleasantly surprised about how much easier the process has become. And if you...

Rest Assured While You Are Away

Protect Your Home While You Are Away Unfortunately, no one is completely immune from theft. Whether you’re looking to protect your home while you are away on vacation or simply away at work, your...

Homeowners may need additional insurance for summer fun!

When summer arrives each year in Chicago, many people look forward to activities that they can only enjoy during warmer months. Summer is also a time for family vacations and relaxing. A...

Tips for Building & Wind Safety

It is important for homeowners to know how high winds work to better protect their homes. Wind can affect a home in four ways: Uplift - When wind travels over the roof, it creates a lifting effect....

Replace your roof, before it is too late.

Don't wait until it's too late. Find out when to replace a roof, or you could end up with big problems. You probably don't think about your roof very often. Unless something goes wrong, that is. A...

Claims By Past Owners Can Affect Current Insurance Rates

The CLUE Report: Don't Be Left Clueless on Insuring Your New Home If you don't properly educate yourself on the home buying process, it can very well be like walking into a minefield. Most buyers...

Safer Shoveling - Reduce Injuries

Removing snow from sidewalks and driveways is a necessary evil. Snow removal is a strenuous task that can result in injuries and heart attacks. Approximately 28,000 people are treated annually...
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