Considerations for Condominium Unit Owners

There have been many questions regarding an association's insurance policy and what a unit owner needs to insure. Coverage for an insurance claim is dictated by the language in the "Illinois Condominium Property Act". Unit Owner's Property Insurance Should Include:  - Floor Covering, Wall, and Ceiling Coverings.  - "Additions, Alterations,...

8 Insurance Claims that Increase in the Fall

As the seasons change, so do the types of claims adjusters see. Falling leaves create a skidding hazard for unwary drivers. Running deer and other wildlife rarely bother to look both ways before...

How To Be a Good Landlord

Many people are getting into the rental housing market as an investment, hoping to make more money in rent than they owe on their properties. There are nearly 44 million renter-occupied...

Understanding the Insurance Claims Payment Process

How are you paid? Who gets the check? Do you need to replace items immediately? After a disaster, you want to get back to normal as soon as possible and we want that for you too! You may get...

How Smart Lighting Can Make Life Better

Can banishing the blues, sleeping soundly and waking energized be as simple as changing a light bulb? Light affects sleep/wake cycles, body temperature, hunger, physiology and behavior. So aligning...

Our obligatory end of the summer blog post - Got Kids in College? Better Get Insurance.

Our obligatory end of the summer blog post... Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member...

After-Marriage Checklist: What to Do After ‘I Do’

Congratulations! As anyone will tell you, marriage changes your life. But maybe a little less obvious is how getting married impacts your financial picture and changes your particular insurance needs....

What Happens When Your Home Insurance Doesn't Cover Self-Defense Shootings?

Gun ownership is a very serious responsibility. Most licensed gun owners are conscientious and informed about gun laws and their rights and responsibilities under those laws. Many people own guns as a...

Why do today’s homes burn faster?

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to...

Facts about Flood Insurance

The risk of flood damage or loss According to the Federal Emergency Management Agency (FEMA) floods—including inland flooding, flash floods and flooding from seasonal storms—occur in every region...

4 Disgusting Bacterial Hazards That Are Lurking in Your Home

Bacteria is one of the superstars of the food world. It’s in your yogurt. It’s responsible for that sauerkraut on your bratwurst and the pepperoni on your pizza. Other bacteria can be...

The Griswolds had nothing on our Christmas

The week before Christmas my family and I returned home from a weekend at the lake to find Mr. Squirrel nestled comfortably on top of our living room couch. He was gazing outside into the yard...

AIG: A reminder about frozen pipe prevention

  Bitter cold, snow and ice continue to blanket many areas of the country, and we still have much of the winter season to go! Click Here for a quick reminder from AIG about safeguarding your home from...

Those damn Ice Dams

I know we have sent you this topic before - but those damn ice dams cause MAJOR issues for my customers every year.  A common claim occurring in the winter months is ice damming and with a little loss...

Will your insurance policy on your primary home help protect your second home?

  Does a Homeowners Insurance Policy Cover a Second Home?   As Irma approached, we all talked with friends and/or family who were affected by the storm. I was surprised to learn of 3 close friends...

Pekin Insurance: The 5 Best Home Security Apps for iOS and Android

We discussed last month the potential that exists for a variety of new home security vulnerabilities and concerns with the increase in Smart Home Automation. Thankfully, Pekin Insurance has found the...

Why millennials are finally starting to settle down and buy homes

Millennials are finally starting to show interest in homeownership. Weighed down by massive student debt and job struggles, the generation brutalized by the Great Recession has lacked both the money...

Smart Home Automation

Smart home automation technology can offer homeowners peace of mind, convenience and efficiency, making it possible to automate systems and equipment ranging from home security to thermostats. With a...

Travelers: OpenHouse

To imagine your future in a home, it helps to know about its past. Travelers teamed up with BuildFax™ to help open the door to permitted updates and repairs that have been done on your prospective...

Insure Your College Student

Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member of the household? Home and Auto Insurance...
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