Your Auto Insurance Policy Does Not Cover Delivery

Our Covid experience is changing the way we live. How we socialize, consume products, and how we work is all evolving. The demand for having products delivered has never been greater. Before this crises you could have your pizza delivered, now the finest restaurants are doing it. Liquor stores are doing it, your new car can now be delivered to your...

Should You Take a Staycation or a Social Distancing Trip?

Should you stay home or hit the road?  Should you stay home or hit the road?  No one would blame you for feeling tired. There’s a lot going on in the world right now, and you could use a break. You...

The Scary Symptoms of Mold Sickness You Should Never Neglect

What Makes Mold Dangerous The word “mold” describes thousands of species of fungi. The Centers for Disease Control and Prevention (CDC) say 300,000 of these species could exist. Not all mold is bad....

Your New Home Office

We don't quite know exactly how long this quarantine will last, so if the kitchen table isn't working for you anymore - here are a few tips to help you make a productive (and comfortable) home...

Illinois Homeowners - Clean Those Gutters

A common insurance claim in winter months is water damage caused by ice damming.  These 'dams' are just that, they are blockages of ice that can form just about anywhere on your roof and they prevent...

What Do Humidifiers Do to Improve Wellness in the Winter?

There's a lot to love about winter - cozy evenings by the fireplace, outdoor sports like skiing or ice skating, and that first magical snow of the season.  Of course, no one looks forward to cracked...

Understanding your Insurance Deductibles

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a car or home is an important part of getting the most out of...

Your College Student & Insurance

Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member of the household? Home and Auto Insurance...

3 Insurance Misconceptions

Misconception 1: “I have an umbrella policy, so I’m covered for everything.” Though the intent of a personal umbrella policy is to provide an additional layer of liability protection on top of...

Is your home as efficient as it could be?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they're not just annoying - they also cost you money in decreased energy efficiency and...

Safeco Insurance: Do I need to tell my insurance company if my dog bites someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury, but dog bites are more common than you might realize. 4.5 million occur every year in the U.S., according...

Snowmelt Protection Tips

As winter ends and temperatures begin to rise (and then sometimes fall again), the accumulating water from melting snow and ice leaves your home susceptible to damage. Protect your home ahead of time...

Will you be giving that special gift for Valentine's Day?

Will you be giving that special gift for Valentine's Day? We wanted to remind you that your homeowners policy has some limitations for high valued items. “Special Limits” The personal property...

Considerations for Condominium Unit Owners

There have been many questions regarding an association's insurance policy and what a unit owner needs to insure. Coverage for an insurance claim is dictated by the language in the...

8 Insurance Claims that Increase in the Fall

As the seasons change, so do the types of claims adjusters see. Falling leaves create a skidding hazard for unwary drivers. Running deer and other wildlife rarely bother to look both ways before...

How To Be a Good Landlord

Many people are getting into the rental housing market as an investment, hoping to make more money in rent than they owe on their properties. There are nearly 44 million renter-occupied...

Understanding the Insurance Claims Payment Process

How are you paid? Who gets the check? Do you need to replace items immediately? After a disaster, you want to get back to normal as soon as possible and we want that for you too! You may get...

How Smart Lighting Can Make Life Better

Can banishing the blues, sleeping soundly and waking energized be as simple as changing a light bulb? Light affects sleep/wake cycles, body temperature, hunger, physiology and behavior. So aligning...

Our obligatory end of the summer blog post - Got Kids in College? Better Get Insurance.

Our obligatory end of the summer blog post... Got Kids in College? Better Get Insurance. When we look for coverage to extend for a student away at school the first question is: Is the student a member...

After-Marriage Checklist: What to Do After ‘I Do’

Congratulations! As anyone will tell you, marriage changes your life. But maybe a little less obvious is how getting married impacts your financial picture and changes your particular insurance needs....
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