Personal Property: 5 Reasons Why Yours May Not be Fully Covered

Why You May Want More Personal Property Coverage  Imagine you took the roof off your house, turned the whole thing upside down and started shaking. Everything that hit the dirt is what your insurance company calls “personal property” - hence Personal Property Coverage (Coverage C) on your homeowners, condo or renters policy. In the event of a...

How Condo Insurance Differs From Home Insurance

Know What You Own Before You Buy Condo Insurance Coverage A condominium is different from a house or an apartment - you own part of a building or a property, but not all of it. Insurance...

Roofing Scams: When to Be Wary

Contractors Promise Free Roof Replacements in Storm-Hit Areas One day following a particularly nasty hailstorm, you receive a knock on your front door. It’s roofing contractors, and they can...

Does Your Insurance Cover Hail Damage To Your Car?

5 Things to Know About Hail Damage and Insurance Coverage Leaky roofs. Dinged-up paint jobs. Busted windows. Hailstorms cause extensive property damage throughout the U.S. each year, especially once...

Summer is near and so are the storms!

  Do you hear that? It’s the sound of people everywhere rejoicing that summer is almost here. While warmer weather may bring joy to millions in the area, Mother Nature may have other plans - RAIN!  ...

Safeco: Let us know about your new furry friend. Here's why...

New Pet? Here’s Why You Should Let Us Know Your new best friend finally arrived home from the local animal shelter, and he’s taking in his new surroundings, appreciating the softness of his bed and...

Insurance Appraisals Help You Select Coverage for Your Valued Belongings

Your Great Aunt Marge has always known how much you admire her antique silverware set - so during an extensive remodel of her home, she gifts it to you. Now you couldn’t imagine your dining room...

In the wake of events at Marist High School - A Personal Injury Review

In the wake of events that occurred at Marist High School late last year, I wanted to review Personal Injury Insurance. It is widely thought that a homeowner's insurance policy covers only incidents...

Are gift cards covered by Homeowners Insurance?

What do you buy for that special someone when you can't think of anything else? With increasing frequency these days, the answer is a gift card. The National Retail Federation has reported...

Guaranteed Replacement Cost or Extended Dwelling Coverage

Guaranteed Replacement Cost or Extended Dwelling Coverage   Guaranteed Replacement Cost Coverage (or what some companies call Extended Dwelling Coverage) on your home is an option found in...

A mother's death and a denied claim.

When the matriarch of the Harris family died five years ago, her home was handed down to her son. He continued to pay the mortgage and the insurance policy, and the appropriate name changes were made...

Avoid a Homeowner's Claim - Ice Dams

A common claim occurring in the winter months is ice damming and with a little loss control - the potential of this happening to you is minimized. This might be a good weekend to clean those...

Your Responsibility As a Dog Owner

Dog Owners Are Liable When Their Pets Bite There were over 77 million domestic dogs residing in homes across the United States between 2015 and 2016. This was a finding in a survey conducted by the...

Keeping Toddlers Safe at Home

Keeping Toddlers Safe at Home As children grow older and are able to move around by themselves, their curiosity increases. To prevent toddlers from suffering an injury at home, the Home Safety...

Swimming Pool Liability Precautions

Swimming Pool Liability Precautions Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming...

Smoke Detector Maintenance

Smoke Detector Maintenance Smoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The good news is, they are...

When A Guest Causes Damage

When A Guest Causes Damage Part of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a...

Oh Hail No! Protect Your Home from Damage.

Many summer storms are capable of producing hail, which can damage your home. Depending on the materials used to construct the different areas of your home, damage may not always be clearly visible....

Home Vacation Rentals and Insurance Gaps

  Airbnb estimated that over 1 million people would celebrate the beginning of 2016 in an Airbnb rental. Many people are using the popular option of renting out a room in a home or renting out an...

10 Questions for Assessing Insurance Needs and Changes

When life circumstances change, insurance needs change with them. This is why agents across the country encourage Americans to review their insurance policies every year to update coverage for...
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