If A Tree Falls On Your House, Are You Covered?

If a tree hits your home or other insured structure, such as a detached garage, your standard homeowners insurance policy covers the damage to the structure, as well as any damage to the contents. This is true for trees felled by wind, lightning or hail. You are insured no matter who owns the tree If a tree lands on your home, you can file a claim...

Do You Have Any of These 10 Home Fire Hazards?

Most homeowners know the drill for reducing the risk of a house fire: They keep a smoke detector on each floor and make sure they are all in good working order at least twice a year. They...

Insuring A Co-op or Condo

If you are purchasing a condo or co-op, the bank will require insurance to protect its investment in your home, and your co-op or condo agreement will likely require you to have insurance, as...

5 Best Insurance Tips for Millennials

Adulting (verb) - acting like an adult or engaging in activities usually associated with adulthood, often responsible or boring tasks. If you’re a millennial, you know this definition all too well....

Mobile vs. Manufactured vs. Modular Homes - What's the Difference?

According to the U.S. Department of Housing and Urban Development (known as HUD), the difference between manufactured, modular, and mobile homes all comes down to differences in construction...

What To Know When Considering A Backyard Fire Pit

As the world starts opening up again, more homeowners are inviting friends and family over for fun outdoor gatherings. If you’re looking for something to spice up your backyard festivities, you can’t...

5 Things Home Warranties Don't Cover

If you've bought a house recently, the seller may have given you a home warranty to sweeten the deal. Or you may have bought a home warranty on your own, hoping to save yourself a big bill if,...

Reasons Water Leak Detection is Important

Water damage wreaks havoc on your home both structurally and financially. Worst of all, home water damage is very common, as claims related to water damage account for nearly half of homeowners’...

Are You Renting Your Home?

Renting your home to others is becoming more popular and with Airbnb going public there seems to be more awareness of the income potential. The problem is that many people don’t realize that...

Warm Weather Tips for In and Around Your Home

Winter’s rough weather and freezing temperatures can wreak havoc on a home, but summer comes with its own share of potential hazards too. Luckily, there are steps homeowners can take to ready...

Preparing Your Home and Car for Spring

Spring preparations for your home and car involve more than putting in screen doors and changing out snow tires. In addition to these tasks, you’ll also need to: Inspect the structure of your home...

What Perils Are Covered by a Homeowners Insurance Policy?

Home is not only where the heart is, but is also where many of us spend a good deal of time and where we keep the things that are most important to us. Owning a home is likely the largest investment...

Five insurance mistakes to avoid... (and still save money)

Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. However, simply reducing your coverage or dropping important coverages altogether is...

Should I Buy a House During the COVID-19 Pandemic?

You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial...

Cyber Protection: 5 Tips to Protect Your Network From Hackers at Home

It’s difficult to imagine a world without the possibility of endless content to stream, download, share with your family members or send to your friends. The constant use of connected devices...

Protect your home from winter weather

Get your home ready for freezing weather hazards with these simple tips: Ice, snow and wind can have devastating consequences to your home—and to your household budget. Fortunately, there...

4 Simple Steps to Thaw Frozen Pipes

Few cold-weather maladies are more irritating than frozen pipes, but what exactly causes them? During the drop in temperature, water may freeze inside plastic pipes, which causes it to expand...

Fraudulent Unemployment Claims

We want you to be prepared. Every day, thousands of people fall victim to fraudulent emails, texts, and calls.  The Illinois Department of Employment Security (IDES) is seeing an increase...

5 Steps to a Safer Fireplace

Before you cozy up in front of the warm flames, follow these steps to keep your home and family safe. A crackling blaze brightens any dreary winter day. But if a fireplace or a wood-burning stove...

How Much Homeowners Insurance Do I Need?

If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to...
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