Understanding Business Owners Policies (BOPs)

It may sound like a dance craze from the 1950s, but a BOP—a Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP. Since a BOP is prepackaged, there is only one policy to review and it can be more cost effective than purchasing...

What Your Team Needs to Hear From You... Now More Than Ever

As a leader, this year’s bumper sticker should be: "All eyes on you." With the pressure to show up, massively problem solve, and deliver difficult news, nothing about this year has been simple. What...

5 Tips on How to Run a Successful Virtual Meeting

Given that 62% of U.S. employees have worked from home in some capacity this year, videoconferencing has seemingly become a part of everyday life. While an online meeting offers a useful, flexible way...

Be Alert About Workplace Fatigue!

When it comes to fatigued workers, there is plenty of cause for concern. Overly tired workers are not only a danger to themselves, but also their coworkers and your bottom line. “We know...

COVID-19 Vaccine Considerations for Employer

Since the onset of the COVID-19 pandemic, companies across the globe have been working to develop a COVID-19 vaccine. As the pandemic continues on and vaccine clinical trials progress, there may be a...

Voluntary Life Insurance

WORKPLACE TERM LIFE INSURANCE It’s the cost-effective life insurance coverage you need. Workplace Term Life (WTL) is designed to provide life insurance for a specified period to meet anticipated...

Marketing Channels: Which are the Right Ones for Your Business?

Business owners have many choices when it comes to their marketing today, and choosing the right marketing channels to achieve your goals can be overwhelming. How do you figure out which channels...

Do I Need Business Interruption Insurance?

Most people would never consider opening a business without first purchasing property insurance to cover the cost to repair or replace a building or equipment that’s been damaged due to a covered...

Insuring your home-based business

What you need to know if you work from home Whether you’re running a part-time, seasonal or full-time business from your home, you’ll want to carefully consider your risks and insurance needs....

9 Ways to Lead Your Team Into an Unknowable Future

The workplace is changed. As parts of the world begin to loosen coronavirus-related restrictions, organizations are emerging from COVID-induced hibernation. These transitions back to work are gradual....

Employee Benefit Liability

Employee benefits liability (EBL) is insurance that covers businesses from errors and omissions that occur when employee benefit plans are administered. These errors and omissions may include failing...

Responding to an Employee's Positive Coronavirus Test

As the number of coronavirus disease 2019 (COVID-19) cases grows daily, employers across the country are dealing with the difficult situation of responding to an employee’s positive COVID-19...

Workers’ Compensation Insurance: An Overview

Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents...

What Does Cyber Insurance Cover?

Across industry lines, organizations have become increasingly reliant on workplace technology to conduct key business operations. Whether it be for communication purposes, e-commerce, or...

How to Make a Risk Management Checklist That Encourages Company Safety

You probably have a checklist for everything from standard operating procedures to opening and closing your shop. But do you have any documentation to combat theft, accidents, and other business risks...

Heat Illness FAQ

Even though summer is winding down, chances are there will still be some hot days remaining. And if you work in an indoor environment where heat is a constant issue, your employees may face...

OSHA Guidance for Reopening Nonessential Businesses

On June 18, 2020, the Occupational Safety and Health Administration (OSHA) released guidance to help employers plan how to reopen nonessential businesses. The guidance also addresses issues employers...

June 5th Amendments to PPP

Since being established as part of the Coronavirus Aid, Relief and Economic Security Act in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal...

Key Person Life Insurance

Most business owners know the value of their inventory, the raw materials used to create their product or what it would cost to replace the vehicles used to move their product. They may not know the...

You can’t ignore the power of Social Proof - How to ask for a Testimonial

Fact: A stranger’s review has more impact on your customer’s purchase decision than any of your marketing or advertising efforts. According to a survey by BrightLocal, 88% of customers rely on reviews...
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