Do Your Drivers Know How to Avoid Hydroplaning?

Most drivers know to slow down, turn off cruise control and avoid tailgating when driving on snowy or icy roads. However, many drivers are surprised to learn that rain can be nearly as treacherous to drive in. Flooded streets and swollen creeks can sweep vehicles off the road while water-slick roadways can cause hydroplaning. According to the...

How to Avoid the Top Security Risks for Your Small Business

Target’s 2013 data breach cost the company $250 million in damages after hackers managed to steal around 40 million customers’ credit and debit card numbers. But the true overall cost can be hard...

How to Keep Roofs Draining Properly

Drains are a humble, hidden feature we all depend on. Sink drains and floor drains take water away from the inside of our businesses, while storm drains keep our parking lots and streets safe...

Recovering your Business After a Storm: 5 Property Losses to Anticipate After a Severe Weather Event

As natural disasters become increasingly costly, property damage claims are on the rise. Since 2011, the U.S. has seen at least $20 billion a year in estimated insured property losses....

Finding Coverage That Matches Your Business Size

Home business, small business, global business—here’s how to choose the right insurance for your business. The types and amount of insurance that you need for your small business are based on several...

Delayed Claims Reporting: The True Cost to Businesses and Injured Workers

Workplace injuries that go unreported can keep employees on the sidelines — uncertain about treatment and unclear on what to expect under their state’s WC system. When workplace incidents do...

June: National Safety Month Tips

In 1996, the National Safety Council designated June as National Safety Month. The goal was to increase awareness of the leading safety and health risks facing employees and decrease the risk...

Seven Financial Metrics Every Entrepreneur And Small Business Owner Needs To Master

In a meeting last week, a successful serial entrepreneur, who wants to shift to becoming a full-time investor, remarked that they were going back to school to get an MBA at the age of 45. They...

Eight Tips to Avoid Litigation

Litigation is expensive. It can impact your business’s bottom line, your reputation and your emotional well-being. Bringing and defending lawsuits can cost tens of thousands of dollars even before the...

What's Covered by a Commercial Auto Insurance Policy?

A commercial auto policy is important for protecting your business including transporting supplies, products, equipment, your employees and more. Learn more about what commercial auto policies cover,...

5 Technologies That Are Creating New Business Risk

From drones and 3-D printing to artificial intelligence and autonomous vehicles, disruptive advancements in technology are everywhere – and they’re rapidly changing traditional business models across...

5 Key Habits of a Safety Conscious Company

Safety in the workplace isn’t just a matter telling of employees to behave safely. It’s much more complex. It involves changing old habits, developing a safety program, identifying...

10 Customer Service Statistics and Facts You Need to Know

Every business owner wants to give the best service possible to their customers, but sometimes, we overlook how important customer service is as we get caught up in the tasks it takes to run...

The New Normal: 9 Ways Businesses Could Change as a Result of COVID-19

From adjusting supply chains to evolving business operations, businesses are adapting in different ways as a result of the coronavirus pandemic. Learn more about some key shifts that are taking place...

How to Lower Workers' Compensation Costs

The Occupational Safety and Health Administration (OSHA) found that “workplace injuries and illnesses have a major impact on an employer's bottom line. It’s estimated that employers pay almost...

Building Property of Others Coverage in Illinois

The recent snow and quick warm up caused many roof issues in the area.  The resulting water seepage caused interior damage to walls, ceilings and equipment.   Whether you are a landlord or a tenant it...

Everything You Need To Know About Independent Contractors

We’ve all heard of independent contractors, but do you really understand how they’re different from employees at an organization? To start, anyone who has hired on a temporary or project-basis can be...

Your Guide to Spring Roof Maintenance

Winter is tough on your roof. That’s why it’s critical to conduct checkups prior to and after the season. According to Bernie Roma, EMC Senior Loss Control Representative, “While your roof maintenance...

Worker's Compensation Fraud

How to Detect and Report Workers’ Comp Fraud Workers’ compensation coverage is designed to address legitimate workplace accidents and injuries, providing benefits for an injured employee’s medical...

General Liability vs. Professional Liability Insurance

As a business owner, it can be a challenge to figure out what types of insurance you need. The right policies depend on the types of risks your company faces.   Big and small businesses both...
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