Motor Vehicle Accidents in Workers Compensation

Today’s cutting-edge technology allows cars to steer themselves, maintain safe following distances, brake automatically, and warn drivers of nearby vehicles. Yet, despite these safety improvements, motor vehicle accidents (MVAs) in the United States have generally been on the rise over the last several years. This troubling trend is also impacting...

What is errors and omissions insurance?

As you may know, business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens, and who pays, when a printer neglects to catch...

This is why a Clear Desk Policy is Smart for Every Business

We all have that coworker (or maybe we ARE that coworker) with the messy desk. Stacks of papers, post-it notes, pens, pencils, note tablets, folders, daily calendars, and any number of objects...

Business Identity Theft: An Emerging Threat

Individuals are not the only ones at risk of identity theft. Increasingly, businesses are struggling with criminal use of their identity for tax fraud, credit card and other financial fraud, as well...

3 Insurance Gambles That Put Your Business at Risk

Much like sunscreen, business insurance is one of those things you don’t realize how important it is until you’ve been burned: A lot of entrepreneurs don’t have it, and those who do, may not be...

Opioids: How Are They Affecting Your Workplace?

We hear a lot about the opioid epidemic in our country, that is, the use and abuse of pain medications including oxycodone, hydrocodone, morphine and fentanyl. These medications were nearly unheard of...

Understanding Inland Marine Insurance

Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment...

What’s the difference between an Additional Insured and a Certificate Holder?

The key difference between an additional insured and a certificate holder comes down to whether you have coverage under someone else’s insurance policy. This only applies if you’re named as...

Happy 4th of July!

Zeiler Insurance Services, Inc. wishes you and your family a safe and happy 4th of July! Our offices will be closing at 1:00pm on Tuesday, July 3rd and we will be closed the entire day on Wednesday,...

Refer a friend and receive a $25 Amazon gift card!

A majority of our customers come from referrals - we are grateful for the trust each of you put into us. That is why we want to give back by giving a $25 Amazon gift card for each referral. If you...

Employment Practices Liability & Equal Employment Opportunity Statements

To qualify for Employment Practices Liability some insurance companies require you to submit your Equal Employment Opportunity Statements. What is this you may ask? Well it is that small statement you...

Are interns covered on Workers Compensation in Illinois?

Are interns covered on Work Comp? It’s that time of year - Chicago area businesses will be adding college interns to their summer workforce. Whether they are paid interns or not - the question is “Are...

Building Property of Others Coverage in Illinois

Illinois Building Property of Others Coverage in Illinois  I know I have talked about this in the past, but I have been running into a lot of leases recently that address this topic. I am seeing more...

The Marijuana Conversation: What's Next

"The Marijuana Conversation: What's Next" is the fifth installment in NCCI's Marijuana Conversation series aimed at exploring the issues surrounding marijuana's impact on workers...

Does my business need terrorism insurance?

Terrorism insurance is offered separately or as a special addition - called an “endorsement” or “rider” - to your standard commercial property insurance policy. A standard business policy alone...

EMC Insurance: Drones 101 - Tips for Your Company’s Written Policy

Drones - or Unmanned Aircraft Systems (UAS) as the Federal Aviation Administration (FAA) calls them - have become a hot tech trend. Their current and projected use increase nearly every day. They...

The Marijuana Conversation: Questions Regulators and Legislators Are Asking

“The Marijuana Conversation: Questions Regulators and Legislators Are Asking” is the fourth installment in NCCI’s Marijuana Conversation series aimed at exploring the issues surrounding marijuana’s...

Declare War On Workplace Germs

The Centers for Disease Control and Prevention (CDC) says the number of people seeing their doctor for influenza-like illness is the highest since the pandemic in 2009. The CDC continues to recommend...

How to Survive a Social Media Backlash at Your Business

Social media can offer a valuable way for business owners to connect meaningfully with customers and promote their businesses. But engaging in social media also comes with risks. An ill-advised tweet...

EMC Insurance: OnCall Nurse Hotline

How does your organization handle on-the-job injuries? Unless you have a health professional on-site for all work shifts, the injured employee or a supervisor will likely have to make a snap...
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