Workers’ Compensation Insurance: An Overview

Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ compensation systems are different in every state, as individual statutes and court decisions have...

What Does Cyber Insurance Cover?

Across industry lines, organizations have become increasingly reliant on workplace technology to conduct key business operations. Whether it be for communication purposes, e-commerce, or...

How to Make a Risk Management Checklist That Encourages Company Safety

You probably have a checklist for everything from standard operating procedures to opening and closing your shop. But do you have any documentation to combat theft, accidents, and other business risks...

Heat Illness FAQ

Even though summer is winding down, chances are there will still be some hot days remaining. And if you work in an indoor environment where heat is a constant issue, your employees may face...

OSHA Guidance for Reopening Nonessential Businesses

On June 18, 2020, the Occupational Safety and Health Administration (OSHA) released guidance to help employers plan how to reopen nonessential businesses. The guidance also addresses issues employers...

June 5th Amendments to PPP

Since being established as part of the Coronavirus Aid, Relief and Economic Security Act in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal...

Key Person Life Insurance

Most business owners know the value of their inventory, the raw materials used to create their product or what it would cost to replace the vehicles used to move their product. They may not know the...

General Liability vs. Professional Liability Insurance

As a business owner, it can be a challenge to figure out what types of insurance you need. The right policies depend on the types of risks your company faces. Big and small businesses both...

Reducing Risks to your Business Vehicles

Whether you own or lease a single business car or an entire fleet of commercial vehicles, you’ll need to purchase commercial auto insurance. We can help you weigh your risks and evaluate...

Illinois Auto Insurance and GAP Coverage

Illinois Auto Insurance and Guaranteed Auto Protection "GAP Insurance". When purchasing or leasing a new car it is important to make sure that you have the proper insurance.  One option that needs to...

Ergonomics for the Road Warrior

The modern office for the road warrior could find you working anywhere at any time, from early mornings at the corner coffee shop to red-eye flights at your airplane’s seatback tray table. You...

How to get a Business Vehicle Deduction as a Small Business: Take Advantage Now

Find out how to take advantage of a business vehicle deduction now so you can save money when your taxes are due. Oh, business taxes. They keep accountants happy, but they can keep entrepreneurs up...

EMC: Choosing Drivers - What You Don’t Know Can Hurt You

Choosing Drivers - What You Don’t Know Can Hurt You Are you putting the right people in the driver’s seat of your vehicles? A driver’s past driving behavior is a good indicator of future accident...

Dashboard Cameras in Company Vehicles

Dashboard cameras have become increasingly popular with police departments, and now they are also being installed in commercial fleets because of their numerous benefits. The main reason companies are...

A Guide to Non-Owned and Hired Automobile Liability Coverage

Sometimes called business auto insurance, commercial auto / hired and non-owned auto insurance policies cover the cars, trucks, vans, and other vehicles you use in the course of business. Commercial...

The ABCs of Air Bag Safety

The ABCs of Air Bag Safety According to the National Highway Traffic Safety Administration (NHTSA), an airbag propels out of a dashboard at 200 miles per hour – faster than the blink of an eye. Though...

Ways to Save on Gas

Ways to Save on Gas Regardless of the price of a gallon of gas, it is always great to be able to save. Often, the small things we do can add up to big savings. If you are looking to spend less time...

The Auto Insurance Basics You Should Know!

Automobile insurance serves as a safeguard against financial hardship in the event of an auto accident and assists in paying for damages if your company vehicle(s) is damaged, starts on fire or...

Are Your Employees Putting You At Risk?

According to the U.S. Census Bureau, there are more than 240 million registered motor vehicles in the United States, and an estimated one-fourth of those are used for business in some way. If you have...

Surviving a Business Interruption Loss: What You Need To Know

Surviving a Business Interruption Loss: What You Need To Know Superstorm Sandy caused $19 billion in insured property losses when it hit the northeast in 2012. Most of that was direct damage...
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