Night Driving 101

Night Driving 101 Did you know that the rate of traffic deaths at night is three times greater than driving during the day? It is more difficult to see hazards ahead on the road, and often the lack of scenery can be hypnotizing, sending you into a state of dangerous drowsiness. Since your job requires that you drive after dark, it is important to...

Graduation, Prom, and Insurance

During the spring and summer, two events most teens participate in are graduation parties and prom after-parties. Both types of events usually also include alcohol. When they are at...

Homeowners may need additional insurance for summer fun!

When summer arrives each year in Chicago, many people look forward to activities that they can only enjoy during warmer months. Summer is also a time for family vacations and relaxing. A...

It's a Bird, It's a Plane, it's Hail!

Hail can strike geographically anywhere and can cause major damage to your vehicle. In fact, according to the National Insurance Crime Bureau (NICB), over 850,000 hail damage claims were filed in...

Test Drive Auto Rates Before You Buy

Before purchasing a car, it’s a good idea to understand all the costs associated with the purchase. This includes the cost of automobile insurance. Auto premiums rates vary based on a variety of...

Safe Driving Saves Money

Safe Driving Saves Money For better or worse, your automobile insurance premium is a direct result of your driving record. This amount is determined by the insurance company to cover the costs...

The ABCs of Air Bag Safety

The ABCs of Air Bag Safety According to the National Highway Traffic Safety Administration (NHTSA), an airbag propels out of a dashboard at 200 miles per hour – faster than the blink of an eye. Though...

Your Teen is Licensed, What Do You Do Now?

Congratulations, you got your driver’s license! In addition to the being excited about the keys you’ve just been handed, you’re probably a bit apprehensive at the new responsibility you’ve just been...

Know How to React After a Vehicle Crash

Know How to React After a Vehicle Crash Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure...

Drinking and Driving Don't Mix

Someone gets injured in an alcohol-related car accident every 90 seconds in the United States. Driving while under the influence is not dangerous only for the impaired driver; other motorists...

Ways to Save on Gas

Ways to Save on Gas Regardless of the price of a gallon of gas, it is always great to be able to save. Often, the small things we do can add up to big savings. If you are looking to spend less time...

The Auto Insurance Basics You Should Know!

Automobile insurance serves as a safeguard against financial hardship in the event of an auto accident and assists in paying for damages if your company vehicle(s) is damaged, starts on fire or...

Avoid Extended Warranty Traps

In recent months, the Federal Trade Commission (FTC) has investigated and filed suits against vehicle service contract providers for misleading sales tactics and unethical business practices. In...

TIRED Of Your Old Wheels?

Your car’s tire performance is essential to both its safety and its efficiency. Tires eventually lose traction and braking ability, and should be replaced when necessary. When your tires are in...

Driving Safely Through the Golden Years

Driving Safely Through the Golden Years As we get older we get wiser, and for some of us that wisdom brings along with it the realization that we just can’t do some things like we used to. When one of...

Texting and Driving: It's Not Worth It

According to research done by the University of Utah, using a handheld or hands free mobile device slows a driver’s reactions as much as someone with a blood alcohol content of .08, the legal limit in...

Safety First When Driving

You share the road with cars, buses, motorcycles and pedestrians every day on the job. Therefore, safety for yourself and other individuals on the road is in your hands. It is necessary that...

How Credit History Affects Auto Insurance Premiums

Many factors are involved in determining an auto insurance rate. The age of the insured driver, the vehicle type and the individual's driving history are all key factors. However, there is a more...

Statistics To Make You Put the Phone Down!

What's the truth about using cell phones while driving?  Are they merely, as some claim, another unavoidable distraction, like talking to other passengers, eating, or changing the tape or CD?  Or are...

Is Wear and Tear Covered Under an Insurance Policy?

Insurance is intended to cover many potential losses that you would not normally expect to pay for, including incidents that are sudden and accidental. However, there are certain items that...
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